PandaGuarantee

Your Favorite Guarantor. Higher occupancy & less risk for landlords. Zero cost to property owners. Backed by A+ rated carrier.

[PandaGuarantee @PandaGuarantee]

Best guarantor service in NYC (2026)?

Comparing rent guarantor companies on cost, speed, and approval rates.

If you want a cheaper, faster option with instant quote → https://t.co/2Kc2LTCoEg

[PandaGuarantee @PandaGuarantee]

@DennisBlock We’re here to help with guaranteed rent 🐼

[PandaGuarantee @PandaGuarantee]

✅ Property managers get higher occupancy
✅ Tenants get more housing options
🐼 Panda takes the risk

https://t.co/ME7yLaZKhN 🗽

[PandaGuarantee @PandaGuarantee]

🌕 57 years ago today we stuck a flag on the Moon. Absolute madness. Risky. Unprecedented.
Almost as risky and expensive as trusting a new tenant without a guarantor… which is exactly why we built PandaGuarantee. We take the risk so landlords don’t have to. Tenant pays. You get protected (cheaper for tenants and fast, 2-day claims payouts). Higher occupancy, less stress.
We are making NYC rentals a little less risky. 🐼
https://t.co/uOwQT8K2bI #NYCRentals #LandlordLife

[PandaGuarantee @PandaGuarantee]

Fast claims for landlords. Guaranteed.

https://t.co/RHjhwTkJHH

[PandaGuarantee @PandaGuarantee]

Tenant default insurance promises to cover unpaid rent, but in NYC it can leave landlords paying premiums and waiting months. See the weak spots and a better fix.

https://t.co/3zZv94msCL

[PandaGuarantee @PandaGuarantee]

@EinhornGabe Hi Gabe, we’d love to collaborate with you on a blog post. This is John, co-founder. DM?

[PandaGuarantee @PandaGuarantee]

This is true. But the good news is that our rent guarantor service offers free renter applications and same-day approvals. Fee is often 20% less than the other guys. https://t.co/V7rthxAa9S

[Gabe Einhorn @EinhornGabe]

To rent a $4,500 NYC apartment in 2026 you need:

Last 2 tax returns.
3 months of bank statements.
Paystubs.
Photo ID.
SSN.
Employer letter.
Sometimes a guarantor application.

Then they pick someone else.

[PandaGuarantee @PandaGuarantee]

@LedgerLowdown True! 🎯

[PandaGuarantee @PandaGuarantee]

https://t.co/3FbxxDpngR

[PandaGuarantee @PandaGuarantee]

The legacy rent guarantor companies built their businesses for a world where landlords and renters had no other options.

That world is gone.

PandaGuarantee: Fast same-day tenant approvals. Claims paid in just 3 days. Usually 20% cheaper (or more) for renters.

Legacy guarantors have cumbersome applications, slow processes and expensive pricing.

Better, Faster, Cheaper is here! 🐼

[PandaGuarantee @PandaGuarantee]

On top of the world with our summer interns in NYC at @OneWTC

[PandaGuarantee @PandaGuarantee]

What Is an Apartment *Rent Guarantor* and Do You Actually Need One? https://t.co/s68g5M2qLp article by PandaGuarantee on @LinkedIn

[PandaGuarantee @PandaGuarantee]

The Difference Between a Co-Signer and a Guarantor?
https://t.co/JPw66xryDt

[PandaGuarantee @PandaGuarantee]

Great advice. ☀️🍭

“You don’t assume sunshine and lollipops.

You assume doom and build a buffer.”

[Robbie Hendricks @robbiehendricks]

In case this isn’t obvious, if you find yourself in a situation where:

• Rates are the lowest they’ve ever been

• Rents have climbed 30-40% in your submarket

You should underwrite a reversion to the mean in both rates and rents during your hold period.

You don’t assume sunshine and lollipops.

You assume doom and build a buffer.

[PandaGuarantee @PandaGuarantee]

A good reminder why renting below market rate rent can backfire 😬

[Nate 🏠 @N8RealEstate]

One of the worst situations you can walk into when buying a rental:

Tenant pays 50% if market rent

They know their rent is very cheap, therefore do not want to bother the landlord

Don’t report repairs, property is neglected

Repairs need to be made and rent needs to be increased

Puts the tenant in a bad spot

[PandaGuarantee @PandaGuarantee]

Legalizing basement apartments citywide is one of the smartest parts of this plan. Homeowners get extra income from space they already own, while adding much-needed rental supply without massive new construction.
For landlords (and new accidental ones), this means more units hitting the market — and more reason to protect your rent roll with a rock-solid guarantor. Zero cost to owners, higher occupancy, and far less risk on those basement units.
PandaGuarantee has your back in NYC’s evolving market.
#NYCHousing

[Realtor.com @realtordotcom]

New York City Mayor Zohran Mamdani released a $22 billion, five-year housing plan this week that sets the most ambitious affordable housing targets in the city's modern history. The plan would build 200,000 new affordable homes and preserve 200,000 more over the next decade. For homeowners, one of the most practical proposals is legalizing basement apartments citywide, giving owners a new path to create rental income from space they already have.

Read: https://t.co/B9g5HMmPjR

[PandaGuarantee @PandaGuarantee]

It’s a great time to be a renter in most markets 👏

[Jon Brooks @jonbrooks]

It’s spreading…

No longer just Florida and Texas.

[PandaGuarantee @PandaGuarantee]

Tighter multifamily CRE (DSCR <1.0 on many loans, refinance walls, rising delinquencies) is actually a strong case for PandaGuarantee. Landlords under cash flow pressure become way more open to guaranteed tenants to protect NOI, fill units faster, and de-risk rent rolls—without eating the default risk themselves. Strong tailwind for adoption in NYC.

[Jon Brooks @jonbrooks]

More than half of DSCR loans tied to outstanding multifamily CRE debt now have a debt service coverage ratio below 1.0.

That means the property’s income no longer covers the mortgage payment.

Read that again.

The “cash-flowing” real estate everyone piled into at 3% rates is now bleeding cash at 6-8% debt costs.

The scary part?

A massive wall of commercial real estate debt still hasn’t matured yet.

The losses are already there.

The refinance cycle just hasn’t exposed them yet.

[PandaGuarantee @PandaGuarantee]

@ChrandLord Congrats! 🍾

[PandaGuarantee @PandaGuarantee]

This is exactly why guarantors have become essential for landlords.
With average arrears over £2,200, councils rejecting support left and right, and Section 8 evictions dragging on for 28+ weeks, a reliable guarantor is often the only real protection against months of lost rent and legal stress.
Smart landlords are now treating a solid guarantor as non-negotiable — it’s one of the few tools left that actually de-risks buy-to-let in this environment.