Seun😊

[Seun😊 @Myadeola]

If you're losing good people because of poor pay, replacing them will likely cost more than retaining them would have. Sometimes the cheapest decision ends up being the most expensive.

[Seun😊 @Myadeola]

One thing companies fail to realise is that the salary of an employee who leaves is almost never the salary required to replace them.

The market moves. Expectations change. Experience has value!

[Seun😊 @Myadeola]

Some songs don't just sound good, they make you feel like someone has secretly been reading your diary.

[VEE. @veeiye]

I want whatever wants me. I’m not forcing a damn thing.

[Ginger @Gboye_Rave]

I must sing "Tobechukwu" or "See what the Lord has done" before the year ends.
I don't know how and when but it will happen before the year ends.

[Alex Onyia @winexviv]

To save your mental health, reduce how much Nigerian news you consume.

[D. @Lush_Beauty1]

we made it to Friday everybody😭

[Ledger💯🥰 @tayus442]

Awọn Olorikori meji

[Seun😊 @Myadeola]

@Dtalkativeboy 😂😂

[Seun😊 @Myadeola]

@AObilana Anxiety ti fe kpa mi 😫

[Dauditor ACA 🇵🇹 @rand0muser98]

Good luck to those starting ICAN exams tomorrow - May God grant you retentive memory, grant you favour in the sight of the invigilator (for those that’d ask one or two), grant you favour in the sight of the examiner (for those that might need 1 or 2 marks to pass the paper).

[T🫧 @tshianki]

I think my money spends itself sometimes.

[Seun😊 @Myadeola]

@a__vanita Lataffa and Chrisbella 😭😭

[Ajokeee 🤍 @Aheesha_x]

Not me seeing people post thousands and millions in dividends from Gtb, only to check mine and just burst out laughing 😂😂😂

[Toby @TomolaGroup]

GTCO paid me dividend yesterday, so let me use this opportunity to teach you something.

A lot of you want to enter the stock market, but you don't know how to look at a company and decide if it's worth your money. Let me show you using GTCO's Q1 2026 results.

The first thing I look at is profit. Did the company make money? GTCO made N302.9 billion profit before tax in just January to March 2026. Three months. And that's even higher than the N300.3 billion they made in the same period last year. So the company is not slowing down; it's growing.

Next thing. Where is the money coming from? GTCO earned N467 billion from interest income alone this quarter. That means the bank is collecting money from you as deposits, lending it out to businesses and individuals, investing in government securities, and earning interest on all of it. That N467 billion is up from N397 billion same time last year. The engine is getting stronger.

Then I check deposits. Are more people trusting this bank with their money? Customer deposits moved from N12.55 trillion in December to N13.21 trillion by March. In 3 months, over N660 billion in new deposits came in. People are bringing more money to GTCO. That's fuel for the business.

Now here's one a lot of beginners miss. E-business income. This is the money GTCO makes every time you do a transfer, pay a bill online, buy something with your card, use the GTWorld app. That number went from N13 billion to N21.9 billion. 69% growth in one year. This is the future of banking and GTCO is eating well from it.

I also check how safe the bank is. The Capital Adequacy Ratio tells you how much capital the bank has to absorb losses. CBN says banks need at least 15%. GTCO is sitting at 43.8%. Almost 3 times the minimum. This bank is not going anywhere.

Total assets are now N18.75 trillion. This is a company that operates in Nigeria, Ghana, Kenya, UK, Cote d'Ivoire, Sierra Leone, Liberia, Gambia, and Tanzania. When you buy GTCO shares, you own a piece of all of that.

And the dividend? They paid N12.76 per share for 2025. That's the money that landed in my account yesterday without me doing anything. I held the shares, the company made profit, they shared part of it with me.

This is what I want you to understand. You don't need to be a genius to invest. You just need to learn how to ask 4 simple questions about any company.

Is it making profit? Yes.
Is the profit growing? Yes.
Are more people using it? Yes.
Is it financially safe? Yes.

When all four answers are yes, you're looking at a solid company.

Now go open a brokerage account and start learning. The stock market is not as scary as you think. You've just been looking at it from the outside.

[Smart👨‍💻 | Software Engineer @smartnakamoura]

On May 1st, CBN's new rules kick in.

Most Nigerians don't know what's changing.

The ones who don't?...they'll find out the hard way when they can't access their own money.

Ten things every Nigerian must know before May 1st or else you gonna learn the hard way🧵

thread

[Canadian REINÈ @chandni_lish]

You want to buy dividend? 😫😂
You never ready be that

[jonzing. @ehisssss]

i randomly just go on TEMU, add stuff to my cart, and then go on about my day.

[SEUN Durojaiye 🇳🇬 @DurojaiyeSegun]

A lady’s car broke down at Bolade Bus Stop, opposite Arena Market, around 10pm. She was surrounded by touts and street urchins.

I was driving out of GRA when I noticed the situation. I parked and asked what was wrong. She had already paid one group about ₦10,000, but another set came, threatening to deflate her tyres and seize her phone. I spoke to them in street language, trying to calm things down, but they insisted on ₦100,000.
I called a friend in the Army at Maryland Barracks. Though he wasn’t around, he sent someone who arrived in less than five minutes, with a mechanic. The car was fixed quickly, and she didn’t pay a dime.

She’s married, but her husband lives in Germany, and she only visits occasionally due to work. Since that night, we’ve stayed in touch. Over time, we became close, she shares work issues, relationship matters, and often seeks my advice.

Years later, there was an opening in her company’s finance department. I referred a friend of mine, a newly married man with a child who lost his job after COVID-19. Out of over 100 applicants, he got the job.
He later relocated to the UK with his family in 2021. Before returning to Nigeria, he asked me to help find a house. I found one in Abule Egba that needed minor renovation for ₦70M. He sent the money, and I added ₦5M to pay for my inconveniences.

While he was still in the UK, he shipped his car Lexus RX350 2023 and a Toyota Corrolla 2012 to my place, where it stayed for over 8 months before his arrival. While I went to pick him up at the Airport, he asked if I was already driving the Corrolla, I told him No since I have my own car, he said, that was for you.

His words to me were: “Seun, I have a family, but I feel safer and more comfortable with you than even my own blood relatives so there is nothing I have done and would do for you that is denser to the impact you've made in my life and family.

My good deeds are no longer preserve in heaven, I’m now reaping them on earth. Kindness, integrity, and showing up for people in difficult moments open doors money cannot buy. The value you give consistently will always return, through unexpected opportunities and lifelong trust.

[ICAN Success With Akin Obilana @AObilana]

If you know anyone writing ICAN exams, hug them.

Credit their bank account to make them feel better.