Naveen

Tech professional in BFSI | Investor & learner | Mutual funds, stocks, global business models | Insights on wealth creation, financial planning and markets |

[Naveen @NAVofNav]

Thank you so much to @vivbajaj for giving me the opportunity to share my approach and insights on investing in small/micro-cap stocks on the #face2face platform. It was a truly valuable experience conversing with Mr. Vivek Bajaj.

Hope this video helps our fellow investors.

Here is the link to the video:

https://t.co/5zLII8Hcwp

[Learner Vivek Bajaj @vivbajaj]

#Face2Face 267 with @NAVofNav is live !!!

https://t.co/jcbIaBUcMA

[Nithin Kamath @Nithin0dha]

The average investor typically has 2-3 demat accounts with holdings spread across them. The problem with this is that it makes tracking one's investments and filing taxes a nightmare.

To make it easy for people to move their holdings to their @zerodha account, we'll now refund all depository charges (DP charges) that you incur to move your holdings to Zerodha. With this charge gone, pretty much everything at Zerodha is free, including investing in stocks, ETFs, direct mutual funds, and bonds.

Even the AMC is more or less free because of BSDA limits, and on top of that we're making the first-year AMC free. So you only pay if you do intraday or F&O trades.

For all transferred-in stock, we let you enter the acquisition price so that your P&L isn't messed up and you can track your portfolio properly. We also offer the option to open a secondary demat account if you want to segregate your holdings for whatever reason — short- and long-term investments, for example.

By the way, this is the monthly net delivery of stocks (transfer in − transfer out) at Zerodha. I'll share an updated chart in 6 months to see if us taking DP transfer charges on our head makes any difference😀

[Naveen @NAVofNav]

@vijoospattath Looks way better now

[Naveen @NAVofNav]

Another 15% to 20% fall and then, Ellenbarrie Industrial Gases Ltd will become a compelling buy.

Great business but costly stock.

[Naveen @NAVofNav]

One of my then favorite micro/small caps- Stylam Industries- has tripled in 3 years without much volatility. Growth has been consistent. Still going good.

[Naveen @NAVofNav]

Stylam is a promising small cap with great fundamentals. All of its products are key for RE/housing and Infra projects. Fundamentals are just superb and valuations are good. Both profit and sales are going up. Worth buying and holding for 3-4 years for consistent returns.

[Naveen @NAVofNav]

At least 10 to 12 percentage of Indian Population speaks English that should translate to 130 Million. After Hindi, English should be the most spoken language in India. Isn't it? @Market_Mind_

[The Market Mind @Market_Mind_]

Most Spoken Languages in India (2025)

Hindi — 600 million speakers (44% of population)
Bengali — 97 million
Marathi — 95 million
Telugu — 93 million
Tamil — 77 million
Gujarati — 60 million
Urdu — 51 million
Kannada — 44 million
Odia — 37 million
Malayalam — 35 million

[Naveen @NAVofNav]

@virsanghvi , @hvgoenka With your help and with other strong voices, can we not take this issue to the policymakers including our beloved PM - those who can make policies to instill civic sense at the very starting stages of educational and other institutions? Probably punishment policies is also something that can help deter wrongdoers.

[ThePrintIndia @ThePrintIndia]

'Why have Indian tourists become so unpopular abroad? We need to look into the mirror'

Vir Sanghvi @virsanghvi writes

#SharpEdge #ThePrintOpinion

https://t.co/agilC9raZt

[Naveen @NAVofNav]

@dmuthuk sir. Your post shared by NDTV.

[NDTV @ndtv]

Indian Woman Caught Shoplifting During Japan Trip, Escapes Charges With Warning: "They Respect India"
https://t.co/aJ9qpCmgd7

[Muthukrishnan Dhandapani @dmuthuk]

In our group, from the beginning one lady has been shoplifting. We were not aware of it. In one of the tourist souvenir shops, she was caught. She immediately offered to pay money. The Japanese shop keeper said that they are a high trust society where stealing is rare and have great respect for India. He said more than stealing, what offended him was offering money after being caught.

In Japan, you can never see police. Crime rate is very less. Traffic discipline is very high. The shopkeeper called the police. Our tour manager accompanied that lady to police station. In police station too that lady offered money. The Japanese police was not amused.

They explained how severe the punishment is for stealing and said she needs to go to jail. But she being an Indian and they respect India a lot, she was let go with severe warning.

[Naveen @NAVofNav]

Absolutely agree with @hvgoenka sir. While I don't support the Hotel's explicit notice for Indians, but this is not an isolated example.

Can we not do something serious about making our citizens good at Civic sense?

The education on civic sense should start at early schools for children. Given education and civic sense could be mutually exclusive at times, time for us to being the focus on civic sense in all walks of life. Lack of Civic sense in most of us, is one of the most important reason Indians at large are not respected as a community outside India and always treated a bit differently compared to the rest of the world. Time has come to stop this embarrassment.

@narendramodi ji, by any chance if this reaches you, Request you to genuinely look at addressing this issue. With your leadership's attention on this, we can bring a step change in our civic sense. Even it takes few years, worth investing the efforts now, to make India not just a developed country but also a country with citizens having basic civic sense.

@virsanghvi

[Harsh Goenka @hvgoenka]

A Swiss hotel once displayed a list of special rules exclusively for Indian guests which I personally saw and was appalled.

Today, videos of garba in restaurants, loud conversations in airports, and turning aircraft cabins into picnic spots keep doing the rounds. Even in Davos, an Indian businessman blasted Punjabi music in a club so the whole town could hear it, calling it “soft power” but to everyone’s annoyance.

Japan earned global admiration through their courtesy and civic sense. If India wants to be a true global superpower, the world should remember Indians for its excellence, consideration and respect for others.

Our civic sense seriously needs to be upgraded.

[Naveen @NAVofNav]

7️⃣ Coforge (IT Services)

📊 Key Numbers: Market Cap: ₹45,000 Cr | P/E: ~35x | Strong Order Executable
🚀 Triggers: The strategic integration of Cigniti adds immense scale in software testing. They have an incredibly sticky client base in Banking, Financial Services, and Travel.
⚖️ Valuation Justification: Commands a premium over its mid-tier peers because of industry-leading organic growth and flawless margin execution.
⚠️ The Risk: Prolonged macroeconomic slowdowns or high interest rates in the US/EU could delay discretionary tech spending from their anchor clients.

[Naveen @NAVofNav]

Some established companies with accelerating business growth, dominant market share and rock-solid fundamentals that Iook good currently. These 7 mid-to-large-cap structural winners look attractive today, offering the perfect blend of high growth and balance sheet stability for meaningful long-term returns.

[Naveen @NAVofNav]

6️⃣ Polycab India (Cables & Wires)

📊 Key Numbers: Market Cap: ₹1,00,000+ Cr | P/E: ~45x | Cash Rich Balance Sheet
🚀 Triggers: Leading the B2B infrastructure capex cycle and urban real estate boom. The structural shift from the unorganized to the organized sector gives them a massive runway.
⚖️ Valuation Justification: A 45x multiple is a premium, but it is justified by their undeniable market share dominance and pricing power.
⚠️ The Risk: Fluctuations in global copper and aluminum prices can squeeze gross margins during heavy capex cycles.