In the same week a Pakistani rape gang leader is freed back onto the streets of Rochdale after serving a tiny sentence for dozens of rapes of British children.
Fully grown African men are running onto people's properties in the town to slap their children.
I don't care if these kids "annoyed" him, take it up with the adults you fucking wrong'un.
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The IRS will literally give you $10,000+ for free if you fill out one form
Not a refund. Not a loan. Free money they've already allocated that nobody claims
There's $1.5 billion in unclaimed tax credits sitting at the IRS every year because the forms are designed to confuse you into leaving your money on the table
Every credit below. The exact forms. The exact dollar amounts. The exact eligibility requirements. Screenshot this and check every single one
EARNED INCOME TAX CREDIT (EITC) - up to $7,830 for 2026
The biggest one. If you earned under $63,398 (married filing jointly, 3+ kids) or under $18,591 (single, no kids) you may qualify. This credit is REFUNDABLE meaning the IRS writes you a check even if you owe $0 in taxes. It literally deposits money into your bank account
The IRS estimates 1 in 5 eligible workers don't claim the EITC. That's roughly $7 billion per year left uncollected. Form: Schedule EIC attached to your 1040. The IRS has a free tool at https://t.co/rt7ggw7I43 to check eligibility in 5 minutes
Why people miss it: they think "I don't make enough to file taxes" or "I'm not eligible because I'm single." Wrong on both counts. Single adults ages 25-64 qualify at lower income levels. Filing a return specifically to claim refundable credits is called a "refund return" and it's free through IRS Free File
CHILD TAX CREDIT - up to $2,000 per child ($1,700 refundable in 2026)
Every kid under 17. Phase-out starts at $200,000 AGI single, $400,000 married. Most families with kids under $200K income get the full $2,000 per child. Two kids: $4,000. Three kids: $6,000. Four kids: $8,000
Some of this is refundable through the Additional Child Tax Credit (Form 8812) meaning you get cash back even if your tax bill is $0
AMERICAN OPPORTUNITY CREDIT - up to $2,500 per student
Paid any college tuition, fees, or required course materials? You get up to $2,500 per eligible student for the first 4 years of post-secondary education. $1,000 of it is refundable (cash back even at $0 tax liability)
This covers community college, trade schools, online degree programs, and vocational training. Not just 4-year universities. Income phase-out: $80K-$90K single, $160K-$180K married
SAVER'S CREDIT - up to $1,000 ($2,000 married)
Put any money into a 401k, IRA, or Roth IRA? If your AGI is under $38,250 (single) or $76,500 (married filing jointly), you get a tax credit worth 10-50% of your contribution, up to $1,000/$2,000
This stacks ON TOP OF the tax deduction you already got for the contribution. You deducted the contribution AND get a credit. Double benefit
LIFETIME LEARNING CREDIT - up to $2,000 per return
For education beyond the first 4 years (graduate school, professional development, continuing education, any course at an eligible institution). No limit on years. $2,000 per return, not per student
This is the credit for anyone taking a single course to improve job skills. You took one online class at a community college for $800? That's an $800 tax credit. Phase-out: $80K-$90K single
CHILD AND DEPENDENT CARE CREDIT - up to $2,100
Paid for daycare, after-school care, summer camp, or eldercare for a dependent so you could work? Credit is 20-35% of expenses up to $3,000 per dependent (max $6,000 for 2+). Maximum credit: $2,100
This covers babysitters, nannies, daycare centers, before/after school programs, and day camps. Not overnight camps
PREMIUM TAX CREDIT (PTC) - up to $12,000+ for families
Bought health insurance through https://t.co/NrLzpbno7H? If your household income is under 400% FPL ($124,800 for a family of 4), you qualify for premium subsidies that reduce your monthly insurance cost. Many people claim the advance credit (lower premiums monthly) but miss the reconciliation on their tax return that could result in an additional refund
CLEAN VEHICLE CREDIT - up to $7,500
Bought or leased a new electric or plug-in hybrid vehicle? $7,500 credit. This now transfers at point of sale (dealers can apply it as a down payment). Used EVs: $4,000 credit if the vehicle costs under $25,000 and your income is under $75,000 single
RESIDENTIAL ENERGY CREDIT - up to $3,200 per year
Installed solar panels, heat pumps, insulation, energy-efficient windows, or a new HVAC system? 30% of the cost as a tax credit, up to $3,200/year. Solar panels have no annual limit. A $20,000 solar installation = $6,000 credit
THE 3-YEAR LOOKBACK EXPLOIT:
You can amend tax returns for the past 3 years. If you missed credits in 2023, 2024, or 2025, file Form 1040-X for each year. Each amended return costs $0 to file. Each one potentially unlocks thousands in credits you left behind
A woman came to us to fix her credit. While reviewing her financial situation we noticed she hadn't claimed the EITC or Child Tax Credit for 2023 or 2024. Two kids. Household income: $44,000. She was eligible for approximately $5,800 in EITC and $4,000 in CTC per year. Times 2 years of amendments: $19,600 in refunds she never claimed
She filed two 1040-X amendments through a free VITA tax clinic. Received $19,600 in combined refund checks 14 weeks later. Used $4,800 of it to settle her remaining collections. Used the rest as a down payment on a car she needed for work
the IRS has your money. they're not going to call you about it. they're not going to send you a text. they set up the forms, posted them on a website, and waited for you to figure it out. most people never do. that's $1.5 billion a year in free money that goes unclaimed because the IRS made the forms ugly on purpose lmfaooo
(i fix credit in 30-90 days. link in bio)