🎙️ Our very own Marc Werkmeister, recently joined the NebraskaLand Bank Podcast to discuss Trump Accounts and provide an overview of how these new accounts work, who may be eligible, and what families should know.
https://t.co/7YjFAg4x0k
ducation has always been at the heart of what we do — and it always will be. 📷
This week our team of CFP® professionals had the privilege of meeting with students, local businesses, and workplace teams to talk through the building blocks of a healthy financial future !
This is exactly why real financial planning is taking off. Its more important than ever.
Index Universal Life (IUL) products are one of the most predatory “strategies” being sold to unsuspecting families today (and has been happening for decades) - disguised as retirement plans or tax-free wealth hacks.
They’re not. They’re insurance policies dressed up as investments.
Most are sold by commission-based salesmen, not fiduciary advisors.
The “market upside, no downside” pitch is marketing BS - your returns are capped, fees are hidden, and projections are wildly unrealistic.
The agent gets paid upfront. You take on the long-term risk.
I’ve reviewed dozens of these cases over the years - families sinking $1,000+ per month into policies that won’t break even for 20+ years (if ever).
Meanwhile, the salesman pockets a five-figure commission in year one.
This industry needs a spotlight on it.
Bad actors hide behind insurance licenses, preying on emotion and trust while calling it “financial planning.”
It’s not planning. It’s exploitation.
They sit there and try to say "What if something happened to you? What would happen to your family?"
If someone ever pitches you a “tax-free retirement plan” or “family bank” that sounds too good to be true… it is.
Work with real fiduciaries. Ask questions. Demand transparency.
Your family’s future deserves better.
But you get to decide how you spend your time, what legacy you want to leave, and what’s worth striving for.
It’s why we do what we do—to help people fund the lives that matter most to them.
#HumanPotential#LifeGoals#Inspiration
Every once in a while, you come across a story that completely reframes what one person can achieve in a lifetime.
In April 2025, The Wall Street Journal profiled Jonny Kim—a man with one of the most extraordinary résumés you’ll ever see:
Stories like this remind us how much people are capable of and how important it is to align your time, energy, and, yes, your finances with what matters most to you.
You don’t need to be an astronaut.
PFA has been named one of USA TODAY’s Best Financial Advisory Firms for 2025!
We’re honored by the recognition and grateful to our clients for their trust.
Here’s to planning today for a secure tomorrow. 💼💙
#PFARetire#USATodayAward#BestOf2025#FinancialPlanning
🎉 Employers are expected to hire 7.3% more grads this year vs. 2024 (though still shy of 2022 levels). Plus, 27% of employers plan to boost hiring and nearly 41% will raise starting salaries. Signing bonuses are the highest since 2019! 💼
💡 Landing that first job can be tough. If you know a soon-to-be grad, consider offering an informational interview, sharing your network, or giving some career advice. These small acts can make a huge difference!
Fast forward to April 2020—COVID lockdowns tanked demand and disrupted supply chains.
Sales dropped to 8.6M. But look at the recovery:
As of April 2025, we’re seeing 17.3M in total auto sales.
That’s above the long-term average of 15.3M.
🚗💡 What do car sales tell us about the real economy?
Let’s take a closer look at how this chart of auto sales says more about growth, recovery, and consumer strength than you might expect. A thread 🧵👇
#EconTalk#FinancialPlanning#MarketInsights
📉 Notice the sharp decline in 2009?
That was the aftermath of the financial crisis. Sales plummeted to 9M—and led to the "Cash for Clunkers" program.
When confidence dries up, so do big purchases.
It is Teacher Appreciation Week! The perfect time to send a quick note thanking a teacher or former teacher! NPPS has amazing teachers, and we are very grateful for all they do for our kids! #WeRNPPS