Peter Mallouk

I simplify Money, Motivation and Mindset | CEO, @CPIWealth | #1 Financial Advisor in America 3 Times | Bestselling Author | @Royals | @SportingKC

[Peter Mallouk @PeterMallouk]

One of the biggest myths in investing is that “more risk always equals more reward.”
Some risks are just plain stupid, with almost no chance of being rewarded in the long run.
There's a big difference between taking intelligent risks and blindly speculating.

[Peter Mallouk @PeterMallouk]

Carry on…

[Peter Mallouk @PeterMallouk]

The world is changing faster than at any point in human history.
What used to take decades now takes years. What used to take years now takes months.
Anthropic's explosive growth is a powerful illustration of this new reality.

[Peter Mallouk @PeterMallouk]

“About once every two years the market falls 10%. Every six years the market’s going to have a 25% decline. That’s all you need to know. You need to know that the market’s going to go down sometimes. If you’re not ready for that, you shouldn’t own stocks.” – Peter Lynch

[Peter Mallouk @PeterMallouk]

Negativity is a silent killer of happiness and success.
Toxic people. Negative thoughts. Endless bad news.
The less you allow into your life, the better off you'll be.
Surround yourself with positive people, ideas, and influences.

[Peter Mallouk @PeterMallouk]

The world is changing faster than at any point in human history.
What used to take decades now takes years. What used to take years now takes months.
Anthropic's explosive growth is a powerful illustration of this new reality.

[Peter Mallouk @PeterMallouk]

“About once every two years the market falls 10%. Every six years the market’s going to have a 25% decline. That’s all you need to know. You need to know that the market’s going to go down sometimes. If you’re not ready for that, you shouldn’t own stocks.” – Peter Lynch

[Peter Mallouk @PeterMallouk]

Negativity is a silent killer of happiness and success.
Toxic people. Negative thoughts. Endless bad news.
The less you allow into your life, the better off you'll be.
Surround yourself with positive people, ideas, and influences.

[Peter Mallouk @PeterMallouk]

Stay grounded and keep the light on.

[Peter Mallouk @PeterMallouk]

Build in silence for as long as you can.

[Peter Mallouk @PeterMallouk]

@cshapiro People loved browsing at Blockbuster too.

[Peter Mallouk @PeterMallouk]

2027 tax brackets are now out…

[Peter Mallouk @PeterMallouk]

There is now a record $1.3 trillion in total credit card debt in the US - at an average interest rate of 21%. This is the #1 wealth killer in America by a landslide.

[Peter Mallouk @PeterMallouk]

Warren Buffett’s best investment advice has nothing to do with stocks:
“Kindness. It just doesn’t cost anything. You haven’t given up anything. It’s just so easy. And you get it back … with interest.”

[Peter Mallouk @PeterMallouk]

War in Iran.
Oil shock.
Surging inflation.
Fed rate hikes.
10-year yield above 5%.
Mortgage rates above 7%.
Trade wars.
Record federal debt.
AI bubble fears.
So why is the S&P 500 still up in 2026?
Earnings. Profits are on pace to surge 35% this year.

[Peter Mallouk @PeterMallouk]

Cash feels safe. But is it?
Time to 10x your money (assuming historical rates of return):
Cash: 71 years
Bonds: 53 years
Stocks: 24 years
The price of short-term safety is long-term wealth.

[Peter Mallouk @PeterMallouk]

Once the storm is over…

[Peter Mallouk @PeterMallouk]

Great group of people! Excited to have them join @CPIWealth.

[Creative Planning @CPIWealth]

We’re excited to announce the acquisition of 𝐑𝐨𝐜𝐤𝐛𝐫𝐢𝐝𝐠𝐞 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭. Based in Syracuse, Rockbridge is one of the largest RIAs in Central New York and the first firm to bring comprehensive financial planning to that market.

Please help us welcome their team to ours!
Read more about the acquisition here: https://t.co/PmFZt8L92B

[Peter Mallouk @PeterMallouk]

If you invested $10,000 in the U.S. stock market 10 years ago you would have $42,043 today.
The same investment made 50 years ago would be worth over $3.7 million.
The magic of compounding, in one chart…

[Peter Mallouk @PeterMallouk]

126 years of market history tell a simple story...
Stocks and earnings move together with a 98% correlation.
The short run is all about noise.
The long run is all about profits.
Speculators chase noise. Investors follow profits.