OLUWABAMISE AKINDURO

E-mail: [email protected]; Tel: [phone].

[OLUWABAMISE AKINDURO @OLUBODUN99]

WHAT TYPE OF LIFE INSURANCE DO I NEED?
There are three major types of non-variable life insurance coverage:
Term life insurance–the most affordable type—is designed to pay a benefit if the insured person dies during a certain time period, such as 5, 10 or 20 years. Term life insurance is best when your need is limited to a set time period, such as the duration of your mortgage or until you retire. The coverage lasts only as long as the policy stipulates.
Whole life insurance is permanent protection to cover you, literally, for your whole life. The coverage includes many guarantees. Premiums are guaranteed level and will never increase for the life of the contract as long as premiums are paid on time. Whole life insurance comes with guaranteed cash value, which accumulates over time and can be borrowed against.
Universal life insurance is another permanent form of life insurance. Premiums are flexible, so you can choose to make higher payments when you can afford it or pay a lower amount if money is tight. Universal life insurance also has a cash value, which accumulates tax deferred. You can access your cash value in the future for any purpose.
Term life, whole life and universal life insurance plans have one sure thing in common: Each type pays a death benefit when the covered person passes away. The money can be used by heirs to replace income, pay off debts, leave a legacy, etc. But the three types can differ in terms of coverage length, premium flexibility, cash value accumulation and distribution, and other factors. To determine which type of life insurance is best for you, talk to your Bankers Life insurance agent, who will listen to your concerns, understand your needs and recommend the right solution for you.

[OLUWABAMISE AKINDURO @OLUBODUN99]

WHAT IS INSURANCE?
Insurance is a legal contract. It is an instrument of transference of the risk of ‘financial loss’ of and from an individual or a business (called the ‘insured’) to a corporate individual called the ‘insurer’ (i.e. the Insurance Company).

For an insurance contract to operate, the individual or business who wants insurance coverage (i.e. the proposed insured), agrees to pay some relatively much smaller amount of money, called ‘the premium’, on a specified and regular basis (either monthly, quarterly or yearly), and for a specified time period, while the insurer agrees to pay (for the financial loss covered by the contract), if the insured individual or business has or suffers a loss.

Insurance companies utilize the risk management method of transfer, to spread a risk of loss among thousands or millions of ‘insureds’. Not everyone who is insured will suffer a financial loss. The money paid by the large number of ‘insureds’ who do not suffer a financial loss, is what funds the payment made to the few ‘insureds’ who do not suffer a financial loss. This is the only way that the insurance business can work, and the premiums made affordable.

[OLUWABAMISE AKINDURO @OLUBODUN99]

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[OLUWABAMISE AKINDURO @OLUBODUN99]

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[OLUWABAMISE AKINDURO @OLUBODUN99]

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[OLUWABAMISE AKINDURO @OLUBODUN99]

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[OLUWABAMISE AKINDURO @OLUBODUN99]

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[OLUWABAMISE AKINDURO @OLUBODUN99]

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[Bobby Orr @BobbyOrrYT]

The leader of the free world is about to open a Bible on camera — and the verse he chose is shaking people.
President Donald Trump has been selected to read 2 Chronicles 7:11–22 from the Oval Office this week as part of “America Reads the Bible,” a nationwide event commemoratin…

[OLUWABAMISE AKINDURO @OLUBODUN99]

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[OLUWABAMISE AKINDURO @OLUBODUN99]

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[OLUWABAMISE AKINDURO @OLUBODUN99]

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[OLUWABAMISE AKINDURO @OLUBODUN99]

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[OLUWABAMISE AKINDURO @OLUBODUN99]

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[OLUWABAMISE AKINDURO @OLUBODUN99]

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[OLUWABAMISE AKINDURO @OLUBODUN99]

EVANGELISM WORKSHOP [PART 4] https://t.co/VySwBvKBcJ via @YouTube

[OLUWABAMISE AKINDURO @OLUBODUN99]

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[OLUWABAMISE AKINDURO @OLUBODUN99]

MARRIED COUPLES' SEMINAR OF FEBRUARY 15, 2026. https://t.co/njyDQ9C67F via @YouTube

[OLUWABAMISE AKINDURO @OLUBODUN99]

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[OLUWABAMISE AKINDURO @OLUBODUN99]

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