Name

[Name @Nameskb7yt22]

@DickieV @CaitlinClark22 @WNBA Blacks hate whites

[MM @markmaggior]

Two things I’ll always be grateful for are clouds and horses. If any of these paintings speak to you and you’d like a print, just say, “Hey!” 👋

[Name @Nameskb7yt22]

@ReichelRadio Seems like most people think it started to decline after season 4, would you agree with that?

[Melian Refugee @escapefrommelos]

the richest man in the world is posting a movie with this ending on main under his real name, and you’re blackpilling

>Remember: I do this, for you, until you learn to do it for yourself.

[CooperBaggs 💰🍞 @edgaralandough]

IF YOU'RE REBUILDING YOUR LIFE AFTER 40, START WITH THESE 14 THINGS.

1. Fix your teeth, skin, and posture

[Name @Nameskb7yt22]

@Rightanglenews End your life slut 😂 it's over anyway

[Name @Nameskb7yt22]

@BROKENBRITAIN0 More of THIS.

[Name @Nameskb7yt22]

@CollinRugg He should have done a lot worse to him

[Name @Nameskb7yt22]

@AndieTruthRules @timburchett @CaitlinClark22 @WNBA Exact same thing for me. Not to mention that she is basically responsible for their minimum salary increasing significantly and still facing this type of backlash from noggs

[hunter @hxxntrr]

A debt collector just sued your neighbor for a $3,200 credit card from 2017

The debt expired 2 years ago. The lawsuit is legally unenforceable. The collector knows this. They filed it anyway because 94% of people don't show up to court

When you don't show up the judge enters a default judgment. Now the collector can garnish your wages on a debt that was legally dead before they ever filed the paperwork

This is the single most profitable scam in the collection industry. Sue on expired debt. Wait for no-shows. Collect forever

Every state has a statute of limitations on consumer debt. After that window closes the collector can still ASK you to pay but they cannot SUE you for it. The debt is legally time-barred

State-by-state SOL on credit card debt:

3 years: Alabama, Alaska, Arizona, DC, Indiana, Maryland, Mississippi, Montana, New Hampshire, North Carolina, South Carolina, Virginia
4 years: California, Colorado, Delaware, Georgia, New York, Pennsylvania, Texas, Utah
5 years: Florida, Idaho, Kansas, Maine, Michigan, Minnesota, Nebraska, Nevada, New Mexico, Oregon, South Dakota, Washington, Wisconsin, Wyoming
6 years: Connecticut, Hawaii, Illinois, Iowa, Louisiana, Massachusetts, Missouri, New Jersey, North Dakota, Ohio, Oklahoma, Tennessee, Vermont, West Virginia, Arkansas

After the SOL passes, if a collector sues you, your ONLY job is showing up to court and saying 5 words:

"The statute of limitations expired"

Case dismissed. The collector eats the filing fee. The judgment never enters. Your wages stay in your bank account

But 94% of defendants in collection lawsuits don't show up. They get the court summons, panic, and do nothing. Default judgment. Wage garnishment. Bank levy. On a debt the collector couldn't legally enforce if the defendant had shown up for 11 minutes

The deeper play:

If a collector SUES you on time-barred debt, they just violated the FDCPA. Section 807 prohibits "unfair or unconscionable means to collect a debt." Filing a lawsuit on expired debt is a violation in most federal circuits. You can countersue for $1,000 in statutory damages plus attorney fees plus actual damages

A guy in Texas got sued on a $4,100 Capital One card from 2016. Texas SOL is 4 years. The suit was filed in 2023, 7 years after last activity. He showed up, filed an answer citing the expired SOL, and filed a counterclaim for FDCPA violation

Original lawsuit: dismissed
Counterclaim: settled for $3,200 plus attorney fees
Net result: he MADE money from a debt collector trying to collect a dead debt

The critical rule: NEVER make a payment on time-barred debt. In many states, a single payment of any amount restarts the statute of limitations clock. The collector calls and says "just pay $50 to show good faith." That $50 resets the SOL and gives them a fresh 3 to 6 years to sue you. They know this. You didn't

Never acknowledge the debt in writing either. In some states, written acknowledgment can also restart the clock. When a collector calls about old debt, the response is:

"I am not acknowledging this debt. What is the date of last activity on this account?"

If the date of last activity plus your state's SOL has passed, the debt is dead. Hang up. Send a cease letter under FDCPA 805(c). If they sue anyway, show up, cite the SOL, and countersue

A woman in Florida had $23,000 in collections from 3 accounts, all from 2017 and 2018. Florida SOL is 5 years. All 3 were time-barred by 2023. Two of the collectors had already filed lawsuits. She showed up to both, filed SOL defenses, both dismissed

Then we disputed all 3 with the bureaus: "This account is past the statute of limitations in my state. The continued reporting of time-barred debt is inaccurate and misleading"

Two of the three deleted within 30 days. The third required a CFPB complaint. Deleted at day 52

$23,000 in collections. $0 paid. All 3 removed from her report. Score went from 578 to 694

The collectors are suing people on dead debt because they know you won't show up to court. Show up. Say 5 words. Walk out with your money lmfaooo

(i fix credit in 30-90 days. link in bio)

[Tommy Robinson 🇬🇧 @TRobinsonNewEra]

"New normal" scenes at the beach in "Modern Europe".

[Signal 99 Cincinnati @Signal99Cinci]

The residents of the Village of Batavia are apparently expected to believe one hell of a story…are you all sitting down?

On June 22, Village Council passed Ordinance 1573-26, authorizing agreements that would provide non-elected Village employees with a one-time payment equal to an entire year’s worth of compensation if residents vote to dissolve the Village. Not a few weeks—not a couple of months. Not a standard severance package—an entire year of pay.

If it’s bulk, one-time payment, then they will be able to draw unemployment at the same time.

Naturally, a policy with potentially enormous financial consequences for taxpayers would seem to require discussion. Emails. Text messages. Draft agreements. Legal opinions. Financial projections. Internal conversations. Meeting notes. Something. Anything. So Signal 99 submitted a public records request seeking exactly that—all documentation related to the creation of this proposal.

The response from Village Administrator Chip Stewart was stunning. According to Stewart, there were no prior records responsive to the request. None. The only document produced was the ordinance itself, which just happened to be passed the night before.

That’s where this story goes from interesting to downright unbelievable.

The ordinance repeatedly references uncertainty surrounding the future of the Village. It repeatedly discusses the need to ensure continuity of government services. It repeatedly references maintaining operations in the event residents vote to dissolve the Village government. In other words, this wasn’t some spur-of-the-moment housekeeping measure. This was a carefully drafted ordinance addressing a very specific concern, containing a detailed framework, attached employment agreements, eligibility requirements, payment calculations and execution authority.

Yet somehow, according to the official response, there are no emails discussing it. No text messages, draft agreements, legal memos, meeting notes or correspondence between elected officials. No records showing who first proposed the idea, who supported it, or what it might cost taxpayers, or how it would be funded.

The Village is effectively asking residents to believe that a fully developed ordinance providing potentially massive payouts to employees simply materialized out of thin air.

Even more troubling is what the ordinance actually says. Employees only need to remain employed until the date the dissolution election takes place. After that election occurs, the agreement specifically states they are not required to remain employed by the Village in order to receive the payment—so a Village employee could remain employed until election day, become entitled to a payment equal to the previous twelve months of compensation, and then have absolutely no obligation to continue working afterward.

So how does a measure of this magnitude appear before Council with “allegedly” no records documenting its development?

Perhaps Village officials expect residents to simply accept that explanation and move on—but we won’t.

Because this ordinance didn’t just magically appear. Somebody conceived it…drafted it…reviewed it…submitted it…and discussed it. Somebody decided it was important enough to declare an “Emergency Measure” and rushed it into effect immediately.

We thought the Village hired yet another PR Firm, to be more transparent…clearly their pretty, little, drone footage lacks what really matters—integrity.

Perhaps it is a good idea to simply dissolve the Village—because clearly the people running it wouldn’t know transparency, if it slapped them upside the head. I guess they took a page right out of Ken Geis’ playbook—or who knows…maybe Daddy Ken is still the puppet master.

At least if they dissolve, the good citizens of Batavia can depend on the Clermont County Sheriff’s Office, to provide them with exemplary law enforcement services—including School Resource Officers.

Give us your thoughts #fyp #Signal99

[Name @Nameskb7yt22]

@barstoolsports Put that faggot in jail, acting just like these blacks at an airport

[Name @Nameskb7yt22]

@KySportsRadio I've been watching the Spanish broadcast on Peacock simply because their announcers are 100 times better than anything Fox is putting out. The American announcers are a snooze fest

[Barstool Sports @barstoolsports]

The hero we all deserve

[Name @Nameskb7yt22]

@AdamSchefter

[Geoff Preston @EFFEXLandscape]

The more ya know…

[Name @Nameskb7yt22]

@lady_valor_07 I'd stay up all night partying

[Name @Nameskb7yt22]

@lordshitsalot69 @KySportsRadio Appreciate the answer, I forgot about the locker room thing.