P3 Investment Solutions

Founder-Prathamesh Pai Bir

[P3 Investment Solutions @P3InvestSoln]

@cafemutual This is false, MFD payout has been reduced with AMCs sending email to MFDs on it too. Also, one AMC has reduced it drastically.
SEBI has told AMCs to pass benefits of economies of scale to investors but Direct TERs are going up, a point to think about.

[P3 Investment Solutions @P3InvestSoln]

Happy Ganesh Chaturthi

[Prathamesh Pai Bir @pai_bir]

Be smart, be vigilant. Stay away from financial frauds.

Good initiative to educate the people of Goa. @spnorthgoa @spsouthgoa

https://t.co/49hFUNNL2Y

[Income Tax India @IncomeTaxIndia]

Kind Attention Taxpayers!

CBDT has decided to extend the due date of filing of ITRs, which are due for filing by 31st July 2025, to 15th September 2025

This extension will provide more time due to significant revisions in ITR forms, system development needs, and TDS credit reflections. This ensures a smoother and more accurate filing experience for everyone. Formal notification will follow.

[P3 Investment Solutions @P3InvestSoln]

@cafemutual Reducing difficulty level is not acceptable. Any individual who is not having sound financial knowledge shouldn't be allowed to sell any financial products. This is the main problem for mis-selling. Also a non finance person shouldn't be allowed @SEBI_India @amfiindia

[P3 Investment Solutions @P3InvestSoln]

@nsitharaman @narendramodi a much needed relief for middle class. Thank you

[Prathamesh Pai Bir @pai_bir]

Sad truth about the GLORIFIED MFD commissions by direct platforms

Taxes paid as a % of gross income

1. Gst direct outgo: 18%
2. Income tax post expenses: 15-30%
3. Expenses of business: 15-30%

Actual earnings : 22-52%

MFDs create wealth from their investment and not income.

[In Goa 24x7 @InGoa24x7]

Goa Police Crack Down on Massive Investment Scam

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#Goa #GoaNews #Crime #Scam #FinancialFraud #Fraud

[Prathamesh Pai Bir @pai_bir]

SWP is one of the most mis-represented concept. SWP in MF to be used as replacement of monthly income
Starting SWP in equity MF immediately after investing can be detrimental considering the fluctuations in equity. Money should be allowed to grow first, then SWP

INVESTOR BEWARE

[Prathamesh Pai Bir @pai_bir]

1st Red flag of a finance professional

Selling insurance as an investment

Individuals who call themselves financial advisors/consultants market insurance as an investment. Having knowledge about products makes one a sales advisor and not a finance professional

INVESTORS BEWARE

[Prathamesh Pai Bir @pai_bir]

Money is like Trust

It takes a lot of effort to build it, but one mistake and u can lose all of it.

Wealth creation is taken very lightly by most. Their belief of doing it themselves with random knowledge is better than taking profess advice to avoid fees is detrimental.

[Prathamesh Pai Bir @pai_bir]

The formula for creating wealth

Gross Income-Investments= Income for spending

When making spending decisions like loans etc, the same should be planned on the balance income and not on salary received. This way planning becomes very effective and investments remain untouched.

[P3 Investment Solutions @P3InvestSoln]

Power of disciplined investing through SIP, this is a live portfolio of just 6 years. This portfolio is considering the current 8% 👎. Now, even if the market corrects 50% the portfolio will be above the principal amount, that's the power of SIP. So one shouldn't fear just invest

[Prathamesh Pai Bir @pai_bir]

Most imp factor in wealth creation is TIME. Almost all of them run behind returns but that comes later, what comes first is time.
small amt for long time gives better outcome than a large one for less time
5k sip for 35yrs @12% gives ~2.6cr
50k sip for 15yrs @12% gives ~2.2cr

[Prathamesh Pai Bir @pai_bir]

@Fintech00 MFs are not like stocks. SIPs are designed to absorb markets shocks, so why should one ⬇️ the sips in bull market?
In ⬇️market, 1st thing to do is topping up existing inves, if not then only start new sip to get low start point. Changing sip amount frequently looks good on Excel

[Prathamesh Pai Bir @pai_bir]

Wealth creation is all about behaviour. Max people don't create wealth becoz they run for free advice which targets greed over rational thinking. Greed camouflages common sense.
Investors are advised to stay cautious of free advice which drives greed. FREE is always NOT FREE