Raajiv Gupta

ON MISSION TO MAKE 100X CAPITAL IN FLAT 90 DAYS,NO GANN NO ELLIOTT,NO TECH. ANALYSIS, JUSTPURE COMMON SENSE WITH RISK STARTS 11 MAY26.

[Raajiv Gupta @Optionsrlottery]

ON MISSION TO MAKE 100X CAPITAL IN FLAT 90 DAYS,NO GANN, NO ELLIOTT,NO TECHNICAL ANALYSIS,JUSTPURE COMMON SENSE WITH RISK MANAGEMENT. GAME STARTS 11 MAY https://t.co/IznaEibn3q OVER 10TH https://t.co/5UzcicOdVM TRAINING CLASSES NO COURSESELLING NO TIPS,PURE PRICE ACTION

[Krishan Partap Singh @RaisinaSeries]

BJP/Sangh Parivar in full blown crisis. They realise that if the accusation of ‘Chanda Chori’ sticks in the public mind, it will unravel the entire decades-long Hindutva project in rapid succession.

[Raajiv Gupta @Optionsrlottery]

CEO of @KotakBankLtd also leaving as his term is getting end in dec26.

[Tamal Bandyopadhyay @TamalBandyo]

CFO of 2 pvt banks resign today. Puneet Sharma of @AxisBank resigns to pursue next phase of his professional journey; will step down on August 31. @bandhanbank_in Bank's Rajeev Mantri resigns, citing career growth as reason for departure. Mantri, also an Executive President, will leave on Sept 25.
This, 2 days after @KotakBankLtd said its CEO & MD Ashok ‌Vaswani wont seek reappointment after his term ends on Dec 31, for personal reasons.

after

[The Exploited TaxPayer @IndiaNewGen]

भ्रष्टाचार से घर महंगे हुए और अत्यधिक टैक्स से लोग गरीब हुए।

[Prakash Raj @prakashraaj]

What a Fall… Giro ..aur Girthey raho... we are watching #justasking

[Raajiv Gupta @Optionsrlottery]

@iRadhikaGupta @1shankarsharma @pvsubramanyam sab Golmaal hai bhai sab golmaal hai

[Vikas Vij @TheClubJunto]

Nifty 50 SIP Returns (2005–2024): 6.7% CAGR

SIP Sales Pitch: Returns @ 12-15% CAGR. The Reality: Returns @ 6.7% CAGR in Nifty 50 SIP over the last 20 years. 9.65 crore active SIP contributing Indians should know the facts.

SIPs: Myth vs. Reality

a. Last week's JP Morgan report said SIPs are now the MF industry’s demand anchor, contributing 77% of equity MF & hybrid MF net inflows. Monthly SIP inflows in May 2026 were up 48% YoY.

b. Brokers sell SIPs showing a past track record of 12-15% CAGR annualized returns. In reality, the actual 20-year Nifty 50 SIP CAGR, pre-tax, pre-fees was only 6.68%. (Source: Peer-reviewed Arxiv study, 2005–2024, available online).

c. When a Mutual Fund reports "10-yr return of 15%", that 15% applies only to the investor who invested a lump sum 10 years ago and never touched it.

But the average SIP investor tops up during rallies and stops during declines. So, actual return (XIRR) is much lower in the real world.

d. In other words, the 15% return only works for the SIP investor who entered in a bear market, never panicked, never switched from one fund to another, invested through every crash, and held until the exact date the broker did his calculations for 15% CAGR.

Why Real-World Returns are Low?

a. A 2026 FundsIndia study published in the mainstream financial media analyzed Nifty 50 TRI (total return index) returns from 1999 to 2026.

b. If you invested a lump sump in Nifty 50 TRI in 1999 and remained invested till 2026 (YTD), you would earn 13.3% CAGR over 27 years.

c. But if you missed just 15 best trading days in the last 27 years, your portfolio lost 2/3rd of its value. (You only earned 8.8% CAGR).

If you missed 30 best days, your portfolio lost 85% of its value. (You earned 5.7% CAGR – lower than FD returns and not even beating inflation).

If you missed 50 best days, your portfolio lost 94% of its value. (You earned 2.3% CAGR over 27 years.)

d. 7 of the 10 best days occurred within two weeks of the 10 worst days. This means investors who panic during crashes usually miss the strongest rebounds.

For example, if you panicked and stopped SIP during Covid, you would have missed some of the “best trading days” in Nifty history that followed when market rebounded.

e. SIPs Destroy SIPs: SIPs are designed to gain from market corrections. At market lows, an SIP buys more units for the same amount (rupee-cost averaging).

But when there is a flood of SIP liquidity, market volatility is removed systematically. SIPs lose their natural advantage.

That’s why Charlie Munger says passive investing works best when relatively few people are doing it.

Where are Rich SIP Investors?

a. Anurag Singh @anuragsingh_as who has extensively written on the SIP “illusion” asked in a 2024 article in ET: “Why isn’t the previous generation rich if SIPs delivered such fantastic returns?”

b. When old SIPs keep closing and new SIPs keep opening, only the broker makes money. Even if investors switch from one fund to another, it still kills the compounding as soon as you stop one fund.

c. In 2024, Anurag said: “Small-cap SIPs jumped nearly 4X after FY21, and are currently 50% more than large-cap SIPs. (Large-cap money was switched to small-caps.) What kind of SIP education brokers are giving to investors?”

d. SIP Stoppage Ratio is a metric that tells how many SIPs are stopped or switched every month (and thereby lose the compounding effect). It is the ratio of SIPs discontinued to new SIPs started in a given month.

SIP Stoppage Ratio in early to mid 2024 ranged from 50% to 60%. Market was rising, and more SIP accounts were being opened at peak prices. Stoppages increased in 2025 as prices declined.

SIP Stoppage Ratio in 2026:

Jan: 74.8%
Feb: 75.6%
Mar: 101.06%
Apr: 101.1%
May: 95.5%

Stoppage ratio trend shows SIP investors follow this cycle:

Market Rises: Start SIPs

Market Falls: Stop SIPs

Market Recovers: Those who stopped miss the rebound.

Market Peaks: Those who stopped return to make new SIPs.

When there is deep pessimism in the markets, it is the worst time to stop SIPs. But human mind is not wired to handle extreme pain of loss. Most investors simply give up, cut their losses, and move on with their life.

Endquote

“If investing weren’t hard, everyone would be rich.” – Charlie Munger

@arabicatrader

[Wg Cdr Anuma Acharya (Retd) @AnumaVidisha]

इस सवाल का जवाब तो सीधे सीधे पीएम मोदी की ओर से आना चाहिए.

है कि नहीं साथियों ?

[Bolta Hindustan @BoltaHindustan]

मोदी सरकार में सब भ्रष्ट हैं ? एक 'इथेनॉल' से लूट रहा है, दूसरा 'जमीन हड़प' रहा है तीसरा 'पेपर लीक' से पैसे बना रहा है, चौथा 'निकोबार द्वीप' लूट रहा है

: ध्रुव राठी, ब्लॉगर

[Ranvijay Singh @ranvijaylive]

लोग कितने मासूम हैं. भ्रष्टाचार के लिए मोहन यादव का इस्तीफा मांग रहे हैं.

वो भी नरेंद्र मोदी से 😄

[Raajiv Gupta @Optionsrlottery]

ALL theory regarding ICE fall flat post ethanol debacle, massive escalation in engine maintenance cost post E30 intro,drop in mileage which can be as high as 5 km per litre, reduced engine life, unpredictable crude prices all these factors have changed the ICE dynamics completely

[Pankaj Arora 🇮🇳 @Panks_Arora]

People say EV driving is “almost free”.

But look at the complete maths:

Petrol Car:
₹3,000 petrol = around 360-480 km

EV Home Charging:
₹8 per unit × 50 units = around ₹400 for 300-400 km

EV Fast Charging:
₹20 per unit × 50 units = around ₹1,000 for 300-400 km

Sounds cheap.

Now add:
• ₹8-15 lakh battery replacement risk
• Charger installation cost
• Charging wait time
• Apartment charging problems
• Resale uncertainty
• Future electricity price hikes

Petrol cars burn money openly.

EVs hide costs inside batteries, infrastructure and electricity dependency.

That’s the part most reels and influencers skip.

[Science Path @sciencepathx]

Everyone Should know This.

[Unfiltered @quotesdaily100]

TOP 65 BEST MOVIES FROM AROUND THE WORLD:

1. The Godfather - USA
2. Schindler's List - USA
3. Parasite - South Korea
4. Seven Samurai - Japan
5. La Vita E Bella - Italy
6. City Of God - Brazil
7. The Lives Of Others - Germany
8. Pan's Labyrinth - Spain
9. Amélie - France
10. Crouching Tiger Hidden Dragon - Taiwan/Hong Kong/USA
11. Spirited Away - Japan
12. The Intouchables - France
13. Oldboy - South Korea
14. Roma - Mexico
15. A Separation - Iran
16. Cinema Paradiso - Italy
17. The Great Beauty - Italy
18. Wild Strawberries - Sweden
19. Ran - Japan
20. Bicycle Thieves - Italy
21. Capernaum - Lebanon
22. Toni Erdmann - Germany
23. Leviathan - Russia
24. The Hunt - Denmark
25. Blue Is The Warmest Color - France
26. Certified Copy - France/Italy
27. The Secret In Their Eyes - Argentina
28. No - Chile
29. Son Of Saul - Hungary
30. Embrace Of The Serpent - Colombia
31. Mustang - France/Turkey
32. Force Majeure - Sweden
33. The Handmaiden - South Korea
34. Burning - South Korea
35. Shoplifters - Japan
36. Cold War - Poland
37. Portrait Of A Lady On Fire - France
38. Pain And Glory - Spain
39. Caché - France
40. The Father - UK/France
41. Drive My Car - Japan
42. The Worst Person In The World - Norway
43. Flee - Denmark
44. Coda - USA
45. Belfast - UK
46. The Power Of The Dog - New Zealand
47. Compartment No 6 - Finland/Russia/Estonia
48. Lunana A Yak In The Classroom - Bhutan
49. The Hand Of God - Italy
50. Titane - France
51. RRR - India
52. All Quiet On The Western Front - Germany
53. The Zone Of Interest - UK/Poland/USA
54. Anatomy Of A Fall - France
55. Perfect Days - Japan
56. The Teachers Lounge - Germany
57. Monster - Japan
58. Society Of The Snow - Spain
59. Io Capitano - Italy
60. Past Lives - South Korea/USA
61. The Banshees Of Inisherin - Ireland
62. Aftersun - UK
63. Decision To Leave - South Korea
64. Argentina 1985 - Argentina
65. Close - Belgium

[Manish RJ @mrjethwani1]

Subject importent hai….

(R silent) 😛

[Prashant Kanojia @KanojiaPJ]

Nirmohi Akhada has already accused Vishwa Hindu Parishad of misappropriating ₹1,400 crore collected in the name of the Ram Mandir.

From the Ram Mandir movement to the temple's construction, allegations of scams have enriched many people.

The recent SIT probe appears merely symbolic. A genuine investigation could expose massive irregularities in land deals and financial transactions.

But when IAS officers, IPS officers, ministers, and influential people are themselves accused of benefiting, who will investigate whom?

[Sabeer Bhatia @sabeer]

After much interaction on X, I’ve concluded that Indians (collectively and in aggregate) have sold their souls to the devil. Humanity has left their hearts.

[Mustafa @oprydai]

Study calculus.

not because exams exist.
because reality moves.

• derivatives → how things change
• integrals → how change accumulates
• limits → what happens at the edge
• gradients → where systems want to go
• differential equations → how nature evolves

motion, heat, fluids, control, optimization, robotics, ML.

all of it speaks calculus.

without it, you see outputs.
with it, you see dynamics.

[RedboxGlobal India @REDBOXINDIA]

COAL MINISTER G KISHAN REDDY FLAGS REPORTED DISAPPEARANCE OF 40 LAKH TONNES OF COAL, SEEKS URGENT PROBE INTO SCCL

[Abhishek Kothari 🇮🇳 @kothariabhishek]

Swiss bank deposits linked to Indians:

2014 - Rs14000 cr
2026 - Rs37500 cr

[Basant Maheshwari @BMTheEquityDesk]

Fake GDP, fake nationalism, fake industrialists, fake journalists, fake media, fake experts, fake ideas, fake narrative, fake celebrities are all being exposed as the Dollar takes rupee to 100 and beyond!

[RedboxGlobal India @REDBOXINDIA]

CHINA ELIMINATES 12,000 ‘OBSOLETE’ UNIVERSITY DEGREES IN PUSH TO PREPARE FOR THE AI ERA

CHINESE UNIVERSITIES SCRAP 12,000 DEGREE PROGRAMS AS AI RESHAPES JOB MARKET DEMANDS

[Krishnan Gaur @Mercedes5494]

INDIGO LAUNCHES

BANGKOK TO VARANASI FLIGHTS.

Netizens call it the ‘Paap & Prayaschit’ route