@ThinkAppraiser Pretty sure they already did this to close the gap of mbs to 10s-30s but not nearly enough of an impact as the long end continues to climb.
Depends on the person, goals and timeline. If wealth creation is the intent, brokerage structure canโt beat in my opinion. Flexibility is extremely valuable.
The assumption 72t and rule of 55 has policy risk.
Whats the tax rate of early retirees from an optimized cap gain strategy?
How can you leverage your money to make more money?
What is the opportunity risk value you are missing being locked in limited 401k options?
Theres a time and place but life isnโt optimal and liquidity #1 fills in gaps
People will not let AI hit the purchase button.
They will let AI shop for them, load the cart, and have it driven to their house but the chances they give AI the power to hit buy is a sub .01% likelihood.
Layer 4 of the tech stack will thrive.
If youโre a PM and none of your analysts were imaginative enough to describe a scenario like Citrini just did months ago at a minimum โฆas well as what the likely measures the govt would take to mitigate the probabilities in responseโฆ you are not properly equipped to deal with markets over the next 18-24 months and should seriously consider benchmark-hugging until you can clean house.
Linear thinkers will get rinsed. Over and fucking over.
The era of imagination and reflexivity has commenced.
I gave claude access to a full music DAW and it can create, edit, and remix songs surprisingly well
My dream is to make an album one day but these softwares are hard to learn
Feels like a multi-million dollar product if someone wants to run with it!
MACRON: US TARIFFS ON EUROPE ECONOMY ARE A โCOERCION MECHANISMโ
MACRON: CALLS US TARIFFS A 'GAME CHANGER', STRUCTURAL TURNING POINT
MACRON: EUROPE MUST PRESERVE KEY SECTORS INCLUDING CHEMICALS