Things that sound illegal but are completely legal, and how to do each one:
1. The federal government sells its used trucks online and takes your credit card
GSA Auctions takes Visa, Mastercard, Discover and Amex up to $24,999.99 a purchase. A 2020 F-150 went for $8,710 in July
How: register at gsaauctions. gov filter by your state, read every word of the listing, and pay by the deadline or eat a $325 default fee
2. A government buyer can purchase up to $15,000 from your business with no bidding
How: free sam. gov registration, an SBA Small Business Search profile, and your one-page capability statement emailed to every federal building nearby
3. You can put your spouse's income on your credit card application
The CFPB changed the rule in 2013. If you're 21+ and the income is available to you, it counts
How: when the form asks for income, include household income you have reasonable access to
4. A business with $0 revenue can get approved for business credit cards
They're approved off your personal credit
How: LLC, free EIN at irs. gov, business checking, then apply
5. Business card balances can stay off your personal credit report
Chase, Amex, US Bank and Wells Fargo only report to your personal file if you fall seriously behind. Capital One reports most of its business cards, so know which is which
How: pay them from the business account, always on time
6. Amex will tell you if you're approved before your personal score takes a hit
How: apply on Amex's site, see the decision, then decide whether to accept
7. Capital One raises your limit without a hard pull
It's on their help page
How: log in, update your income, request the increase
8. Chase will pay you $750 to spend $8,000 on its card, at 0% for a year
How: put 4 months of normal business spending on the Ink Business Unlimited. The bonus may not be available if you've ever had a Chase no-annual-fee business card
9. Your business can pay its landlord with a credit card even if the landlord doesn't take cards
How: Melio or BILL at 2.9%. The landlord gets a bank transfer and your card sees a purchase
Stack 4 through 8 in the right order and you're looking at $100K+ at 0%
(700+ score: link in bio)
Anyone dismissing the caribbean influence on the Harlem Renaissance dont know what the Harlem Renaissance was and should be ignored
The collags is missing >>>
Gladys Bentley🇹🇹 a major star at Harlems nightclub and one of the first widely known openly Black lesbian.
Casper Holstein 🇻🇮 philanthropist who financed dormitories at Southern black colleges and supplemented the income of a number of Harlem Renaissance artists and supported starving Harlem children
Eric Walrond 🇬🇫 and Jacques Roumain🇭🇹 literary giants who bridged the gaps between the carobbean and radical Harlem
Stephanie St Clair 🇲🇶aka Queen of Harlem -even the mob and the police feared her. She used her money to finance homes and business for Black New Yorkers.
The brotherhood of sleeping car porters 🇻🇮 The Pullman porters deeply influenced the Harlem Renaissance by serving as a financial backbone, intellectual conduit, and physical distribution network for the cultural movement
There wouldn't be a Harlem Renaissance without people from the Caribbean. It would just be Southerners impact on the northern culture
Your car is constantly talking to you.
Most drivers just don’t listen.
Tire wear, brake pads, and weird noises all reveal hidden problems before they become expensive (or dangerous).
Here’s how to decode the signals 🧵👇