@ThatJuDaH The moment I realised I had to save for a few months to pay for a self-contained apartment was when I decided the job isn't for me. That was my first job in portharcourt 2010.
Investing in oneself to improve income inflow is underrated.
@MudiTheInvestor The Nigeria banking sector has matured.
The way I value them conservatively is by dividend growth model.
YoY, bank deposit at 5% or so outperform UBA...
I still dey vex for them joor
@abalu_uthman If the analyst or yourself has established the fair price of a sachet of pure water as #50 but someone is offering to sell for #40, the margin of safety is 20%.
#50 is the price u pay, but 20% discount is the value you're getting.
Just know what you're doing.
I come in peace ✌️
@abalu_uthman Na for people to even know wetin be margin of safety.
Pure water that has a fair value of #50 selling for #100 but dips to #80 hasn't suddenly made pure water cheap