@RoymukhtarRoy Cross subsidy hai yeh, paid by people using more then 200 units... Gov should give this subsidy themselves.... This is the core issue... People Using 300 or 350 units are also middle class people...
In Pakistan you need a connection for everything! Literally you should somehow know the doctor or they'll be dismissive...get a referral for an appointment to get your bank account managed, your plumbing done, your car fixed or you'll be deceived...I'm literally sick of this now
@MeherJazibAli Not easy, I loose concentration after directors report and profit and loss statements...as I can not corelate other accounting data. But now with ai help, I have now more insights into company affairs..
@rahimaq22 My take is that it will be near 40 in 02 year, after all upgradations if things go as per their plan. Now that fuel prices are expected to remain low, I think one risk factor is removed now
@MeherJazibAli I think
Oil prices ↓ → fuel ↓ → inflation ↓ → SBP may cut rates → interest cost ↓ → fiscal relief
But with 15-20 days delay, may be more
@JawadFaroo94817 @ARNOfficiall thats true, and many want to be long term investors only, buy and forget type, but everything changes with country risk, changing policies, rupee devaluations etc, after many years in market, I still don't think I can hold my picks with changing economy, story etc.
@MeherJazibAli I entered this at 90, recently due to they have giving more loans then any other bank l, also they are expanding branches ...like low capacity utilization, if they follow the same path like meezan bank they could achieve sustainable growth, my investment horizon is 2 years.