Faith Archer

Multi-award winning personal finance journalist & money blogger at Much More With Less

[Faith Archer @MuchMore_Less]

Good to see the government is cutting the cost of baked beans, just as everyone is meant to be stockpiling them 🙄

[Faith Archer @MuchMore_Less]

@usludurkizim 33

[Faith Archer @MuchMore_Less]

@greateranglia Trying to get from Liverpool street to Ipswich. Given there is only one train an hour Cambridge to Ipswich, is there the remotest chance the 18.44 Cambridge to Ipswich train can be held for a few minutes, to take people arriving in Cambridge from Liverpool Street at 18.49?

[Faith Archer @MuchMore_Less]

@icod I think your account has been hacked - crypto tweet and messages asking for podcast votes

[Faith Archer @MuchMore_Less]

Thanks @annabelbrodies

[Annabel Brodie-Smith @annabelbrodies]

Must read article from @MuchMore_Less on switching from a cash ISA to a stocks and shares ISA in @thisismoney. Faith successfully used four investment trusts - City of London, @FinsburyGT, Temple Bar and @ScotMortgage_UK. @AICPRESS https://t.co/d4ALIwEpFF

[Faith Archer @MuchMore_Less]

@Penisenvy999 Perhaps you are not familiar with the rest of the already over-complicated ISA system? Eg my article from 2018 https://t.co/NG3Mup1vAh

[Faith Archer @MuchMore_Less]

Aaaarrrgggh more over complication of the ISA system
From April 2027, £8,000 of the £20,000 ISA allowance will be ‘exclusively for investment, ie the cash ISA allowance will be cut to £12,000
BUT not for over 65s, they can still use the whole £20k for cash

#budget #budget2026

[Faith Archer @MuchMore_Less]

Not increasing basic or higher rates of income tax - is additional rate going up?

#Budget #Budget2025

[Faith Archer @MuchMore_Less]

Knight Frank and Savills must be sobbing into their lattes with the introduction of a high value council tax charge on homes worth more than £2 million

#budget #budget2025

[Faith Archer @MuchMore_Less]

Big relief that the new ‘high value council tax surcharge’ only affects homes worth more than £2 million

#budget #budget2025

[Faith Archer @MuchMore_Less]

Income tax and national insurance thresholds frozen for another 3 years, right through until 2031

This means many more people will be pushed into paying income tax, or into higher ratea of income tax, as wages go up but tax thresholds don’t
#budget #budget2025

[Faith Archer @MuchMore_Less]

3 minutes into the #Budget speech and the first reference to ‘working people’
Anyone else got a bingo card going?

[Faith Archer @MuchMore_Less]

[AD] Why do some pension transfers take so long?

I’m supporting @pensionbee's petition for a 10-day pension transfer limit
Lengthy transfers can stop people taking control of their pensions, leaving them trapped in poor value or unsuitable funds

Sign at https://t.co/tgmmYioirA

[Faith Archer @MuchMore_Less]

End of an era - the Nutmeg brand is being ditched, from November, in favour of J.P.Morgan Personal Investing

Plus next year they'll be offering a DIY investment platform alongside the managed portfolios

[Faith Archer @MuchMore_Less]

Stark reality of rising house prices:
in 2004, around 70% of 35 to 44 year olds owned their home.
That dropped to 50% in 2024, according to @PPI_Research

[Faith Archer @MuchMore_Less]

Looking forward to the start of this evening’s @Headlinemoney_ awards #HMAwards25

[Faith Archer @MuchMore_Less]

On his girlfriend's clothes spending:
"The rest would look better to me in her ISA"

@Monevator does make me laugh, always worth a read

[Faith Archer @MuchMore_Less]

I am at the 'book long-delayed optician's appointment' stage of procrastination with my current article
#freelancelife

[Faith Archer @MuchMore_Less]

Sorry to see that @MMMoneyMatter is closing, it has done some great work showing the power of pension money to make positive impact on the environment

[Make My Money Matter @MMMoneyMatter]

Make My Money Matter will be closing on March 7.

Keep an eye out on here for some final posts on how to take action & who to follow to keep up with banks and pensions 🌍

Read the full statement from our co-founder Richard Curtis and CEO @Tony_Burdon: https://t.co/6MnNLFJbQi

[Faith Archer @MuchMore_Less]

Writing money-saving tips for @yoursmagazine today, and so far I've downloaded the @Seatfrog app and ordered cotton vegetable storage bags ready for cheap Easter veg offers

Never say I don't take my own advice😁