@KalpenParekh A 5-year period is also considered long term. If its returns fall significantly short of 30-year returns, then either there’s an issue with the economy, or we’re stretching the definition of ‘long term’ too far by treating 30 years as the benchmark.
@arabicatrader Retail participation in the U.S. market is around 62%, and the Nasdaq has delivered roughly 15% CAGR over the long term. So it's worth taking his views with a pinch of salt.
@vishnuagarwal64 Hey, please make a correction and don't just copy paste from AI write up.
Dividend is unchanged. The yield has increased only because the stock price is down nearly 50%.
@CAronitpereira He’s essentially comparing the headline Nifty 50 with FDs, but equity investing is much broader than that. Mid-cap and small-cap segments have delivered strong returns over the past six years.
@sagarmohanty@CAronitpereira Even after adjusting for risk and volatility, equities have historically outperformed FDs. With FD rates around 6.5% and interest being taxable, his view may be valid in the current market context, but equities have delivered better long-term returns.
@Bitcoin_Teddy He is wrong.
The less human involvement in work, the greater the mental health challenges may become. If AI ends up handling most jobs, many people could struggle with a loss of purpose, potentially leading to a rise in mental health issues.
@KalpenParekh But what exactly defines the long term? Earlier, these funds used to say 5 years was sufficient, and now many are suggesting a minimum horizon of 10–15 years. How can anyone realistically plan their finances when the definition of long term keeps getting extended?
@niketrajdwivedi No, techies can’t. Domain expertise is critical, and most tech professionals lack it. On the other hand, business professionals can learn AI systems relatively easily since they are built around natural language.