Here is a truth nobody tells you early enough.
The real reason to chase more money is not the cars or the clothes.
It is time.
Money, spent wisely, buys back your hours.
That washing machine gives you back a Saturday morning.
The dishwasher hands you an extra hour with your kids.
A good fridge lets you cook once on Saturday and eat well all week, instead of standing over a pot every single night.
Hiring help for the tasks that drain you is not laziness. It is buying back your one life, piece by piece.
So do not just work to afford things.
Work to afford time.
Time to sleep. Time to rest. Time to be happy. That was always the point.
UBA Group is recruiting for the position below:
Position: Relationship Manager – Structured & Trade Finance (Corporate Banking)
Location: Head Office, Lagos State
Grade: ET – BO
Requirements:
• Candidates must currently be working as Relationship Managers in a Corporate Banking unit, with specialization in Structured & Trade Finance.
• Strong proficiency in Credit Analysis, Credit Spreading, and Financial Statement Analysis is mandatory.
• A minimum of a Second Class Lower (2:2) bachelor's degree is required.
Qualified candidates should send their CVs to [email protected] using "Structured & Trade Finance" as the email subject.
Application Deadline: 5th August 2026
If you meet the requirements or know someone who does, kindly apply or share this opportunity with your network.
Sales is one of the most volatile careers around.
A change in management, a restructuring exercise, a missed target, a drop in revenue or a shift in business direction can end a role you thought was secure.
Business decisions are made every day, and sales teams are often among the first to feel the impact.
When revenues are not coming as expected, the first set of people called in the exit rooms are sales people.
That is why the best time to build a business is while you are still employed, not after you have been laid off.
Many sales professionals dream of becoming entrepreneurs. It is easy to understand why.
You spend years creating value, bringing in customers, growing revenue, and building relationships, yet your financial reward often does not reflect the value you contribute.
If that is your long-term goal, start preparing now.
A friend of mine owns a successful electrical business. He built it while working, and today the business has systems and people that allow him to monitor operations without being physically present every day.
He did not wait until he left paid employment before he started building something of his own. He's still in paid employment.
Many employers may not allow you to take on another full-time paid role due to policies, and that is understandable.
But in most cases, nothing stops you from building your own legitimate business outside your employer's industry and outside any conflict of interest.
Your sales job already gives you access to skills that many entrepreneurs struggle to develop.
You learn how to prospect, negotiate, manage relationships, solve problems, handle rejection, and close deals. Those skills become even more valuable when you are building your own business.
Do not wait until an exit letter forces you to think about your next move.
Use the income from your job to fund your business.
Use your evenings, weekends, and holidays to build systems. Start small, learn the lessons, and grow steadily.
The goal is not to leave your job tomorrow.
The goal is to make sure that when your employment eventually ends, whether by choice or by circumstance, your income does not end with it.
A MIT professor gave a 1-hour lecture in 2019 that has 18 million views.
He died 5 months after recording it.
It was his final gift to the world.
Patrick Winston taught at MIT for 50 years. The smartest engineers on earth sat in his classroom. And he spent his last lecture teaching them the one skill their degrees never covered.
How to speak.
15 lessons that will change how you communicate forever:
1. Never open with a joke. Your audience is not ready to laugh yet. Open with a promise of what they'll know by the end.
2. Your ideas are like your children. You're too close to them. What's obvious to you is invisible to everyone else. Explain the obvious.
3. The 5-minute rule. The first 5 minutes of any talk decide whether people listen for the next 55. Spend more time on your opening than anything else.
4. Repeat your most important idea 3 times in 3 different ways. Once is never enough.
5. Build a fence around your idea. Tell people what it is NOT before you tell them what it IS.
6. Verbal punctuation. Pause. Let the idea land before moving to the next one.
7. Ask questions nobody will answer. Then wait 7 seconds. The silence isn't awkward. It's processing.
8. Never read your slides. Your audience can read. They can't listen and read simultaneously.
9. Use the board not the slides. Writing forces you to slow down. Slowing down forces clarity.
10. Inspire before you inform. Nobody learns from someone they're not inspired by.
11. End with a contribution not a summary. Tell them what you gave them. Not what you said.
12. Never say thank you at the end. It's weak. End with something that lands.
13. Stories make ideas stick. Data makes ideas understood. You need both. In that order.
14. The quality of your communication determines the quality of your ideas in the eyes of the world. Not the ideas themselves.
15. Practice is not preparation. Practice IS the skill.
Patrick Winston understood something most people spend their entire careers missing.
Your ideas are only as powerful as your ability to transfer them into someone else's mind.
You can be the smartest person in the room and be completely invisible.
Or you can master communication and make average ideas feel like breakthroughs.
He chose to spend his last lecture teaching this.
Watch it tonight. Bookmark this first.
Follow @codewithimanshu for more lessons from the people who built the future.
@nimc_ng@nimc_ng please my DOB modifications has been pending since last month and it is causing me serious problems and inconveniences. Kindly help resolve this issue as I have only till this Friday. Please help
I'm deleting this soon because it's a legit cash-printing formula.
𝗣𝗮𝗶𝗱 𝗖𝗼𝘂𝗿𝘀𝗲 𝗙𝗥𝗘𝗘 (PART - 1 + 2 + 3 )
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2. Machine Learning + Data Science
3. Cloud Computing + Web Development
4. Ethical Hacking + Hacking
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8. BIG DATA + SQL COMPLETE COURSE
9. Python + OTHERS
10 MBA + HANDWRITTEN NOTES
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To get: -
1. Follow @atulkumarzz
2. Like & retweet
3. Reply " Send "
I will do DM Everyone
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What You Get from the 365 Data Science Program Giveaway?
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To get this-
1. Follow @codewithimanshu (so that I can send you in dm.)
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@nimc_ng Kindly help accelerate the process of DOB change on my NIN. I paid using the self service link and also did attestation using same hoping it will make the process fast. However, my nimc self service account got blocked in the process of validating my NIN.
@nimc_ng I have gone to the state head office and succesfully enrolled for the modification. The problem is they told me to expect it in a months time. This is unacceptable as it will cause quite a lot of issues for me both at work and finacially too. Kindly please assist.