🚨 There’s a SACCO bill in Parliament today, and most Kenyans don’t even know what’s coming.
Quietly... with almost no public attention…
A system is being introduced that will centralize SACCO money, and Govt will now have a massive say in it.
Think of it as a “Super SACCO” for all SACCOs.
It will:
- Hold funds from different SACCOs
- Manage liquidity
- Run payments
- Lend to SACCOs
- Invest your money
Sounds safe? Here’s the reality:
❗ SACCOs could lose some operational independence
❗ Oversight becomes much heavier (via Sacco Societies Regulatory Authority)
❗ Leaders must meet “fit & proper” approval
❗ Strict reporting & constant supervision
And yes, this could mean slower access to your money in some situations.
Now the part they won’t emphasize:
Your savings are only protected up to KSh 100,000
If a SACCO collapses?
Anything above that = your risk.
Even worse:
⚠️ Payouts are NOT immediate
⚠️ Must be approved & gazetted first
⚠️ You could wait while your money is locked
So ask yourself:
Why centralize SACCO money...
But limit protection for members?
This bill is being sold as “safety.”
But it also introduces control by the government, delays, and new risks for ordinary Kenyans.
This is how systems change,
slowly, quietly... then permanently
Yesterday, I sold a whole life insurance cover to a 40-year-old lady.
Her words during our conversation have stuck with me and thought I would share the same.
Here’s what she told me when I asked her why she really wanted to take up the whole life cover👇
This week in summary;
1. Ksh 20B affordable housing loan cannot be traced.
2. 800,000 learners still at home due to financial constraints.
3. Treasury illegally approves Ksh 4B for Statehouse PR activities.
4. Ksh 6.2B NYS looting scheme
5. KQ looting scheme.
And someone still says that this is a country.
There's no country here
#RutoMustGo
Charlie Munger’s 1998 Harvard speech is the ultimate cheat code for life.
He compressed 74 years of billionaire wisdom into just 30 minutes.
Most people spend 4 years in college and learn less than what’s in this video.
Save this video, you will come back to this.
The Auditor-General has raised serious concerns over the traceability and use of Sh19.6 billion disbursed from a World Bank loan for affordable housing.
She says she could not verify how the funds were spent due to lack of access to key records.
You’ll Be Glad You Didn’t Give Up
Let me talk to you for a minute.
There’s a version of you in the future who is grateful for the pain you’re dealing with right now. Not because it felt good—but because you didn’t quit.
See, when you’re in the middle of the process, progress doesn’t announce itself. It doesn’t come with fireworks. Most of the time, progress just feels like endurance. Like waking up tired and still doing what needs to be done. Like believing when there’s no evidence yet.
A lot of people quit right there.
They quit when it gets quiet.
They quit when the results slow down.
They quit when it feels like they’re giving more than they’re getting back.
But if you stay long enough, something starts happening. You start getting stronger. You start thinking differently. You start seeing things clearer. And one day, without even realizing when it happened, you’re no longer the same person who started.
That’s growth.
The truth is, success doesn’t always look like winning in the moment. Sometimes success looks like survival. Sometimes it looks like holding on when everything in you wants to let go.
But one day—you’ll look back. And you’ll realize the struggle didn’t stop you. It shaped you.
And you’ll be so glad you didn’t give up.
https://t.co/uzzS3IivD7
Eloquent as usual. @HonKangata I pray one day God will transform you into a Horse. Be mindful too, flyers like David, are relentlessly hunted by Sauls. I woke up from a nap to read your piece and I wondered: Since 1997 have I accepted a Donkey’s fate? Happy New Year, Kiongozi!
After helping several people buy laptops, one of the things to consider is the specs of the laptop, not just the brand alone. The specs matter a lot.
Check this thread if you are looking for a laptop before you spend your money. Save for later.
Couples married for 50+ years give real life advice they would give to their younger selves.
Here are the 24 relationship advices everyone needs to hear.
Must read till end 🧵
Parliament has invited your views on the Turkana Oil FDP that we are considering currently. You should pay attention because this is Ruto’s biggest scandal yet.
1. The ownership of the Company that is to produce the oil (Gulf Energy, Formerly Tullow) changed names and hands multiple times in a matter of weeks. Days even. Your lawyer will tell you thats symptomatic of attempts to mask real ownership. It is telling that the current FDP was approved by government days after the last ownership changes.
2. The Original production contract has been varied a million times. Most notably on 25th November 2025 just days after the last ownership changes, to raise the maximum recoverable cost for petroleum production from the initial 55% to 85%. Kenyans will never see any real benefit from that oil.
3. On the same day Clause 27(2)(b) was amended to expand the definition of capital
expenditure to include expenditure on labour, fuel, repairs, maintenance,
hauling, mobilisation and supplies and materials relating to production,
development, exploration and appraisal and decommissioning costs. We may basically never see a coin from our oil.
4. Crucially, we in the Senate passed the Local Content bill which requires the oil company to utilize locally available resources including labour and supplies. They have cleverly made the current agreement with Gulf exempt from such legislation.
We don’t have leaders. We have dealers in government who don’t care about anything other than themselves.
These Criminals want to rig the election and change term limits at the same time! As young people we have no business being led by these bastards.
Many of us will never ever work in government! You have no business supporting these thieves! #RutoMustGo