Muriungi

Doing life

[Muriungi @Mu_Riungi]

@modestusmbilit1 @Kemboi67 Divide that by population size to get MW per capita.
Nigeria population is about 4.5 times Kenya's.
You can't generate power where it's not needed

[Mosembe George🇰🇪 @OMosembe]

Chair for extra-judicial killings and compensation.

[Muriungi @Mu_Riungi]

@moneyacademyKE A company established just 1 year a go????
6th Octob 2025
This is just a brief case company

[Muriungi @Mu_Riungi]

#NSSF Uganda is performing better than most investment schemes in Kenya. What's the secret
@TheAbojani @kenyanwalstreet @kahome_steve @mihrthakar

[Muriungi @Mu_Riungi]

@iambrejin How did Igbo heads reach East Africa? In West Africa they don't require any DNA

[Muriungi @Mu_Riungi]

@__Real_JFK_Jr__

[Muriungi @Mu_Riungi]

@aomenya Hii ni smock attire from Ghana.

[Muriungi @Mu_Riungi]

@muhatimuhatimu @FGaitho237 Just in case, mseme analisema Tutam

[Muriungi @Mu_Riungi]

@themayor_ke Yaani someone I knew since when we were young just decided to mess his life just like that!
Ladies, it's better to be divorced or separated and alive than married but dead.
Pole to the family

[Muriungi @Mu_Riungi]

@DrBKhalwale @geriatricabound In a similar manner, let the president and the Prime CS take responsibility and resign. The Ministry report to them. The president has mechanisms to pick all this information, including from departmental reports and NIS reports.
Otherwise, this is just politics.

[Muriungi @Mu_Riungi]

@durkpenguin @ivymuthe Not true. Most of these cases are picked up when it's at stage 4. Poor health infrastructure in Meru.
Most these people die before even starting chemo.
Speaking from experience

[Muriungi @Mu_Riungi]

@ivymuthe Lost Mother-in-law to cancer last year. This should be investigated.
Something ain't right.

[Muriungi @Mu_Riungi]

@sholard_mancity Isn't Herman Manyora the proposed chairman of the Nairobi Hospital by the other board members fighting current board members?

[Muriungi @Mu_Riungi]

@amatheka @WashiraX Depreciation is added back but you benefit from defined Capital Deduction allowances.
Either way, this will be punitive to credit lending entities

[Alfred Mathu @MathuAlfred]

This is the story of how I cleared a 10-year mortgage in 2 years

In the year 2000, I signed for my first mortgage KSh 2.7 million, repayable over ten years, with a monthly installment of about KSh 37,000. At the time, it felt significant but manageable. Like many young professionals, I believed the difficult part was getting approved. Once the bank said yes, I was ready to sit back and relax knowing that in 10 years i will be a home owner.

That is what traps most people.

When many people secure a mortgage, they celebrate the approval rather than confront the obligation. They upgrade furniture, expand their lifestyle, and slowly adjust their expenses until the monthly payment blends into routine existence. Ten years quietly becomes normal. The loan stops feeling temporary and starts feeling permanent.

I had a mentor who refused to let that happen. Stewart Henderson, who was serving as CEO of Old Mutual at the time told me something that permanently changed my understanding of debt: a mortgage is not a commitment it is an emergency.

Then he introduced a rule that, at the time, felt extreme. Every month I earned commissions, I had to bring my statement to him before spending any money. We would sit down together and allocate it.

The bank required KSh 37,000.
Stewart ignored that number.

Instead, he focused on capacity. Whenever income rose, payments rose. Whenever earnings improved, we attacked the loan. He called it 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐚𝐠𝐠𝐫𝐞𝐬𝐬𝐢𝐨𝐧, treating debt as something to eliminate quickly rather than manage comfortably.

The first few months were uncomfortable. The natural instinct after earning more money is to reward yourself. Income creates a feeling of entitlement to enjoy what you worked hard for. But discipline does not negotiate with feelings. Every additional shilling was assigned before it reached my pocket.

Something surprising happened. As my income grew, but my lifestyle did not.

Because expenses stayed controlled, every increase in earnings accelerated repayment. The balance started shrinking visibly not yearly, but monthly. What had been structured as a ten-year obligation began to feel temporary.

Two years later, I made the final payment.

Now here’s the surprise, after I serviced the mortgage to completion, my mentor did not congratulate late me. He simply told me to start looking for the next property.

Most people follow a familiar sequence: earn, spend, then save what remains. I learned to earn, allocate, then live on the balance. The house was not paid off by income alone; it was paid off by priority.

Over the years, advising many individuals, I have noticed a consistent pattern. Nearly everyone wants financial freedom eventually, but very few accept financial discipline immediately. The distance between the two is not measured in years it is measured in habits.

Your path does not have to begin with a mortgage. In fact, for many people the smarter starting point is elsewhere, structured savings & investments, or disciplined accumulation strategies that eventually position you for homeownership without pressure.

[Amock_ @Amockx2022]

Putin : 73 years old
Trump : 79 years old
Netanyahu : 76 years old
Narendra Modi : 75 years old
Xi Jinping : 72 years old
Khamenei : 86 years old

All of them have lived their lives and witnessed their peaks already. The next generation wants peace and growth, not World War 3

The world needs young leaders now

[Muriungi @Mu_Riungi]

@SamsungMobile #stop

[Muriungi @Mu_Riungi]

@moneyacademyKE Interesting, Group CFO also resigned

[Muriungi @Mu_Riungi]

@UchuMingi @johnallannamu @AfUncensored @DCI_Kenya @ywli_info @fidakenya @FemicideCensus One day, Tina will get justice. Poleni sana Muchui