@Akshat_World I would do the same to protect our investments and generate strong returns, rather than parking money in government schemes that offer safety but very low yields.
I’m building a free tool for retail traders focused on stocks, swing trading, and momentum trading.
I’d love to understand the biggest pain points retail traders face, whether it’s stock selection, scanning, entries/exits, risk management, alerts, tracking setups, psychology, or anything else.
What’s one thing you wish existed that would genuinely make swing or momentum trading easier for you?
#trading
#StockFocusnews
#MarketSignals
#ShareMarket
Why borrowers pick MFIs over cheaper gold loans 💰
1️⃣ Even though gold loans cost 10–18%, and MFI loans are costlier at 22–26%, many still prefer MFIs.
It’s not just about interest rates.
They choose MFIs because:
No collateral 🏠
Smaller, periodic EMIs
Doorstep, relationship-based service
And yes — the desire to unencumber family jewellery
2️⃣ The cycle:
In stress periods → gold loan growth spikes.
When things normalize → redemptions rise & MFI disbursements re-accelerate.
3️⃣ Example: During COVID, households rushed to gold loans.
As soon as normalcy returned, MFIs bounced back — portfolios rebuilt quickly.
4️⃣ Bottom line:
It’s not just finance. It’s emotion + culture.
Families pledge gold only in stress… and redeem it the moment MFI credit resumes.
The emotional cost of encumbering jewellery often outweighs the interest-rate advantage.
I’m building a free tool for retail traders focused on stocks, swing trading, and momentum trading.
I’d love to understand the biggest pain points retail traders face, whether it’s stock selection, scanning, entries/exits, risk management, alerts, tracking setups, psychology, or anything else.
What’s one thing you wish existed that would genuinely make swing or momentum trading easier for you?
#trading
#StockFocusnews
#MarketSignals
#ShareMarket
Why borrowers pick MFIs over cheaper gold loans 💰
1️⃣ Even though gold loans cost 10–18%, and MFI loans are costlier at 22–26%, many still prefer MFIs.
It’s not just about interest rates.
They choose MFIs because:
No collateral 🏠
Smaller, periodic EMIs
Doorstep, relationship-based service
And yes — the desire to unencumber family jewellery
2️⃣ The cycle:
In stress periods → gold loan growth spikes.
When things normalize → redemptions rise & MFI disbursements re-accelerate.
3️⃣ Example: During COVID, households rushed to gold loans.
As soon as normalcy returned, MFIs bounced back — portfolios rebuilt quickly.
4️⃣ Bottom line:
It’s not just finance. It’s emotion + culture.
Families pledge gold only in stress… and redeem it the moment MFI credit resumes.
The emotional cost of encumbering jewellery often outweighs the interest-rate advantage.
@ishmohit1@choudhary0898 Gold loans are the best way these days for people to get huge amount of loans after soaring gold prices
Also would love if Auto demand sustains
@1shankarsharma Religious people ignoring real scientific needs.
Politicians happily get votes from the ones left here as it is easy to manipulate here now...
🚨 @chokhani_manish Manish Chokani calls this a “Massive Global Reset.”
Here’s what it means for global markets & India 👇
1. AI mania is lifting global tech.
Investors “starved for growth” are chasing Nvidia, Microsoft, Amazon & others. US Big 6 profits ≈ $500B (vs Nifty 500 < $200B).
2. US strategy: pulling money back home.
FDI outflows to India & allies are freezing.
Impact → pressure on India’s capital inflows.
3. Dollar decline inevitable, but no clear alternative yet.
Result: a bull market in hard assets – Gold, Silver, Uranium.
4. India trades at 20–21x forward earnings, with 8–9% EPS growth.
Big US tech: 20–25% EPS growth at similar multiples.
Tough comparison for global managers.
5. Despite valuations, retail investors pour in $3B/month.
But many newcomers haven’t seen returns after buying high.
6. Sectoral view:
Financials → Biggest AI winners.
By 2027: SBI > Reliance, ICICI > TCS, Axis > Infosys (profits).
IT → Needs a “Y2K moment.” Must move from processors → IP owners.
FMCG/Pharma → Slow derating risk. High multiples, low growth.
QSR, Delivery, EMS, Defense → “Priced for perfection,” some at 100x P/E.
7. Contrarian bet?
Neglected PSUs & disinvestment plays. Beaten down today, could surprise tomorrow.
8. Big picture:
Retail flows = structural 10-year trend.
But don’t chase 50–100x P/Es.
Focus shifts → IP, tech & brands. Plus, hold hard assets as inflation hedge.
Markets are in reset mode.
The question is → will India justify its premium valuations?
#TarrifonIndia
#GOLD
#IndiaUSRelations
@ishmohit1 This will also be an indicator for rising earnings growth for companies in the coming quarters.
This results season was not on the expected lines for some of them but clear intent in the results
People need to understand Blockchain technology is excellent and holds great potential for today’s financial systems.
However, driving Bitcoin to exorbitant prices is nothing more than irrational speculation.
Even the President of a country can have vested interests, after all he is more of a businessman than a politician
@ishmohit1 Looks like the Mad King has swapped his throne for the trade talks table
Next thing you know, he'll be sending wildfire invoices for those tariffs! India better bring a dragon to negotiations! 🔥