learner

Engineer from Bengaluru | AI geek & stock market enthusiast | learnings compound too!
#investing

[learner @PatilInvests]

Nalanda's Pulak Prasad's book had a huge impact on the the way I Invest.

While reading the book I have taken detailed notes and created a checklist for myself before choosing any business for an investment.

Luckily with AI, I could compress my notes in a single image👌

[My Value Picks @myvaluepicks]

🎯 Everyone's suddenly talking about Pulak Prasad & Nalanda Capital's "zero noise" compounding magic.
But do you know why they take MONTHS to study high-ROCE companies instead of jumping in?
Here's the real edge behind their patience (thread 🧵)

[learner @PatilInvests]

If i am an investor, I would hope that it should grow as slow as possible.

[GrowthEdge @growth_edge_]

Carnelian’s ₹5,000 Cr AUM cap is probably the most discussed point of its Small Cap NFO.

But can it achieve this?

✅Abakkus Small Cap
Age: 07 Months
AUM: ₹3,248 Cr

✅Helios Small Cap
Age: 10 Months
AUM: ₹1,885 Cr

✅Mirae Asset Small Cap
Age: 1Y 8M
AUM: ₹5,819 Cr

✅Trust MF Small Cap
Age: 1Y 11M
AUM: ₹3,877 Cr

₹5,000 Cr is a big target.
Even reaching 50% of it would be an achievement.

[learner @PatilInvests]

Lets also create a similar list where change in management created a disaster.

[Satpal Singh @vsvicky_]

Lloyds Metals saw Management change at ₹500 Cr Market cap & Did 1500% returns in 24 months

Kilburn Engg saw Management change at ₹85 Cr Market cap & Did 750% returns in 24 months

W S Industries saw Management change at ₹40 Cr Market cap & Did 800% returns in 18 months

Selan Exploration saw Management change at ₹300 Cr Market cap & Did 450% returns in 24 months

Repeating Again - Change in management can become starting point of a massive turnaround 🔥

[learner @PatilInvests]

@being_pnp Wait till you see an accident live

[learner @PatilInvests]

I want 6yo experience the 2008 early in my life 🤞

[Ameya @Finstor85]

Complicated geopolitical situation, global finance in turmoil, and ongoing reliance ipo. I have seen this movie 18yrs ago. 🫣

[learner @PatilInvests]

Can't wait for 2047!
Seems like a dream year🤩

[Value | Compounding @oldschoolinvest]

Between the lines: Flying buses will be introduced by 2047!

[learner @PatilInvests]

Insane!

[Gurudev Sri Sri Ravi Shankar @Gurudev]

Congratulations to Mukesh Ambani on Jio’s successful IPO! A homegrown Indian success story that made digital connectivity affordable for millions and transformed India’s digital landscape. Building for Bharat, inspiring the world!

[learner @PatilInvests]

Capitalism at its peak!

[Aditya Kondawar @aditya_kondawar]

Anthropic said it plans to put 5% of its shares into a new fund that the AI company says will enable it to make donations that can address “the public good,” including mitigating AI’s impact on the job market.

[learner @PatilInvests]

So what other option general public have to grow their money?
Ofcourse trading!

[Piyush Trades @piyush_trades]

I have always said that doing a ₹10k SIP is a waste of time, and today I’m in a mood to explain the mathematics behind it -

If you do a monthly SIP of ₹10k at a 12% interest rate, you will achieve a corpus of ₹1 crore in 21 years.

However, the mutual fund company would need just 10 such investors to earn ₹1 crore in the same 21 years (0.75% expense ratio).

All while you have to suffer for the market ups and downs while they will get their payments even when you are in a loss.

Now do you understand why they keep shouting in your ears that “Mutual funds sahi hai.”?

Well, it’s because mutual funds are ‘sahi’ for the company and its distributors, but not for the person doing it.

If you account for a 10% urban inflation, your ₹1 crore corpus won’t even be worth ₹15 lakhs properly in the end.

So please enlighten me - how is investing ₹10k in SIPs better than spending ₹10k on your family just for their fun?

I will wait for your answers & I’m open to changing my opinion if I read a strong argument.

[learner @PatilInvests]

@harshmadhusudan Never say never my friend.

[learner @PatilInvests]

I would have deleted my X account out of embarrassment, if I was in his shoes😆

[Harsh Gupta Madhusudan @harshmadhusudan]

I am on record saying that the rupee will never touch 100 against the USD. It almost certainly will never touch 90. And there is a more than even probability that it won't even touch 80. Yes, despite it hitting an all time low of ~77.5 yesterday.

[learner @PatilInvests]

@Fintech00 Get any from the First club app

[learner @PatilInvests]

@BaluGorade Yes PMS Managers started launching AMCs
Lets wait till this guy also says 'do SIP in our fund'

[learner @PatilInvests]

Wait till he launches his own AMC

[Balu Gorade @BaluGorade]

SIP is a terrible product for investors.

- Shankar Sharma

Your 2 words ?

[learner @PatilInvests]

The brutal correction BTW:

[Kiran Rajput @_KiranRajput]

Nasdaq correction was brutal. if it continues to correct for few more weeks, Indian investors who invested into Nasdaq via IndMoney App remember this song.😃

[learner @PatilInvests]

Source: https://t.co/vsMMOGF5YM and Chatgpt

[learner @PatilInvests]

The most popular flexicap fund today is essentially a Large cap fund.

Here's how the Large cap allocation changed over the years:
(From 29% to 60%+ now)

(P.s. Investors shouldn't look at the historical returns of popular funds)

[learner @PatilInvests]

And so as silver, lead, lithium and nearly entire periodic table!

Gold is just like any other elements which us used in industries.

Whats your point? @gurjo

[Gurjot Ahluwalia @gurjota]

Warren Buffett really misled us all on Gold.

Gold has so many real-life practical applications apart from jewellery demand or as a reserve asset.

Although usage of gold for industrial applications has become negligible due to the skyrocketing prices, Gold is almost indestructible as a metal.

Nearly 100% of gold that has been mined throughout human history, remains recoverable above ground.

It has definitely changed my perspective on Gold and why it's a long term store of value.

[learner @PatilInvests]

@gurjota Is it attractive even after taxes?

[learner @PatilInvests]

The plot twist is epic!

[learner @PatilInvests]

And you say SEBI should stop taxes on trading to increase trading 😑

[Krish ™ @krishstocks]

Good evening everyone

Today’s is my last on this earth
I am going to commit suicide right now

Don’t make mistakes like me in your life

Have took this decision cause I can’t handle and carry anymore pressure at current point in my life

I have committed multiple mistakes

Trading is going good till 2024

Later it’s just given worst results

I lost my money and other friends money as well due to market conditions

And I have took the money from friends to compensate those losses

They’re are just pressuring me even after repaying half the money back to them

I have given promise to them I wil clear that by the end of this year but they are not listing to me they just want my death

@rdharaneesh7 contact ([phone], [phone] ) this person want me to die immediately I have given back 12 Lakhs for capital and His EMIs and another 10L balance I told him will settle by January

Now he’s threatening by father, brother and mother also now he’s threatening them to stop my marriage

He came to my home multiple times and given threats to my family and to me as well along with another person named Likith ([phone]) also his brother kayalas Hemanth Goutham who takes money from interest from others at 10-15 percent interest in the name of Kayalas private Ltd located in Vishnavi tech park in Gachibowli and Kondapur. you can found the details in google and they also sell abroad dreams without having any permissions to innocent people in the name of Kayalas overseas

Thry also brought along with KPHB local PS Circle inspector’s brother to home when I was not at home

he is not listening even after explaining my situation

I don’t have any other choice than this

I don’t want to suffer my family anymore coz of me

Good bye to this life 🙏

@SajjanarVC_IPS, Sir, @TelanganaCMO Sir I am not asking to take action against them

I don’t want to suffer any other family like me 🙏