Babajona

My long-term vision is to become an investment banker and eventually build a private equity firm that channels capital into projects that create lasting change

[Babajona @OhimaiJonathan]

My long-term vision is to become an investment banker and eventually build a private equity firm that channels capital into projects that create lasting change across Africa. For me, it’s about rewriting the African story through the right allocation of capital.

[Babajona @OhimaiJonathan]

You're looking at a cash compounder in a structurally inflationary market, with FX risk but improving operating leverage.

[Rufybaba @Rufyb]

Unilever's interim FY 2025 numbers are out. A very strong performance from the consumer goods company (those cash levels are insane. The coy is spitting $$).

Revenue across segments did well.

Operating profit doubled and extended to the bottom line.

[Michael @OladejiTosin15]

Often times when we assess our wealth, we typically focus on our financial capital i.e the assets we already own like houses, cars, investments, and bank balances wtc

However, for most people, especially those early in their careers, human capital is the dominant asset

Human Capital is the present value of your future earning capacity I.e discounted cash flow of expected lifetime wages, adjusted for growth and survival probabilities.

For the majority of early career professionals, human capital far exceeds financial capital (unless, of course, they began life with substantial inherited wealth as a Nepo baby ).

This reality makes comparing your current net worth to that of established HNW individuals misleading. Their balance sheets are heavy with financial capital; yours is rightly still heavy with human capital. That is entirely normal.

That human capital has immense real world value and in time, it will naturally transition into financial capital

Just incase you want to give yourself some boost you can estimate your HC and recognize the immense capital you are actively building. Your balance sheet may currently be light on financial assets, but your underlying fundamentals based on the investment you’ve made in your career remains strong.

So In this video, I tried to explain how to calculate the HC. Also I did a demo on excel and used shiny library on R studio to demonstrate it.

Snippet 1- Concept explanation
Snippet 2 - demo on Rstudio

See full video here:
https://t.co/QyRvFn2BjM

#HumanCapital #NetWorth

[Babajona @OhimaiJonathan]

If you're not concerned about the insecurity that goes on in other states in the country. One day, your son, daughter or family member will travel to that state without letting you know. I pray they come back safe also

[Future Governor @Hardeifenoni01]

That LIRS monthly email of PAYE notification

[Jakob Fugger @RMckaytm]

Educated women >>>>>>>>>>>>>

[Babajona @OhimaiJonathan]

Oando is cheap, currently trading 3.5 times it's earnings. But savy investors won't touch it, because EBITDA is negative.

But off course the media said they made profit 😂 and the stock has gained over 10% since the release of their result

[Stephen @ScFidelis]

Oil & Gas: Market Cap Rankings as of Oct 31, 2025

Seplat - ₦3.5tr
Aradel - ₦3.4tr
Oando - ₦597bn

Seplat’s lead is thinning, Aradel is closing in… and Oando? 👀

[Babajona @OhimaiJonathan]

@innocent_uzzy @BoringBiz_ Can be very painful 😂

[Babajona @OhimaiJonathan]

He did it

[Babajona @OhimaiJonathan]

On this Tax Issue, Mr Taiwo, I don't know what the implementation framework is for sensitization, but I really hope that influencers and celebrities are in the framework. They have the channel to sensitize; use them. Use them, please. So all this misinformation would stop.

[Babajona @OhimaiJonathan]

On this Tax Issue, Mr Taiwo, I don't know what the implementation framework is for sensitization, but I really hope that influencers and celebrities are in the framework. They have the channel to sensitize; use them. Use them, please. So all this misinformation would stop.

[CHUKS 🍥 @ChuksEricE]

"I just bought a solar panel worth over ₦1 million. Assuming they have started collecting the 25% income tax, how will I be able to afford it again? Imagine collecting 25% from someone earning ₦3 million annually, how much will the person now be getting?"

– Speed Darlington takes to the streets as he continues to call out President Tinubu over the proposed income tax he plans to implement early next year

[cinesthetic. @TheCinesthetic]

To embody the cold, calculating CEO in Margin Call (2011), Jeremy Irons studied interviews of top bankers from the 2008 crisis, aiming to capture their calm, almost inhuman composure. He said that “real power never yells.”

[Boring_Business @BoringBiz_]

Failing to land an investment banking offer because you forgot how $10 of depreciation affects the financial statements

[Jakob Fugger @RMckaytm]

Me in

Corporate finance >>>>
Personal finance <<<<<

God, intervene, you need to save me from penury, I can structure an LBO, but can’t budget my lunch..

[Babajona @OhimaiJonathan]

10/20/2025

[Babajona @OhimaiJonathan]

For the government, things like this tends to spark development. I learnt this from my project finance class.

I pray there should be proper maintainace sha

[Uncle Ruckus @Emarged]

Of what benefit is this conference center to the residents of Bauchi State?

[Babajona @OhimaiJonathan]

@BlehisBack Rest easy 🕊️🕊️

[Babajona @OhimaiJonathan]

Here's what I think the MPC decision would be tomorrow. Check it out 👇https://t.co/rUO9g5MQNf

[Olúwatósìn Olaseinde @tosinolaseinde]

Watch out for transaction fees on your investment.

[Babajona @OhimaiJonathan]

Check out my thoughts on the MPC decision tomorrow 👇

https://t.co/rUO9g5MiXH

[Babajona @OhimaiJonathan]

With inflation still elevated, producer margins under pressure, and Nigeria’s FX reserves at stake, the September 23rd/24th MPC meeting will be one to watch.

Let me know what you think. Would the MPC cut rates in its upcoming meeting?

[Babajona @OhimaiJonathan]

With inflation still elevated, producer margins under pressure, and Nigeria’s FX reserves at stake, the September 23rd/24th MPC meeting will be one to watch.

Let me know what you think. Would the MPC cut rates in its upcoming meeting?

[Babajona @OhimaiJonathan]

Nobody is more important than you; it's only a question of time and effort. The world in itself is efficient, sadly inefficient by the actions of humans.
Anything you dedicate your time and energy to, you become