PayRyt ​

[PayRyt ​ @PayRyt_In]

The best time to subscribe to Accor Signature is December First 3 days while the Black Friday sale is running.

This will ensure maximum discount, and benefits possible through status points.

[PayRyt ​ @PayRyt_In]

Same flight, many ways to book 👇

🔹 ₹9,000+ via multiplier platforms, but 15–18% rewards if you’ve got premium cards

🔹 Air India at 6,500 Maharaja Points + ₹1,407 taxes

🔹 ₹8,631 using Amazon Pay via Goibibo (5–10% cashback even with entry-level cards)

🔹 ₹8,156 + CC rewards with Paytm + Times Prime coupon

🔹 ₹7,787 + ~4% back with HSBC T1 (OTA discount + travel rewards)

Same destination, different strategies.

You don’t always need premium cards to save, just the right move at the right time.

PayRyt helps you pick what works ✈️

[PayRyt ​ @PayRyt_In]

@iAm_LoLit Just buy through the normal flow; you get it as usual. If not, cancel and try again.

[PayRyt ​ @PayRyt_In]

Gift cards are the most underrated savings tool...

Most people think they’re just for gifting.

They’re not.

They’re one of the easiest ways to save 5–20% on everyday spends.

Here’s how 🧵👇🏻

[PayRyt ​ @PayRyt_In]

@iAm_LoLit These exclusions are MCC-based. If the MCC is different from gift cards, you will get the points. As we mentioned in the remarks, if you get ASSPL as the merchant name, you will be eligible for 10% cashback.

[PayRyt ​ @PayRyt_In]

@anjukkumar Yes.

[PayRyt ​ @PayRyt_In]

Same flight, many ways to book 👇

🔹 ₹9,000+ via multiplier platforms, but 15–18% rewards if you’ve got premium cards

🔹 Air India at 6,500 Maharaja Points + ₹1,407 taxes

🔹 ₹8,631 using Amazon Pay via Goibibo (5–10% cashback even with entry-level cards)

🔹 ₹8,156 + CC rewards with Paytm + Times Prime coupon

🔹 ₹7,787 + ~4% back with HSBC T1 (OTA discount + travel rewards)

Same destination, different strategies.

You don’t always need premium cards to save, just the right move at the right time.

PayRyt helps you pick what works ✈️

[PayRyt ​ @PayRyt_In]

Redemption strategies are cool... but earning effectively matters more.

Axis Atlas fees stay the same whether you spend ₹3L, ₹7.5L or ₹15L - rewards don't.

At ₹7.5L spends, you could earn:

• Min. 22500 Edge Miles 😐
• Max. 45000 Edge Miles 👀

Hitting the max every time isn't realistic.

But earning more while spending less ?
That should be the goal.

Same card. Same fee.
Completely different outcome.

Most people obsess over how to redeem points.

Smart users first learn how to earn them efficiently.

[PayRyt ​ @PayRyt_In]

@rishabhgokhru @surjiani 1000 coins = ₹200, which is cap for max. cashback per tnx.

[PayRyt ​ @PayRyt_In]

@kirankutch Thank you for bringing this to our notice.

[PayRyt ​ @PayRyt_In]

If you’re using your credit card abroad, the difference between cards isn’t small.

It’s easily 5–10% depending on what you use.

🧵

[PayRyt ​ @PayRyt_In]

If you’re using your credit card abroad, the difference between cards isn’t small.

It’s easily 5–10% depending on what you use.

🧵

[PayRyt ​ @PayRyt_In]

@CreditCardsInd Thanks Ravi for highlighting this.

[PayRyt ​ @PayRyt_In]

Rupay JCB cards are another good option for forex; they often run cashback offers on forex transactions in certain countries. T&Cs apply.

[Anirban Mandal @Anirban12Mandal]

@PayRyt_In Or 25% IYKYK

[PayRyt ​ @PayRyt_In]

@kirankutch The official documentation says no RP on forex transactions.

[PayRyt ​ @PayRyt_In]

@SartanparaYash Thank you for bringing it to our attention. 1% back is in the form of Niyo Coin, isn't it? 10 NC = 1 RS. And, it is a secured credit card?

[PayRyt ​ @PayRyt_In]

It’s one of those small decisions that quietly adds up over time.

Don't just pay. PayRyt.

[PayRyt ​ @PayRyt_In]

Smart move:
Before choosing a card, just ask:
What’s the actual return after forex?
Will I hit the milestones?
Will the card even work everywhere?

That alone filters out most bad choices.