Supply Demand Ekuilibrium
Sumber tekor IDR,
Trade Balance - Belum Defisit tp Surplus makin Tipis, gimana naikkin? Kurangin Impor in USD, gimana cara realistis? Demand Destruction/Slowing Growth Lever. Both Via Fiskal dan Moneter. Paralel Induce Ekspor.
Jalur ini butuh waktu.
Sumber tekor lebih Profound sebenernya Capital Account (Karena Ini kilat)
FDI (Net) menipis krn Investasi LN mandek sementara FDI mature sedot dividend repat gede.
FPI (Portfolio Flow) unprecedented sell off di sisi Equity krn MSCI fiasco + Credit Outlook Worry jg bikin INDOGB kena jual.
Both diatas anggep external-account kita kena sinkhole. Ini nyedot tuker USD ketika keluar.
Fix nya? Lebih cepat tp butuh lebih bold (skrg ini yg urgent ongoing)
Foreign Carry butuh Rate differential + Ccy Hedge cost jd iyak rate masih butuh naik lg krn disana jg naik (gak perlu lama lama cuma sampe FPI sisi market improve aja) ini harusnya ga usah banyak lg krn actually di level skrg aja udah well bid cuma sumbernya masih domestik liquidity (untuk improve IDR sumbernya butuh dr luar)
JCI, underline lg reform proposition. Keep integrity intact. Udah makin murah ko, udah in good proposition buat narik modal asing. Kurang di signaling en thematic branding aja (ini harusnya Danantara bekerja). Ini butuh waktu tp harusnya Foreign Flow akan balik (bar Indo agency problem perception ga tambah jelek)
USDIDR butuh waktu, sabar, kalem. Jangan blunder si Govt nya. Sambil doa supaya Hormuz cepet beres krn by that Term-Trade Improve + External Yield Pressure Dissipate.
Remainder : Yg Term Trade nya kena gebuk Hormuz currency nya lemes regardless intervention (INR, JPY). JPY skrg bisa agak bertahan krn FPI nya bagus, maen di Memory Narrative. Equity kita gak ada tilting memory narrative, cuma bisa tawarin "Murah" ini lagi ongoing makin "murah", mudah2an at some point pancing Inflow masuk balik 🤞
2022: No salary increase
2023: No salary increase
2024: No salary increase
2025: No salary increase
2026 :
Employee: Please accept my resignation.
Boss: You’re doing great. Why are you resigning?
Employee: I accepted an offer with a 95% base salary increase and guaranteed yearly salary cycles as long as I meet my performance goals set by my manager.
48 hours later...
Boss: We will match the 95%, please stay, we need your work!
Employee: Unfortunately, it’s too late. Friday is my last day.
Leaders of organizations need to understand their teams’ motivation every month. Every employee is motivated by different things in different periods. Take care of your good employees before it is too late
Kegunaan indikator Moving Average:
• MA 5 = Momentum
• MA 10 = Short term trend
• MA 20 = Minor pullback
• MA 50 = Mid term trend
• MA 100 = Price Dip / Major pullback
• MA 200 = Last Stand / Long term trend
Pria dengan sedikit teman bukan berarti lemah. Dia hanya sudah menang di medan perang paling sulit: melawan dirinya sendiri.
Dia tidak cari validasi, karena dia sudah berdamai dengan sunyi.
Dia tidak butuh banyak teman, cukup yang berkualitas.
Dia tidak takut sendiri, karena dia tahu cara berdiri sendiri.
Orang seperti ini tenang di luar, tapi kuat di dalam.
Dan pria seperti in - jangan pernah diremehkan.
Masih Relevan.
Yang mau Nikah, Sabar sampai Emas murah di akhir tahun. Menjelang natal. orang FOMO yg beli sekarang butuh duit dan cutloss.
Sekarang waktunya jualan emas. bukan fomo ikut beli emas.
https://t.co/vudIEZwLpH
Gue… selalu berusaha utk gak mempermalukan Indo but today I didn’t have the choice😭
Kami presentasi ttg transport appraisal utk proyek KCIC. Hasilnya, tentu, unsustainable.
Teman: If it has that much of a risk, then why did your government build it?
Gue, mau nangis: EXACTLY
#TIL gaji pria umur 34, 8 tahun di bank, 8.6jt di bank asing.
cons-nya lo semua tahulah yah kerja di bank. pro-nya dpt asuransi terbaik di indo.
meanwhile kemarin gw ngajak adek2 genjet temen gw u/ one step closer become bankers cuman jadi documen checkers (7-8.5jt) aja udah ngeluh katanya kecil bgt trus berat.
emg kudunya digaji berapa dgn beban kayak gt...