Naval Shukla 🇮🇳

Student

[Naval Shukla 🇮🇳 @Navalshuklaa]

@renabaddie_ 127

[Kanan Bahl @BahlKanan]

LIC made a profit of ₹23,469 crore in the last 3 months.

It's more than any other company in the country*. Not even Reliance, SBI or HDFC Bank made such profits.

However, a large part of these profits come from the LOSSES their policyholders bear.

How? If you can't pay premium in the second year, you lose 100% of your investment.

Your insurance company is not bound to pay you anything in the case of long-tenure traditional policies.

If you can't pay after the 3rd year, you LOSE 70% of your investment.

For the 5th year, this amount is 50%.

The shocking part is that 36% of LIC's policies lapse in the second year.

Meaning that policyholders lose everything they invested on 36% of the policies.

For the 5th year, this number is 50% (persistency ratio).

Even if you abide by all the conditions, you get back just 4-6% returns.

The government and the regulator need to work on slashing the first-year commissions to agents (the biggest cause of low persistency) and increasing surrender value amounts for customers.

Retweet if you agree🔁

[Naval Shukla 🇮🇳 @Navalshuklaa]

@theparthrastogi And what about those who are earning 10k - 15k

[Naval Shukla 🇮🇳 @Navalshuklaa]

@ISHQ_PARI साफ साफ पता चल रहा AI है

[Naval Shukla 🇮🇳 @Navalshuklaa]

@TheAtulMishra Brutally Roasted🤣🤣

[Naval Shukla 🇮🇳 @Navalshuklaa]

@Pretike02iak झउवा 😜

[Naval Shukla 🇮🇳 @Navalshuklaa]

@IQTestBrain 106

[Naval Shukla 🇮🇳 @Navalshuklaa]

@ajayyadav000008 @Shubhamshuklamp इरादा तो आपका कुछ और ही था पर अब खिसियानी बिल्ली खंभा नोचे 🤣

[Naval Shukla 🇮🇳 @Navalshuklaa]

@saahira_a पुरुष की पत्नी की मामी

[Naval Shukla 🇮🇳 @Navalshuklaa]

@Naam_kafi_hai मुझे नहीं लगता मैं कभी इसे एक्स बोल पाऊंगा मेरे लिए ये ट्विटर ही रहेगा।

[Naval Shukla 🇮🇳 @Navalshuklaa]

@aditiraaaj 10th - 81 %
12th - 81 %
Graduation - 58 %

[Naval Shukla 🇮🇳 @Navalshuklaa]

@_nimmiikaur सिंघाड़ा

[Naval Shukla 🇮🇳 @Navalshuklaa]

@Redd_flaggg Scented pens when we were kids

[Naval Shukla 🇮🇳 @Navalshuklaa]

@JaikyYadav16 लेकिन अब तो ओपन बॉक्स डिलीवरी होती है तो डिलीवरी के टाइम पर नहीं पता चला? लोग भी आजकल वायरल होने के लिए कुछ भी करते हैं।

[Naval Shukla 🇮🇳 @Navalshuklaa]

@TheCineprism Gadar ek Prem Katha

[Naval Shukla 🇮🇳 @Navalshuklaa]

@Deepika8558 निडर
बवंडर
पाउडर
ब्लेंडर
सिलिंडर
सरेंडर
फीडर
बॉर्डर
बिल्डर
चीयरलीडर
लीडर
कमांडर
अलेक्जेंडर
बारटेंडर
ब्लैडर

[Naval Shukla 🇮🇳 @Navalshuklaa]

@iamdieforyouuu लौकी

[Naval Shukla 🇮🇳 @Navalshuklaa]

@AnyaForgerHu Saanson ki maala pe by nusrat fateh ali khan

[Naval Shukla 🇮🇳 @Navalshuklaa]

@Wellutwt Mirchi

[Naval Shukla 🇮🇳 @Navalshuklaa]

@ajeetbharti @grok सीतापुर से किसको उठाया गया है?