Dave Hershman

Dave Hershman is the top mortgage expert with seven books and hundreds of articles published. Connect with him on Twitter to share, interact, and get learn.

[Dave Hershman @OriginationPro]

In July we found that both thoughts were quite premature. In early July we found out that the economy added only 57,000 jobs in June and the previous two months of gains were....https://t.co/foNqzP8zmI

[Dave Hershman @OriginationPro]

Mortgage rates were very volatile after the Fed announced its decision to hold rates steady, despite acknowledging that inflation was elevated. According to....https://t.co/1iVaG5ETlZ

[Dave Hershman @OriginationPro]

A Credible survey asked more than 1,000 homeowners how their housing costs compared to their budget expectations. Most respondents underestimated the true cost of....https://t.co/ScUP243bUO Source: Creditable

[Dave Hershman @OriginationPro]

Existing-home sales slipped by 2.4% last month, as buyers continued to grapple with affordability despite some....https://t.co/ScUP243bUO

[Dave Hershman @OriginationPro]

Inflation is still elevated. Long-term interest rates remain elevated. Yet, the economy does not appear to be....https://t.co/ScUP243bUO

[Dave Hershman @OriginationPro]

Mortgage rates continued to rise in the past week as hostilities in the Middle East intensified. Oil prices continued to react to threats on shipping in the Middle East, fueling the.....https://t.co/ScUP243bUO

[Dave Hershman @OriginationPro]

Sellers repurchased $397.97 million of single-family loans from the government-sponsored enterprises during the first three months of 2026, down....https://t.co/nxw0VlBSdt

[Dave Hershman @OriginationPro]

Turning to the housing market, we have already seen early effects of a stagnant population in the form of the lack of skilled labor available to build new homes – which....https://t.co/nxw0VlBSdt

[Dave Hershman @OriginationPro]

Mortgage rates rose in the past week as hostilities in the Middle East continued. The resumption of the conflict outweighed good inflation news because oil prices rose in reaction to the....https://t.co/nxw0VlBSdt

[Dave Hershman @OriginationPro]

The MBA has indicated that homebuyer affordability declined in May, with the national median payment applied for by purchase applicants increasing to....https://t.co/d9I4ZFxyqX

[Dave Hershman @OriginationPro]

We were warned by analysts that it would take some time for things to get moving and it was understood that the reaction of the markets was in anticipation of....https://t.co/d9I4ZFxyqX

[Dave Hershman @OriginationPro]

Mortgage rates rose in the past week as hostilities in the Middle East reemerged after a quiet period. According to the Freddie Mac weekly survey, 30-year fixed rates rose to 6.49% last week from 6.43% the previous week. In addition....https://t.co/d9I4ZFxyqX

[Dave Hershman @OriginationPro]

The year 2026 has certainly been an eventful one and, believe it or not, we are only half-way through. Who knew that we would spend several months of our 250th anniversary year in a....https://t.co/SghLRuHFXn

[Dave Hershman @OriginationPro]

Mortgage rates eased moderately in the past week as the markets continued to experience day-to-day volatility. According to the Freddie Mac weekly survey, 30-year fixed rates fell to.....https://t.co/SghLRuHFXn

[Dave Hershman @OriginationPro]

A new report from https://t.co/V22U6p0msg shows the average home is now selling below its asking price, a sharp U-turn from....https://t.co/mtS0SWwjRK

[Dave Hershman @OriginationPro]

For generations, Americans have built their wealth upon this land. And today, real estate remains the primary builder of wealth for the average American with nearly....https://t.co/mtS0SWwjRK

[Dave Hershman @OriginationPro]

Mortgage rates rose slightly in the past week as the situation in Iran was calmer while negotiations progressed. According to the Freddie Mac weekly survey, 30-year fixed rates rose....https://t.co/mtS0SWwjRK

[Dave Hershman @OriginationPro]

Expecting big changes in the direction of interest rates due to the leadership of a new Chairman? The first meeting resulted in....https://t.co/2oVAkYkqNt

[Dave Hershman @OriginationPro]

Mortgage rates fell slightly in a very volatile week influenced by the Iran "agreement" and the Fed meeting. According to the Freddie Mac weekly survey, 30-year fixed rates eased to....https://t.co/2oVAkYkqNt