Niche Seeker

Insights on investment, tech, and personal growth.

[Niche Seeker @Niche_Seeker]

I lost money chasing trends. Then I discovered the power of compounding. Here’s my story 👇

[Niche Seeker @Niche_Seeker]

@DimitryNakhla Dimitry's articles are always thoughtful, insightful, and easy to understand despite the depth. Appreciate all the work you put into them!

[Niche Seeker @Niche_Seeker]

🚀 Amazon ($AMZN) surged +4.29% today, closing at $235.68!

💪 Strong growth drivers:
• AWS revenue up 19% YoY, fueled by AI demand
• Q4 net income doubled to $20B
• Operating cash flow jumped 36% to $115.9B

🎉 Congratulations to all Amazon shareholders! 44% gain in 2024, crushing the market. Company announced $100B investment in AI infrastructure for 2025. The future looks bright!

#AMZN #Amazon #StockMarket #AI #CloudComputing #TechStocks 📈

[Niche Seeker @Niche_Seeker]

@DividendDude_X Then Dev Kantesaria is the elite coach

[Niche Seeker @Niche_Seeker]

@mike_chong_zh 请问Michael 为什么只剩最后几个月了呢

[Niche Seeker @Niche_Seeker]

#AGI
#Robotics
#Web3
#QuantumComputing
#AutonomousDriving
#BCI
#AR
#VR
#SpaceExploration

What’s next?

[Niche Seeker @Niche_Seeker]

@seanobana Thanks! Glad to see u back!

[Niche Seeker @Niche_Seeker]

How's everyone doing these days?

[Niche Seeker @Niche_Seeker]

💰 US Stocks Valuation Check – April 5, 2025
Based on my fair value estimates, here’s how some top-tier companies stack up today:
✅ Deeply Undervalued:
$ASML, $GOOG, $AMZN, $UBER, $ADBE, $CRM
🟢 Undervalued:
$MSCI, $SPGI, $MCO, $META, $MSFT, $NVDA
🟡 Fairly Valued:
$MA, $V, $INTU, $AAPL, $TSLA, $BRK.B
🔴 Overvalued / Highly Overvalued:
$FICO, $COST
Not investment advice – just my personal watchlist based on fundamentals. Please DYOR

#Investing #USStocks #Valuation #ValueInvesting

[Niche Seeker @Niche_Seeker]

@cold_outreach Water great catch! 🌊 Bruce Lee would totally approve

[Niche Seeker @Niche_Seeker]

A one-person business is like water — flexible, fluid, formless.
With AI tools, this model is quietly challenging the logic of traditional companies.
#Solopreneur #FutureOfWork #DigitalNomad #AItools #IndieBusiness #WorkReimagined

[Niche Seeker @Niche_Seeker]

@Eslamelshamy6 Thank you Maya, I used the discounted cash flow yield as the main metrics.

[Niche Seeker @Niche_Seeker]

💰 US Stocks Valuation Check – April 5, 2025
Based on my fair value estimates, here’s how some top-tier companies stack up today:
✅ Deeply Undervalued:
$ASML, $GOOG, $AMZN, $UBER, $ADBE, $CRM
🟢 Undervalued:
$MSCI, $SPGI, $MCO, $META, $MSFT, $NVDA
🟡 Fairly Valued:
$MA, $V, $INTU, $AAPL, $TSLA, $BRK.B
🔴 Overvalued / Highly Overvalued:
$FICO, $COST
Not investment advice – just my personal watchlist based on fundamentals. Please DYOR

#Investing #USStocks #Valuation #ValueInvesting

[Niche Seeker @Niche_Seeker]

Looking ahead, I’ll continue following the plan I set at the beginning of the year—staying consistent with the right habits:

tracking the market, regularly revisiting the businesses I own, expanding my circle of competence through reading and thoughtful media, and keeping an eye out for new opportunities.

As April approaches, the chill in Toronto has finally started to fade, giving way to the light rains of early spring.

Wishing you all a peaceful rainy season and a great weekend ahead!

#Investing
#StockMarket
#ValueInvesting
#LongTermInvesting
#FreetoCashFlow
#TechStocks
#BusinessAnalysis
#MSCI
#PortfolioManagement
#FinancialIndependence
#CircleOfCompetence
#FundamentalsMatter
#QualityBusinesses
#WarrenBuffettWisdom

[Niche Seeker @Niche_Seeker]

Q1 Investment Summary

In this post, I’ll cover:

- Portfolio performance review

- Two challenges in investing in tech companies

- What we look for in businesses

- New investments made in Q1

- Plans going forward

Today is the second-to-last trading day of Q1 2025. I wanted to take this moment to reflect on my performance and share some thoughts that might interest you.

Why not wait for the last day? Because I have work—and no time. The other reason? It’s raining right now, and rainy days often help me think more clearly.

From January to March, it felt like the whole market was under a cloud—tariffs, economic worries, and China’s AI developments all weighed heavily on investor sentiment.

Here’s how my portfolio (Nifty 6) performed compared to the broader market👇

As you can see, year-to-date returns for major U.S. indices have been negative, and the MSCI World Index has hovered around zero. My portfolio was no exception—slightly better than the market, mainly because I didn’t allocate heavily to tech stocks. This aligns with my goal at the beginning of the year. In fact, the broader market was dragged down in February and March primarily by tech stocks.

[Niche Seeker @Niche_Seeker]

Now, let me share one of my key moves in Q1.

In February, after a lot of back-and-forth, I decided to initiate a position in $MSCI —a financial services company best known for its index business.

I first came across MSCI back in 2021, during the early days of learning about capital markets. The name “MSCI” kept popping up in my stock screener—it was everywhere. After all, they create thousands of indexes and are basically rule-setters for the market. Back then I thought, "Wouldn’t it be nice if the market ran by my rules?"
I still don’t have that power.
But owning shares of the rule-maker? That’s close enough.
MSCI’s index business is elite:
Asset-light

High margins

Incredibly scalable

Their clients are asset managers like Vanguard and BlackRock. If a financial product uses an MSCI index, they pay licensing fees. As personal finance awareness grows globally, I believe asset management will continue to scale—meaning index licensing revenue should rise in tandem.

As for their ESG (Environmental, Social, Governance) segment—I expect growth to slow somewhat, but still remain above average for the foreseeable future.

On March 10, I bought my first shares at $550. As of the March 28 close, MSCI trades at $558.

My conservative estimate of its intrinsic value is $610–$630, implying ~10–15% upside. Not the deepest margin of safety, but among the best opportunities within my circle of competence.

[Niche Seeker @Niche_Seeker]

In 2024, $MA and $V processed a combined $23 trillion in transactions — that’s $729,000 per second.

By the time you finish reading this tweet (≈2 seconds), over $1.45 million would’ve been spent globally through these two cards.

#Visa #Mastercard #Fintech #Payments #Investing #Finance #ValueInvesting #BusinessStats

[Niche Seeker @Niche_Seeker]

Solid analysis, thank you, Dimitry.

[Dimitry Nakhla | Babylon Capital® @DimitryNakhla]

1/11 $EFX has been going through a silent business transformation

Equifax’s earnings potential is set to soar with an estimated EPS CAGR of >18% from 2025-2027

Here’s why $EFX is a stock you should have on your watchlist 🧵

[Niche Seeker @Niche_Seeker]

Took long-distance Ubers for 3 weeks. More than once, drivers asked how much I was charged. On an $80+ trip, the driver only got ~$20. That made me rethink $UBER's business model.

In the past 5 years, $UBER turned free cash flow positive through expansion and local dominance. But can this growth last?

As take rates rise, driver dissatisfaction is mounting.

Maybe the best business models are like $COST 's — where customers, employees, and the company all win.

#Investing #BusinessModel #ValueInvesting #Uber $UBER