The APC government has no political will to fight corruption and insecurity.
But they have the political will to fight the opposition.
Them and shamelessness are Siamese twins.
End.
“In a Functioning And Lawful Society, Femi Gbajabiamila Would Be In Prison By Now. But Of Course Tinubu Will Never Allow The EFCC Or ICPC To Probe Him.” ~ Barrister Darlington
"Late President Buhari went to China to borrow money to construct a rail line from Nigeria to Niger. Look at the current condition of the rail track, and up till now, we are still paying for the loan. Rotimi Amaechi, look at your handiwork."
—Isaac Fayose
If you really want to learn the basics of personal finance all in a book , you might want to check out "Your Money or Your Life" by Vicki Robin and Joe Dominguez
From 1 July 2026, designers get a dedicated UK Global Talent Visa route.
No sponsorship. No job offer. Full freedom to work in employment, freelance, or independent practice. Settlement in 3–5 years depending on pathway.
Covers product, UX/UI, graphic, industrial, and digital design under Arts Council England endorsement.
I’ve drafted a detailed guide breaking down eligibility, evidence, and application steps.
https://t.co/kLEQTwidSj
In Ghana, any child who qualifies to represent the country in the International Maths Olympiad gets an automatic scholarship to MIT.
Interestingly, the head of their local Olympiad unit is a Nigerian. He left Nigeria the moment the Nigerian government stopped sponsoring our students for the program.
MIT students regularly travel to Ghana to prepare their students for the Olympiad.
It is also a huge talent pipeline for a company called Jane Street. They are the major sponsor for Ghana Maths Olympiad. Their starting salary is between $300k - $600k annually.
My mum owns a primary and secondary school somewhere in Akeja, Ogun Sate. There is this man, Papilo, a supplier who handles FMCG products in that area. He comes Tuesdays, Thursdays, and Fridays. Sundays are for my mum and other school owners stocking up for students during break.
He is not the only one. They are everywhere like that.
One thing I know is that most of these sellers don’t pay him immediately, They pay on the next supply day or after a week. Sometimes it stretches to 3 supplies before payment clears.
I've watched him argue back and forth with customers who say no money yet. He still gives them all or little. I've seen this for over 15 years growing up. This is the practice across every informal market in Nigeria. This is Africa’s informal supply chain.
Papilo knows all his customers. He knows their children’s names. He argues, negotiates, and finds a middle ground. No App or AI can replicate this.
Papilo now runs plenty of small kekes distributed all over Akeja and beyond.
In African businesses, relationships aren’t just nice-to-haves. They are part of the infrastructure. And this is where the majority of our builders get it wrong.
A techie once went to get bread at a store and stumbles on a sole distributor supplying them wines. He thinks “so this is how these get their stocks” he goes home to google the numbers and sees millions of retailers, no central database, orders on phone call, cash payments, manual records. He sees the classic Manufacturer → Distributor → Wholesaler → Retailer chain and he goes “yes! This is a gap. This is untapped. I can build this on an app”.
Actually, he is right. But here is what he missed;
The supplier extends credit
The wholesaler knows who always pays at each time.
The sales rep knows whose child just got admitted into university.
The delivery driver knows which shop opens late or earlier
None of this can fit in an app database because they are the everyday circumstantial reality of Nigerian business owners. Your app can’t document this.
A retailer doesn’t always buy from who is cheaper. She buys from who’s delivered consistently for years. The one who lets her pay next week. The one who picks up the phone immediately there is a problem.
See your app can calculate credit just fine. But the distributor knows Mama Olomi missed payment because her shop flooded last week. That context is the business in this part of the world.
You will think funding fixes this but marketForce had $42M and still died. Sendy had $27M, Medsaf had $7M.
Your investors will push you to the usual playbook; free delivery, discounts, cashback, promotions, etc and growth will look incredible at first but the moment the subsidies disappear, you will start to compete with relationships using economics alone.
Then you’d realize your capital didn't buy survival, it brought speed to a broken model. Somebody say Reality!
Now let’s look at the ones who didn’t die. They simply mutated.
Sabi moved into traceability/export infra. OmniRetail leaned into embedded finance.
Sendy’s co-founder built TABB on trade credit data.
Rather than say we’re replacing distributors, they became the operating system behind the distributors helping them;
📍 Manage inventory
📍 Collect payment
📍 Access financing
📍 Discover retailers
📍 Forecast demand
📍 Coordinate logistics
This is the lesson for anyone building in African informal market.
Don’t ask How do i remove the middleman
Ask, what valuable job is the middleman doing that technology can make easier?
Don’t compete with the market woman, equip her. Build the layer she can’t build herself (credit history, verified supply chains, payment infrastructure, etc).
This is because Africa’s distribution problem was never about apps vs humans. It’s about who controls the trust layer. Build that, not the marketplace.
@blocstreets
IMF: Nigeria omitted public spending worth 2% of GDP from recent budgets
The International Monetary Fund (IMF) says Nigeria failed to record public spending equivalent to about 2 percent of its gross domestic product (GDP) in recent official budgets, creating a gap between its reported fiscal deficit and actual financing needs.
Christian Ebeke, the IMF’s resident representative in Nigeria, spoke on Wednesday at a meeting with business executives in Lagos.
https://t.co/F6cu5QHNjM
BREAKING: Federal government has reduced import levy on new vehicles 🚗 into Nigeria 🇳🇬 from 20% to 10% and that of used vehicles from 15% to 5% in order to ease cost of vehicle importation. The reduction takes effect today.
School of Hard Knocks interviewed another Nigerian billionaire who says he makes over $60 million every year from real estate.
He says he came from a very poor family and his breakthrough started with a 50 million naira bank loan. 🤯
"Why are you acquiring what you don't need? It doesn't make sense. I have NO REASON...To steal public money" ~ Peter Obi
Sir, please increase the volume, uncle FEMI can't hear you. Infact, ALL our politicians need to hear you.
Frank Edoho asked Victor Osimhen how many goals Didier Drogba scored for Chelsea. Osimhen wasn’t sure, so he called Drogba himself. 😂
Frank immediately started telling the Chelsea legend how much Nigerians love him. 🇳🇬❤️
Joe Nusa was also a Nigerian-born former footballer himself. He moved to Norway, where he settled and raised his family with Antonio’s Norwegian mother, giving Antonio a mixed Nigerian and Norwegian heritage.
Before relocating to Norway, Joe played football in Nigeria and later represented Follo FK in Norway’s second division. His own experience in the sport helped nurture Antonio’s passion for football from an early age, while allowing him the freedom to explore other sports before choosing football as his career.
Although Joe Nusa has largely stayed out of the public eye, he has remained a constant source of support throughout Antonio’s football journey.
You are a staunch Tinubu supporter. He won the election in 2023. You were clapping then.
After 12 months in office, you sold your car. You changed your children’s school to one with smaller fees, thinking you were being smart 🤓😞
After 2 years, your landlord increased rent. You couldn’t pay. So you moved your family to a smaller apartment, believing things would get better.
Today, you are struggling to feed. Struggling to pay NEPA bill. Struggling to buy cooking gas, so you’ve resorted to buying only 2kg. Struggling to even refresh yourself.
You have borrowed from almost all online loan apps, yet it’s getting worse every month.
When will you realize that Tinubu is a disaster fashioned against you? Or do you prefer to kpai on his mandates???