A new take on the home borrowing experience | Licensed in: CA, CO, FL, GA, IL, MN, MI, MT, NC, NE, ND, OH, SC, TX & WI | NMLS#1868733 | Equal Housing Lender
In 2008 a reporter recorded a fake deed and “bought” the Empire State Building in 90 minutes.
Buyer: Nelots Properties. That’s “stolen” backward. Witness: Fay Wray. Notary: Willie Sutton.
The clerk only checked that a stamp was there.
He gave it back the next day. The real scam: steal the deed, take out a mortgage, vanish.
The price of the home is only part of the monthly payment. 🏡
Property taxes can look very different depending on where you buy, which means two similarly priced homes could come with noticeably different monthly payments.
The buyers who have the smoothest experience usually do three things first:
✔️ Meet with a mortgage professional to understand their budget
✔️ Gather their financial documents
✔️ Get fully pre-approved before they start touring homes
Referrals aren't given, they're earned.
When a realtor, financial advisor, builder, or accountant sends someone our way, they're trusting us with a relationship they've spent years building. We take that seriously.
One of the biggest mistakes homebuyers make? Assuming they can make major financial decisions before closing without affecting their mortgage.
When you're under contract, no financial decision is too small to ask about.
Lower rates don't always mean a cheaper home.
When rates fall, more buyers enter the market, competition heats up, and prices often rise. Waiting could mean paying more—and missing out on months (or years) of equity.
More states. Same NorthPort experience. 🏡
We're now licensed in 15 states, giving more buyers, homeowners, and referral partners access to the same fast, personalized mortgage experience that NorthPort is known for.
#MortgageBroker#HomeLoans#RealEstate
You might consider a HELOC if you're:
• Renovating your home
• Consolidating higher-interest debt
• Covering a large unexpected expense
• Investing in another property
• Looking for a flexible line of credit you can draw from as needed
In October 1981, the average 30 year fixed hit 18.63%.
A $100k loan cost $1,558/month in 1981 dollars.
People still bought houses. Housing survives every rate environment. It just changes shape.
A lot of buyers tell us they're waiting for the "right time."
But here's the reality: if you're financially ready to buy today and can comfortably afford the monthly payment, waiting isn't always the money-saving move it seems.
For so many of us, it starts with a place to call home. 🏡 This 4th of July, we're thinking about all the families who worked hard to get there, and all the ones just getting started.
With big banks and online lenders, you’re usually bounced between departments, waiting on callbacks, repeating your story to different people, and hoping someone answers when it’s finally time to write an offer.
A buyer gets approved for $400k… then wants to look at a $450k house.
That conversation happens more than people think.
And the answer isn’t always just “let’s raise the budget.”