President Bola Ahmed Tinubu just provided further details on his heavily hyped Renewed Hope Agenda, and the sheer mathematics of this project is deeply disturbing, especially since this mega scheme is aggressively marketed as a lifeline to better the lives of ordinary Nigerians.
In the quoted tweet below, President Tinubu claimed that exactly ₦128 billion in mortgages has been generously delivered to 1,859 families at a fixed interest rate of 9.75% spread over 20 long years through the Ministry of Finance Incorporated.
On the surface, this looks like the ultimate utopian dream project, primarily because a 9.75% mortgage rate is ridiculously low, especially when you compare it to the predatory standard market rates which presently sit anywhere between 20%, 25%, 30%, or even higher depending on the bank.
However, even with this seemingly charitable low interest rate, a simple, cold mathematical breakdown instantly exposes that these supposed affordable homes are entirely out of reach for the average, hardworking Nigerian in whose very name this multibillion Naira PR project is being violently advertised.
To see this blatant scam, simply divide ₦128 billion among 1,859 families, and you will rapidly discover that the average mortgage size is a staggering, eye-watering ₦68.8 million per home. Now, under the exact terms quoted by Tinubu, which is 9.75% interest over 20 years with a mandatory 10% equity contribution of roughly ₦6.8 million, a single family would have to reliably cough up roughly ₦600,000 to ₦650,000 every single month just to service this impossible mortgage.
This mathematical reality clearly demonstrates that the policy architects behind this Renewed Hope Agenda have completely, and spectacularly lost their minds, their touch with reality, and their basic common sense.
First of all, the brand new minimum wage recently signed into law in Nigeria is an alleged, highly disputed ₦70,000, which is an insulting amount that many state governors claim they cannot even afford to pay, sustain, or budget for. Even with this symbolic, poverty-level wage, the average Nigerian that these houses are supposedly built for would genuinely need to starve, save every single kobo, and work for one full uninterrupted year just to afford a single one-month mortgage repayment. Currently, absolutely no middle-class citizen in Nigeria with an honest, verifiable, and legitimate source of living can ever afford to burn this massive amount every month for a house, no matter how stupid, lavish, or financially reckless they want to be.
Now this begs the incredibly obvious, screaming question: why on earth is the Tinubu administration deliberately wasting ₦128 billion (a massive $90 million) to provide subsidized affordable housing to a tiny fraction of 1,859 families who are obviously loaded with cash, highly connected, financially immune, and can easily afford luxury apartments, fund their own private estates, secure massive commercial bank loans, or buy premium properties outright?
This ridiculous allocation of scarce public funds makes zero strategic sense because the exact amount quoted for this vanity project is comfortably enough to buy about 4 highly advanced MQ-9 Reaper drones, fully equip them, heavily arm them, and ship them straight to the bleeding frontlines of Northern Nigeria.
These military-grade drones can stay airborne for 30 continuous hours, monitor the entire terror-infested forests in Borno in less than one hour, track moving targets, and violently update the Nigerian military in real time for any mass gatherings of armed bandits, hostage holding areas, illegal gold mining operations, or cross-border insurgent movements.
The colossal amount of money involved in this project is not merely the ₦128 billion senselessly wasted so far. Obviously, before this entire grand, systemic money laundering scheme is fully completed, more than ₦320 billion will have magically vanished, migrated, and evaporated from the Nigerian Treasury directly into the bloated private offshore accounts of ghost contractors, corrupt civil servants, APC campaign financiers, loyal party chieftains, and the ruling party's untouchable inner circle.
This is complete madness. Our brave men in uniform are constantly being taken by surprise, ambushed, and rounded up by ragtag terrorists simply because their vulnerable forward operating bases do not come equipped with basic acoustic sensors, infrared thermal cameras, night vision goggle, or basic aerial reconnaissance drones to serve as early warning mechanisms. Yet the Commander in Chief is cheerfully burning hundreds of billions of Naira under the guise of public welfare, deliberately laundering public treasury funds into the deep back pockets of shady construction companies, and happily providing heavily subsidized affordable housing to his ultra-rich, highly privileged, and politically connected friends.
Look at the quality of propaganda that was used to deceive adult Nigerians. Not videos about infrastructure or 21st century development.
Fucking rice and chicken, that’s what they think you’re all good for.
😂😂😂
Welcome to the new order folks!
Remember that whatever niche you will find men being underrepresented,
It is because they are now falling behind and can’t keep up with the girlies.
However, women being underrepresented is due to structural inequality and marginalization.
If Arne Slot leaves in the summer, I’ll thank him for delivering the Premier League title and I’ll still call him a Liverpool legend. Winning the league in your first season deserves respect, no matter how this ends.
But at the same time, you cannot:
Lose 9 out of 12 games
Lose twice to City, Utd, Galatasaray and PSG
Lose three times to Palace
Drop points at Anfield to Igor Tudor’s Tottenham and Callum McFarlane’s Chelsea
Fail to beat a single promoted side at home
Lose to a Wolves side that has only won 3 league games all season
Lose 3-0 at home to Forest
Get battered 4-1 at home by PSV
Concede the most goals from set pieces in the league
Lose 18 games in a season
… and still expect to keep your job as Liverpool manager.
And the scary thing is, the season still isn’t over.
Dele Farotimi wrote: "As a Yoruba man. I really envy Peter Obi. And would be waiting patiently for the day when we will have a Governor of South west extraction that would replicate what he did in Anambra state.
I can't wait to have a Governor of a south Western state who like PETER OBI will rule a state for 8yrs;
1. He didn't borrow a Kobo.
2. He didn't use bulletproof car.
3. He never lived outside the state till end.
4. He met a debt of N36billion.
5. He met Onitsha as a terror zone.
6. He met his state at 27 in WAEC and NECO.
7. He met a kitchen called Govt House.
8. He met no Primary Healthcare.
9. He met no General Hospital in 14-LGs.
10. He met poor Pri. and Sec. school structures.
Before leaving;
1. Anambra wasn't owing any contractor or worker.
2. He cleared the inherited ₦36billion debt.
3. He brought in SMEs to the traders of the state.
4. He built the today's Govt House.
5. He built 18-Gen Hospitals and a state Specialist.
6. He built 178-Primary Health centres.
7. He fought and won the state against hoodlums.
8. He pushed the state 1st in 3yrs consecutively in WAEC and NECO.
9. He built brewery that employed over 3000 direct and indirect job seekers.
10. He even had to save ₦36billion and $150million for his successors to use and run administrations.
11. He drove 406 and Innoson throughout.
12. He didn't acquire any property anywhere while in office.
13. He never awarded any contract to family members.
14. His wife hadn't office, and allowed to mess with the state. She had her enterprises in UK.
15. Obasanjo had to come to Onitsha and spent 1-week bcos of peaceful environment.
16. He invited anti-graft to come and audit his administration, before handing over.
17. He refused to accept a piece of land, and gratuity and pension.
18. He never went close to State Govt House after handing over.
19. He never struggle to frustrate his successors policies.
20. Till today, he kept gifting multi-millions to Schools, Healthcare development, and entrepreneurship developments.
21. He even work as Chairman of SEC at the national stage without pay
If your definition of leadership is right you won't be against Peter Obi.
Only a selfish mind would see all these and still question it.
Peter Obi - a man that defiles Nigeria's version of leadership.
- Dele Farotimi
The problem with conspiracy theorists is that they think they are right, they build a castle 🏰 on hearsay, lies, suspicion etc.
They also don’t believe that they might be wrong or misinformed.
Fun fact: America 🇺🇸 did not colonize Nigeria 🇳🇬. That was Britain 🇬🇧. Everything you are saying here has no evidence to substantiate it. American 🇺🇸 companies arrived here mainly after independence from Britain nd they signed deals favorable to themselves, if you have foolish leadership for 60years that’s on you. Blame yourself sir.
The Problem with Nigeria 🇳🇬 and indeed Africa, and Africans especially Pan Africanist aka Armchair pundits like this my brother. They never lift a finger to make their words with actual action. Mali 🇲🇱 is under siege, Pan Africanist have not gone to help them. Once a country in the west comes they start disparaging them.
Nigeria 🇳🇬 has 11 million of its citizens displaced by Islamist Terrorist many of whom are Nigeria citizens, Pan Africanist won’t help to fight and protect citizens, but will point fingers at American 🇺🇸 help . They cannot even hold local corrupt leaders accountable anywhere. Not Paul Biya in Cameroon, Not in Uganda 🇺🇬, Not in Tanzania 🇹🇿 or Nigeria 🇳🇬.
One man in his 80s hijacks an entire country through bribery, corruption and connivance of all Nigerian elites classes, in Business, Religious , celebrity (Music, sports and movie stars), influencers, Bankers, all security agencies, Judges, Traditional rulers, and Political class.
100% connivance by Nigerians in this elite class, to maintain the status-quo and their advantage over others, and you are pointing fingers at America 🇺🇸 ?.
After America, the next is to blame Satan the Devil for the reason why Nigeria 🇳🇬 can’t have functional electricity grid in 2026. When AI and Space race is what the rest of the world is busy chasing, you Africans are still unable to get basic infrastructure or safety for your citizens in a country created for you, built and with keys 🔑 handed over by British Colonial Government in 1960.
We prefer to flee to other peoples countries like South Africa 🇿🇦 , Europe, America 🇺🇸, and get disgraced everywhere else because we cannot settle down and build a functional society in 2026.
Every Nigerian needs to eat the humble pie and look in the mirror for our problems and solutions.
Don’t believe this hug wash. America 🇺🇸 did not blame China 🇨🇳 or Britain 🇬🇧 or France 🇫🇷 in 1776. They Built their country on Christian principles, rule of law and zero tolerance for corruption.
STOP 🛑 BLAMING other people for your failures Africans. It’s getting old 😡.
Fellow Nigerians, good morning.
I woke up this morning after my church service with a deeply reflective heart, and despite every constraint, I felt compelled to share these thoughts with you.
Many people do not truly understand the silent pains some of us carry daily—the private struggles, emotional burdens, and quiet battles we face while trying to survive and serve sincerely in difficult circumstances.
We now live in an environment that has become increasingly toxic, where the very system that should protect and create opportunities for decent living often works against the people—a society where intimidation, insecurity, endless scrutiny, and discouragement have become normal.
More painful is when some of those you associate with, believing you would find understanding and solidarity among them, become part of the pressure you face. Some who publicly identify with you privately distance themselves or join in unfair criticism.
We live in a society where humility is mistaken for weakness, respect is seen as a lack of courage, and compassion is treated as foolishness—a system where treating people equally is questioned simply because you refuse to worship status, tribe, class, or power.
Personally, I have never looked down on anyone except to uplift them. I have never used privilege, position, or resources to oppress others, intimidate the weak, or make people feel small. To me, leadership has always been about service, sacrifice, and helping others rise.
Let me state clearly: my decision to leave the ADC is not because our highly respected Chairman, Senator David Mark, treated me badly, nor because my leader and elder brother, Alhaji Atiku Abubakar, or any other respected leaders did anything personally wrong to me. I will continue to respect them.
However, the same Nigerian state and its agents that created unnecessary crises and hostility within the Labour Party that forced me to leave now appear to be finding their way into the ADC, with endless court cases, internal battles, suspicion, and division, instead of focusing on deeper national problems and playing politics built more on control and exclusion than on service and nation-building.
Even within spaces where one labours sincerely, one is sometimes treated like an outsider in one’s own home. You and your team become easy targets for every failure, frustration, or misunderstanding, as though honest contribution has become a favour being tolerated rather than appreciated.
And when you choose to leave so that those you are leaving can have peace, and you step out into the cold, you are still maligned and your character is questioned. Despite all your efforts to continue working for a better Nigeria and engaging people with sincerity and goodwill, those who do not wish you well continue to attack your character and question your intentions.
There are moments I ask God in prayer: Why is doing the right thing often misconstrued as wrongdoing in our country? Why is integrity not valued? Why is the prudent management of resources, especially when invested in critical areas like education and healthcare, wrongly labelled as stinginess? Why are humility and obedience to the rule of law often taken to be weakness rather than discipline?
Let me assure all that I am not desperate to be President, Vice President, or Senate President. I am desperate to see a society that can console a mother whose child has been kidnapped or killed while going to school or work. I am desperate to see a Nigeria where people will not live in IDP camps but in their homes. I am desperate for a country where Nigerian citizens do not go to bed hungry, not knowing where their next meal will come from.
Yet, despite everything, I remain resolute. I firmly believe that Nigeria can still become a country with competent leadership based on justice, compassion, and equal opportunity for all.
A new Nigeria is POssible. -PO