“Retirement Saving, Investment, and Spending – New Lessons from Behavioral Research” has now published, and is available at Oxford University Press. Receive a 30% discount on orders placed through OUP.
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Early access to #retirementsavings can provide important #financialflexibility, but withdrawals could come at a cost to future retirement security. @Wharton@OS_Mitchell examines how retirement plans can balance short-term financial needs with long-term
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The Pension Research Council at the Wharton School of the University of Pennsylvania is pleased to announce that The Pew Charitable Trusts has joined the Council as an Associate Member for 2026.
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In research by @Hessam_Bavafa , Mukherjee, and @TylerQWelch , differences in wealth are closely linked to disparities in health, workforce participation, and financial security in later life.
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New research co-authored by Wharton’s Olivia S. Mitchell explores how framing and plan design can help retirees reduce the risk of running out of money.
Two-thirds of Americans are more afraid of running out of money than dying, yet only 12% of those age 50+ have bought #annuities, a product designed to provide guaranteed #lifetimeincome. Why?
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New research co-authored by Wharton's Olivia S Mitchell shows that trust is a key driver of retirement saving. When people trust financial institutions, they’re more likely to invest, save, and build higher levels of wealth.
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Discover how behavioral nudges, simpler choices, and earlier engagement could meaningfully boost annuity adoption and improve retirement security through the link.
Recent research co-authored by Wharton's Olivia S. Mitchell unpacks the “annuity puzzle:” why retirees underutilize lifetime income solutions despite their benefits.
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- The Robert I. Mehr Award recognizes the paper published in the Journal of Risk and Insurance 10 years earlier that has best stood the test of time.
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The Pension Research Council is pleased to congratulate Executive Director Olivia S Mitchell on receiving the 2026 ARIA Robert I. Mehr Award for her paper, "Framing and Claiming: How Information Framing Affects Expected Social Security Claiming Behavior," -
Older Americans are carrying more debt into retirement, raising concerns about long-term retirement security as living costs continue to climb. Wharton’s Olivia S. Mitchell explains that-
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What if annuities were marketed less as investments, and more as insurance against outliving your savings? New research from a team including Wharton's Olivia S. Mitchell argues that consumption-focused framing-
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to explore the rise of public debt and how it shapes saving, investments, and retirement. Presentations covered the federal debt, social security, investment trends, and retirement wellbeing.
Hosted by Olivia S. Mitchell and Nikolai Roussanov, Wharton’s Pension Research Council held its annual Spring Symposium in May of 2026, bringing together leading academics, industry experts, and policymakers-
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Dr. Sylvain Catherine, an Advisory Board member of Wharton’s Pension Research Council, notes that traditional measures of U.S. wealth inequality are incomplete when they exclude Social Security benefits. https://t.co/m8vUyJChQU
Join WIPN Philadelphia on June 10 for an evening with Dr. Olivia Mitchell!
In this fireside chat, hear from Prof. Mitchell, who has shaped national conversations around retirement security for decades.
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The Pension Research Council at the Wharton School of the University of Pennsylvania is pleased to announce that Gaja Capital has joined the Council as an Associate Member for 2026. https://t.co/AdLpoqMeHW