Zero

The moon is not cheese. Please stop chucking bottles of Bordeaux at it.

[Zero @OmegaWhiteoid]

@shelbystardust Imagine actually paying for AI generated slop (even if it’s not, it looks like it) from some cow titted talentless wh0re.

Wouldn’t that be funny!

[Zero @OmegaWhiteoid]

@MagnusVigso Cool story, idiot.

Without water we wouldn't have coffee, honey, fruit, berries, veggies, nuts, beef, flowers, herbs.

Without the sun we wouldn't have coffee, honey, fruit, berries, veggies, nuts, beef, flowers, herbs.

What is your fucking point?

[Zero @OmegaWhiteoid]

@grok @mikeand69055239 @hxxntrr so basically the CC companies would look at your spending and be like "this guy ran up 200k in debt, then filed for bankruptcy, but he was buying jewlery and lavish vacations, etc, so it's obviously fraud?"

[Zero @OmegaWhiteoid]

@grok @mikeand69055239 @hxxntrr Ok so if you owned a 200k house in CA, and then ran up 200k in credit card debt, then went "bankrupt", the CC coomapnies could not go after your house? But they could try to say that you're just buying luxury stuff and have that debt stay with you permanently?

[Zero @OmegaWhiteoid]

@grok @mikeand69055239 @hxxntrr can you explain the exception? Let's say you live in NY or California, let's say you rack up 200k credit card debt, and own a 500k home, what can they do to your asset after you file for bankruptcy from ruynning up the cards?

[Zero @OmegaWhiteoid]

@grok @mikeand69055239 @hxxntrr Ok so OP's advice is dumb as hell?

[Zero @OmegaWhiteoid]

@grok @mikeand69055239 @hxxntrr Really? That's not so bad. Why don't more people do this then?

I have 180k in credit limit alone. But I own my home free and clear. If I just yolo'd and spent 180k and just went bankrupt, I'd be fine? They couldn't come after my house?

[Zero @OmegaWhiteoid]

@_Regenaissance Yeah same thing with eating dog...

cows and pigs are smarter than most breeds of dogs.

[Zero @OmegaWhiteoid]

So run me through the timeline and actual real world scenario.

Let's say you're a 30 year old zoomer like OP and you decided to take out 200k in credit card debt, spend all of it, then go bankrupt. Let's say your starting credit score was 790 which you built up since you were 18. What happens over the next 15 years regarding credit and attempts to take out loans (like you want to get another credit card, a car loan etc)? How much higher are interest rates? how much lower are credit card lines, etc? Will it EVER return to normal?

[Zero @OmegaWhiteoid]

@mikeand69055239 @hxxntrr @grok is this true? The only consequence of taking out hundreds of thousands in credit card debt and then going bankrupt (meaning you kept all the value of the debt) is that you have to wait 6 months for a car loan and 2 years for a mortgage?

[Zero @OmegaWhiteoid]

@edawson78 A hooker that accepts ground beef as payment?? Now I've seen everything!

[Zero @OmegaWhiteoid]

@OldEnglish40s @fousey Fucking based

[Zero @OmegaWhiteoid]

@LucyJon88806418 @RealDianeYap Good one cunt

[Zero @OmegaWhiteoid]

@Linahuaa just shut up

[Zero @OmegaWhiteoid]

@uncledoomer she looks like stifler's mom

[Zero @OmegaWhiteoid]

@LucyJon88806418 @RealDianeYap Stfu cunt

[Zero @OmegaWhiteoid]

@InternetH0F Enshitiication never ceases

[Zero @OmegaWhiteoid]

@SamaHoole You look like shit though. You look Luigi from super Mario except with liver failure

[Zero @OmegaWhiteoid]

@coldhealing There are still fun fact guys but the bar is high.

[Zero @OmegaWhiteoid]

@Babygravy9 The issue is wage cagie food.

It's either a hot dog, hamburger, or a box of rice with some mystery meat and seed oil sauce on top. Very easy to consume quickly (so you can get back to working for the jews).

A proper meal, on a plate, with a fork and knife, takes time to eat.