Pooja, this is very cheap compared to Nigeria.
Stop whining us. Our currency is almost worthless. 😭
This bottle of coke is just $6 (N8,000) and the minimum wage there is $1,257. Which implies that you can purchase the bottle of coke 209 times with the minimum wage.
In Nigeria, this bottle of coke costs N500 and the minimum wage is N70,000. Which implies that you can only purchase the bottle of coke 140 times with the minimum wage.
Under PPP and using the bottle of coke, $6 is equivalent to N500. The purchasing power of our currency is at all time low. 😥
You just made your first $1M. Your brain immediately jumps to the bigger house, the nicer car, that business idea you’ve been itching to execute.
Resist all of it, that instinct is exactly why most people who come into money are broke again within a few years.
The move nobody teaches you: do nothing.
Let it sit. Don’t deploy it, don’t try to flip it, don’t show it off. Park it somewhere safe that pays you while you think. Lock it into a 2–3 month yield-bearing instrument e.g T-bills, low-risk positions, safe and battle-tested protocols.
You’re not trying to get rich off it; you’re already there. You’re buying yourself time to think clearly and getting paid to do it.
Run the numbers. $1M at just 5% APR:
→ $50,000 a year → $4,167 a month → $137 a day
Every day you wake up, $137 landed in your account. You didn’t touch your principal. You didn’t lift a finger, and if that 5% compounds daily, you’re closer to $51,200 a year, the money starts making money on the money.
So before you spend a single dollar or naira, ask yourself one question: can this purchase pay for itself from the interest alone? If yes, you’ve earned it. If no, you’re eating your seed.
Anyone can GET money. Keeping it is a different skill entirely and it starts with the discipline to sit still while everyone expects you to splurge.
Sometimes parking it and letting it pay you is the best play ever. This is from experience, don’t joke with your once-in-a-lifetime SEED when it comes your way.
After Germany’s 7–1 win over Curaçao, something even more beautiful happened.
While everyone else celebrated, players from both teams formed a small circle together, put their arms around each other, and prayed.
Germany’s Felix Nmecha later explained:
“On the pitch we’re opponents. After the game, we’re all Christians and brothers. We simply prayed together because we’re grateful.”
In a world constantly trying to divide people, moments like this remind us what really matters. ❤️
American: So there are terrorists causing problems in your country, right?
Nigerian: Yes.
American: That's terrible. Is the government at least doing something about it?
Nigerian: Well, our president addressed the issue.
American: Oh. What did he say?
Nigerian: He spoke about the law of lawf in the holy book
American: ...The law of love?
Nigerian: I guess
American: Okay. Did you send the military after them?
Nigerian: Hmm... at times.
American: What do you mean "at times"?
Nigerian: Sometimes we've heard the military went after them. In some cases, the terrorists ended up killing military personnel.
American: Wait. They killed your soldiers?
Nigerian: Yes.
American: Okay, so then your government retaliated and finished them off, right?
Nigerian: Mm... nah.
American: What do you mean "nah"?
Nigerian: Well, our president also gave an example from the Bible about the prodigal son on how we should accept them with love.
American: Hold on. The prodigal son?
Nigerian: Yes.
American: I'm confused. So you're telling me terrorists killed military personnel, and the response was a Bible lesson?
Nigerian: Something like that.
American: So you guys aren't doing anything?
Nigerian: No, no. We're doing something.
American: Okay. What are you doing?
Nigerian: We're rehabilitating the ones we catch.
American: You're... rehabilitating them?
Nigerian: Yes.
American: Not prosecuting them?
Nigerian: Not according to our president, no.
American: WTF WTF WTF
Nigerian: I never even tell you anything, you don dey cry
Jalen Brunson taking the pay cut to come to New York, getting his friends on the team and actually winning the Championship. One of the most gangster stories in NBA history