Nico Ruiz

Founder and CEO of Albanni keep building the future.

[Nico Ruiz @NicolasRuiz81]

@InformaCosmos 👀

[Nico Ruiz @NicolasRuiz81]

@elonmusk Congrats!!

[Waldo Casal @WaldoCasal]

Creer en ti lo cambia todo.

Creer en ti es no renunciar a lo que quieres porque todavía no lo has conseguido.

Creer en ti es tu mayor poder.

Creer en ti es no ponerle límites a tu vida.

[Waldo Casal @WaldoCasal]

La magia sucede cuando eliges creer.

[Elad Gil @eladgil]

What a time we are living in

[Nico Ruiz @NicolasRuiz81]

@SmokeAwayyy First option.

[Mario Nawfal @MarioNawfal]

🇺🇸 Jeff Bezos is on board with Trump’s attempt to kill the term “AI.”

Asked whether he prefers AI or Trump’s “SI” for superintelligence, Bezos sided with SI because “artificial is not a very flattering thing.”

“Nobody wants an artificial sweetener or artificial flavoring.”

Writer: Sol

[Nico Ruiz @NicolasRuiz81]

@SmokeAwayyy Always

[Nico Ruiz @NicolasRuiz81]

@elonmusk Thanks

[Nico Ruiz @NicolasRuiz81]

@RocioInfantesb Opinión sensata

[Elon Musk @elonmusk]

This is the future we shall bring into being

[Nico Ruiz @NicolasRuiz81]

@Ukraine Wow

[Nico Ruiz @NicolasRuiz81]

@stutxo Sure, is the plan

[Franco Tealdi @tealdif]

🚨ATENTOS: $NU desembarca en Estados Unidos y lanza Nu Global. 🇺🇸🇺🇸🇺🇸

Cuenta remunerada en dólares al 3,5% anual, transferencias locales e internacionales gratuitas y tarjeta sin costo con 1,5% de cashback ilimitado.

Además, una cuenta multidivisa para operar en más de 35 países, invertir en USDC, EURC, Bitcoin y Ethereum.

[Sam Boboev @samboboev]

BREAKING: @nubank launches US high-yield savings account, credit cards, remittances

Brazilian digital bank Nubank, opens new tab will start offering financial products in the U.S. on Thursday through bank partners, it announced in a securities filing.

The initial products will be high-yield ​savings accounts, credit cards and remittances through its U.S. bank partner, CEO David Vélez and ​Nubank co-founder and CEO in the U.S. Cristina Junqueira said during an event ⁠in Miami.

Nu is partnering with FDIC-insured Lead Bank to provide deposit accounts with a 3.50% ​yield, as well as free international money transfers and a no-fee credit card with 1.5% cashback.

Nubank's bank ​charter was conditionally approved by the OCC in January and now is going through the approval process by the Federal Reserve and FDIC. Junqueira said during the event in Miami she expects the bank to start operating next ​year. In the interim, Nubank will operate through a partner-bank model.

Nubank shares, opens new tab rose on the news ​and were last up 1.6%. The shares are down 9% so far this year.

In the future, customers may also ‌trade ⁠digital assets, including bitcoin and ethereum. Other products Nubank is considering offering in the U.S. are investments, insurance and small business accounts, Velez said in an interview with Reuters earlier this week.

Velez said the U.S. customers' access to banking is better than in Latin America, where years ago a ​large portion of the population ​was unbanked. But ⁠millions still have restricted access to credit and use high-fee products. Nubank will initially target young customers who are more used to digital services and ​the U.S. Hispanic population, more familiar with the brand that operates in ​Brazil, Mexico ⁠and Colombia.

Organic growth is the main strategy in the U.S., but Velez said Nubank is attentive to potential opportunities to accelerate growth through acquisitions.

It will take "a number of years" for the U.S. operation to ⁠become profitable, ​the CEO said. In Brazil, its largest market, Nubank took ​eight years to become profitable. The company's total net profit crossed $1 billion and beat estimates in the second quarter.

[Nico Ruiz @NicolasRuiz81]

@skibidiblazor @kenzietuff So be it you can help to make a better design of starships

[Nico Ruiz @NicolasRuiz81]

@kenzietuff Yes!!! Is ours

[Mack @kenzietuff]

Semper Supra 🚀

[Nico Ruiz @NicolasRuiz81]

@EricLDaugh Beautiful