Paul Lafferty

[Paul Lafferty @PabLaff]

@UlsterGAA @gaalearning @officialgaa @Armagh_GAA @AontroimGAA @CavanCoBoardGaa @TyroneGAALive @monaghangaa @FermanaghGAA @officialdonegal @Doiregaa @officialdowngaa @tazlaffers

[Martin Lewis @MartinSLewis]

IMPORTANT PLS SHARE. It's rumoured the English £9,250 tuition fee cap may be raised this pm for the 1st time in 8yrs, as University's finances are strained. As student finance misunderstandings abound, I've bashed out a few notes to help...

1. Higher tuition fees WON'T change what most pay each year. For most, they're paid for you by the student loans company and you repay afterwards only if you earn over the threshold. The amount you repay each year (9% over the threshold) solely depends on what you earn not on what you borrow.

2. Increasing tuition fees will only see those who clear the loan in full over the 40yrs pay more. That is generally mid-high to higher earning university leavers only, so the cost of increasing them will generally be born by the more affluent. Most lower and middle earning university leavers will simply pay 9% extra tax above the threshold for 40yrs (and higher tuition fees won't change that)

3. The rise is tuition fees is likely to be trivial compared to the changes the last govt made for 2023 starters. 2023 starters had their repayment thresholds dropped to £25,000 (from £27,295/yr) and had the time they had to keep repaying for (unless cleared) extended to 40years from 30years.

So these higher annual repayments for longer, increased by over 50% the amount many graduates will eventually have to pay back for going to university. Yet they were almost stealth changes because people can't intuitively feel the seismic impact.

Changing tuition fees is a more obvious rise, but in reality has far less of an impact on the amount most will repay (though combined with the 2023 changes it does certainly up the cost).

4. The biggest practical problem for students isnt tution fees (even if raised) its the fact maintenace loans aren't big enough. English maintenance loans have not kept pace with inflation. I'd urge the govt to couple the tuition fee loans with bigger living loans - if not it is a real risk to social mobility, with those from the poorest backgrounds likely to be worse affected.

I could write more, but will stop here, hopefully this gives an idea the issues are less straightforward than many feel.

[Paul Lafferty @PabLaff]

@theirishfor Loughlynn

[Nigella Lawson @Nigella_Lawson]

Do read this message below

[Paul Lafferty @PabLaff]

@WhichMoney @tazlaffers

[James Wild @wildy_jj]

Just finished analysing >7 seasons’ data (>66k hrs) from pro rugby club investigating how acceleration styles are associated with running-based lower limb injuries/sites. I want to see if the findings can be replicated in other sports. If interested in collaborating, let me know

[Paul Lafferty @PabLaff]

@EdConwaySky @aishlaffers

[Paul Lafferty @PabLaff]

@mairtinocolmain Easy. Next.

[Ballaghaderreen GAA @Ballagh_GAA]

@Ballagh_GAA 2-08
@BallintubberCLG 0-08

@MayoGAA
Full time

[Paul Lafferty @PabLaff]

@Ballagh_GAA @MayoGAA @BallintubberCLG Love to see this. Hon Ballagh

[Paul Lafferty @PabLaff]

@sarahmckirdy @mairtinocolmain Nothing like a vote of confidence. Bit of an oxymoron.

[Horsham FC @HorshamFC]

🎥 It was a privilege to welcome @EnglandFootball’s Extra:Time team to the Fusion Aviation Community Stadium recently, and share about all we do.

Watch the feature-length episode below!

➡️ https://t.co/nug5FXZTMa

#HorshamFC 💛💚

[Paul Lafferty @PabLaff]

@CardyFreddie Well said. True generate a headline.

[Emma Vardy @EmmaVardyTV]

To any LA runners, wannabe runners, walkers…or anyone who moves in any form!

Would anyone like to help me try to start an LA #parkrun?

Olympics coming up, surely we can get a parkrun on the go?!

Love to hear thoughts 🙏

[Paul Lafferty @PabLaff]

@HorshamFCWomen @AdobeWFACup @SparrowsFc @HorshamFCWomen push hard for a 5th @AdobeWFACup @SparrowsFc

[Paul Lafferty @PabLaff]

#FACUP #Horsham @HorshamFC @LadiesFootball @HorshamFCWomen @sparrowsfc

[Paul Lafferty @PabLaff]

Dominant 45' from @HorshamFCWomen 0-4 @AdobeWFACup @SparrowsFc

[Paul Lafferty @PabLaff]

@AdobeWFACup

[Women's FA Cup @WomensFACup]

What a goal! 🤯

@HorshamFCWomen’s second goal of the first half was a stunning strike from Chloe Lelliot 😮🔥

#AdobeWomensFACup

[Paul Lafferty @PabLaff]

@CardyFreddie @bethrmccowen @tazlaffers