Nova Net Worth

AI-powered net worth tracking across 11 asset types. 12,000+ bank connections. Veteran-owned 🇺🇸 SDVOSB certified. Built by @JesseWunderlich.

[Nova Net Worth @NovaNetWorth]

I spent 2 years building a fintech startup as a veteran with zero Silicon Valley connections.

Today I'm launching Nova Net Worth — and I'm doing it in public.

Here's what it does and why I built it 🧵

[Nova Net Worth @NovaNetWorth]

Most people check their bank balance and think they know where they stand.

But your checking account is one piece of a much bigger puzzle.

Net worth = the full picture. Start tracking yours.

[Nova Net Worth @NovaNetWorth]

Healthcare costs compound.

Medicare Part B: +10% this year to $202.90/month.
That is $2,430/year.
Over 25 years of retirement: ~$60,750.

And that is just one healthcare line item.

Net worth planning without healthcare visibility is incomplete.

[Nova Net Worth @NovaNetWorth]

Charitable giving rules changed in 2026.

The first 0.5% of your donations? No longer deductible. (This hits itemizers.)

But if you are 70½+, Qualified Charitable Distributions (QCDs) jumped to $111K—and do not count as income.

If you are building wealth to give it away, the rules matter.

[Jesse Wunderlich @JesseWunderlich]

What's your net worth right now? Seriously—time yourself. If you can't answer in 5 seconds, you're not alone. That's the entire system failing you. (Not your fault.)

[Nova Net Worth @NovaNetWorth]

The ACA subsidy cliff is back.

If you are planning to retire before 65, a $1 income increase could cost you tens of thousands in healthcare subsidies.

This is not tax planning anymore. It is healthcare strategy.

Income management just became your most important financial tool.

[Nova Net Worth @NovaNetWorth]

Veterans reaching Medicare age: Part B just went up 10% to $202.90/month. That is another $230/year.

Small number. Huge over 25 years of retirement.

Most veteran net worth plans I see do not budget healthcare properly. It kills the math.

[Jesse Wunderlich @JesseWunderlich]

6 weeks without checking my own net worth dashboard. That's ironic when you're building one. Point: tracking your net worth isn't about perfection—it's about the reset. Check yours today. That momentum compounds.

[Jesse Wunderlich @JesseWunderlich]

If you are 60-63, the IRS just handed you a 4-year deal: save up to $35,750/year in 401k (with catch-ups + super catch-up).

Do the math: that is ~$143,000 across 4 years using completely legal tax vehicles.

This changes everything if you have the income to fund it.

[Nova Net Worth @NovaNetWorth]

2026 retirement savings rules just changed.

401(k): $24,500 limit (workers 60-63 get an extra $11,250 super catch-up)
IRA: $7,500 limit
New senior deduction: $6,000 (ages 65+)

If you are in your early 60s, you have a 4-year sprint to save $143K+ in one account.

The window is now.

[Nova Net Worth @NovaNetWorth]

Congress just locked in $325B for the VA in 2026.

Your benefits just got bigger.

COLA increase: 2.7% (100% disability now $3,839.88/month)
GI Bill housing: +5% for high-cost areas
Mental health funding: +$15B

If you are a vet or getting out soon, your financial baseline just shifted.

Update your net worth calculation.

[Jesse Wunderlich @JesseWunderlich]

Saturday morning. Coffee. Checking the net worth dashboard.

Small habit that changed everything for me: tracking my number weekly instead of pretending it would figure itself out.

3 years in — the compound effect of just paying attention is wild.

[Nova Net Worth @NovaNetWorth]

12 startups before this one stuck. Turns out the difference between building what sells and building what matters is simple: solve your own problem first.

[Nova Net Worth @NovaNetWorth]

Your portfolio just swung 6% on Middle East news.

Nobody cares.

Why? Because your net worth is TSP + checking + home equity + debt - liabilities.

One number moving does not equal your financial position changing.

This is why tracking everything matters. Volatility is noise if you see the full picture.

[Nova Net Worth @NovaNetWorth]

Financial literacy programs don't work.

Financial visibility does.

You don't need a course. You need to SEE your money clearly.

Once veterans see the full picture — TSP, disability comp, equity, debts — behavior changes without coaching.

Visibility is the intervention.

#WisdomWednesday #VeteranFinance #PersonalFinance

[Nova Net Worth @NovaNetWorth]

Quick: what's your net worth right now?

If you can't answer in 5 seconds, that's the problem.

Most people know their salary. Almost nobody knows their actual net worth.

Assets minus liabilities = the number that actually tells your financial story.

#TeachingTuesday #PersonalFinance #NetWorth #VeteranFinance

[Nova Net Worth @NovaNetWorth]

3 things I learned building a fintech while still working full-time:

1. Get real users testing early — with guardrails in place. Real feedback beats any roadmap.
2. Your first 10 users are worth more than your next 10,000.
3. The hardest part isn't code. It's showing up every single day.

Week 8 of building Nova in public. Still going.

https://t.co/UuX66Bxgj4

#BuildingInPublic #Fintech #VeteranFounder

[Nova Net Worth @NovaNetWorth]

Everyone says you don't need to track your net worth until you're "established."

Veterans can't afford to wait.

Every year you delay is a year of TSP gains, VA benefits, and equity you can't see.

Visibility is the first step. Start today.

#MondayMotivation #VeteranFinance #NetWorth

[Nova Net Worth @NovaNetWorth]

Got all your tax docs yet? 📄

Employers have until TODAY to file 1099s with the IRS.

If you haven't received yours, check your email (including spam) and your employer's portal by end of business.

Can't file taxes without them. 👇

[Nova Net Worth @NovaNetWorth]

Most fintech apps make you do the work. You input data. You categorize. You pray it's right. Charlie (our AI) just... knows. That's the point. #AI #PersonalFinance

[Nova Net Worth @NovaNetWorth]

Everyone says just file your taxes.

But if you are a veteran claiming EITC, service-connected disability income, or managing multiple income sources, filing is 30% of the problem.

Tracking WHERE that income came from is the other 70%.

Got all your 1099s, W-2s, and VA disability statements in one place?