If youโre looking to become a homeowner in 2022 donโt miss this free event! Save your spot and go register now.
This is your year so claim it ๐ช๐พ
https://t.co/gVfP8O4l44
๐๐๐ซ๐โ๐ฌ ๐ก๐จ๐ฐ ๐ฒ๐จ๐ฎ ๐ ๐๐ญ ๐๐ฑ๐๐๐ฅ๐ฅ๐๐ง๐ญ ๐๐ซ๐๐๐ข๐ญ ๐โ๏ธโ โ
โ๏ธDispute negative accountsโ โ
โ๏ธ Ensure you have open accounts with no latesโ โ
โ๏ธ YOU must have CREDIT CARDS with low utilization
โ๏ธ Accounts with years of payment history is keyโ โ
โ๏ธ Have a relative add you as an authorized userโ โ
โ๏ธ Develop a budget so you can learn good habitsโ โ
โ๏ธ Track your expensesโ โ
โ๏ธ Negotiate and pay accounts that you canโt get deleted.
Too many inquiries make you look ๐ desperate to lenders, and lower your percentage % of being approved! The rule of thumb is NO more than 2 per year, per report!
FYI=My company removes these ๐ Ask me how?
#credit
๐ก Credit Tip ๐ก
๐ฃ Your Inquiries make up 10% percent of your score. Be mindful of the things you apply for, especially if youโre aiming for a home or a large purchase in the near future.
๐๐ฝUtilization Rate - the ratio of your credit card balance to credit limits. For example, if your credit limit is $1000 and your balance is $400, then your credit utilization for that credit card is 40%. โโโโโโโโโโโโโ
400/100 = 0.4 โโโโโโโโโโโโโโโโ
0.4 * 100 = 40 (40%)