PhilSpinzz

God, Freedom, Digital Assets, FinTech, Ai.
Emcee XRPLV25 & XRPLV26

[PhilSpinzz @PhilSpinzz]

https://t.co/mwVgKFQ9g7

[NotFinancialAdvice.Crypto @NFAdotcrypto]

Why do I hold $XRP? This video should make it clear. 😤🌍🔀🌐#Ripple #Crypto #Blockchain

[北尾吉孝 @yoshitaka_kitao]

暗号資産市場が全体的に下落しているが、その理由は、今後米国で次々と予定されているSpaceX社、Anthropic社、OpenAI社の三大IPOの株式取得のために機関投資家等が資金作りを行っているためだと考えられる。
ファンダメンタル的には何ら懸念されることはなく、特に米国でクラリティ法が成立すれば、Ripple社を含め暗号資産市場に好影響をもたらすことになると確信している。

[CharuSan XRP @CharuSan83]

The real issue for SWIFT is right here, SWIFT will either add XRP to its system as a "liquidity layer" to keep up with the modern world, or it will remain a simple messaging service, losing its financial authority and eventually disappearing.

Instead of reaching an agreement with Ripple or building its own blockchain network from scratch, SWIFT aimed to create a global shared ledger architecture that combines its existing banking messaging power with Linea, an Ethereum based Layer-2 blockchain infrastructure

However it must be noted that Linea is not a liquidity tool Even though Linea aggregates transactions on its own, it sends this data to the main Ethereum network namely Layer 1 for verification and a cost is incurred during this transmission so it's quite nonsensical It cannot compete with or be compared to XRP

And what happened? A massive disappointment and failure. Linea failed in large-scale transfers, so they introduced a 'Low-Value Payments' protocol designed for micro-payments or small-scale commercial transfers. You would laugh if I explained the logic behind it to you.

It is truly interesting that SWIFT still continues to exist alongside today's technology. 'The reason is most likely because they were laundering money, bribes, and all kinds of bad things you can think of,' because it really is a very old technology.

[Phil Kwok | EasyA @kwok_phil]

i haven’t been tweeting as much lately.

because we are working on something so big.

that will accelerate the internet of value so fast.

[CryptoLaw @CryptoLawUS]

Read it here 🔗https://t.co/0AJZqT2UJ2

[NEWSMAX @NEWSMAX]

The Trump administration plans ‌to unveil a framework for trading tokenized or digital versions of securities, Bloomberg News reported Monday, citing people familiar with the ‌matter.

MORE: https://t.co/4WsjEGmlzk

[PhilSpinzz @PhilSpinzz]

@RayFuentesIO @NFAdotcrypto @consensus2026 Legend.

[rayfuentes @RayFuentesIO]

🚨 @NFAdotcrypto finally showed face at #Consensus2026.

And this conversation went DEEP.

We discussed:

⚡ $XRP
⚡ AI
⚡ UBI
⚡ media manipulation
⚡ institutional adoption
⚡ and why #XRP may be part of a much bigger plan

One of the wildest interviews I’ve captured all year. ���

#XRPFamily #LoveYouMucho

[Mario Nawfal @MarioNawfal]

🇺🇸 Tucker lays out the deepest critique of AI yet, and it's not about jobs...

His argument: writing produces thinking.

You can't formulate a thought without first articulating it.

If kids never write because AI writes for them, the quality of human thinking collapses.

That's the surface problem.

The deeper one is purpose:

"The point of living is to create.

That's the point of being a human being. It's necessary for joy.

There is no joy without creation."

If the machine creates everything and humans just consume, you don't get utopia.

You get despair, mass unemployment, and eventually political revolution.

[Elon Musk @elonmusk]

The thousands of British people imprisoned merely for social media posts or speaking their mind need to be released!

No more prison island!!

[Brad Garlinghouse @bgarlinghouse]

The Senate Banking Committee is putting in the work as it moves the Clarity Act forward… incredible leadership!

Millions of Americans are already in this market. Ripple stands behind this bill because they deserve the same rules and protections as every other asset class. If the largest economy in the world is going to lead on crypto - and it must - this is the moment. Let's get it done!

[Cowboy.X @cowboycrypto313]

CLARITY ACT on Self-Hosted Wallets

This is a research + limited guidance requirement focused on AML/illicit finance risks. It explicitly prevents the guidance from imposing broad new KYC-style burdens on financial institutions when dealing with self-hosted wallet transactions from non-customers. This protects legitimate self-custody use rather than restricting it.

- It defines self-hosted wallets as digital interfaces where the owner retains independent control over their assets.

- It states that federal agencies may not prohibit, restrict, or otherwise impair a U.S. individual's (covered user's) ability to self-custody digital assets via a self-hosted wallet (including hardware wallets) or engage in lawful peer-to-peer transactions.

- It includes a rule of construction preserving enforcement authority against actual illegal activity (money laundering, sanctions evasion, etc.), but does not create new bans or limits on retail use.

Per Grok 👆

[Patrick Witt @patrickjwitt]

I’m so impressed that Elizabeth Warren stayed up all night to read the 300+ pages of the CLARITY Act and deliver an objective assessment of the bill’s merits and not just some knee-jerk reaction. This is what true public service looks like.

[Eleanor Terrett @EleanorTerrett]

🚨JUST IN: The Senate Banking Committee has released the new 309-page draft of the Clarity Act it’s been working on since January.

Committee members now have until close of business tomorrow to file amendments ahead of Thursday’s markup.

[John Deaton @DeatonforSenate]

For decades, Massachusetts has been represented by politicians who’ve never had to live the struggles most families face every single day. I know what student loan debt feels like. I know what it’s like to live paycheck to paycheck, to work two jobs to save for a home, and to build a future one sacrifice at a time. Today, too many young people are working two jobs not to get ahead, but just to pay rent, buy groceries, and keep the lights on. Massachusetts doesn’t need another career politician. It needs someone who’s lived the struggle and understands what families are up against.

[𝗕𝗮𝗻𝗸XRP @BankXRP]

In the World Economic Forum's May 2026 report, "The Future of Venture Capital," Ripple is highlighted as a major global unicorn.

[NotFinancialAdvice.Crypto @NFAdotcrypto]

“RiPpLe SeLlS XrP."

Yeah… what do you want them to do? Give it away for free??? 🤨

Free handouts would’ve killed the ecosystem before it started.

Instead, Ripple used escrow + controlled distribution to build real liquidity, enterprise adoption, and global utility over time.

What critics call “dumping on retail” might go down as one of the largest, most disciplined distribution strategies in crypto history.

Patience. The mechanics matter. 📈

[PhilSpinzz @PhilSpinzz]

@MetaLawMan @DigPerspectives @mrsbakkup1 Thank you James, great to see you as well!

[PhilSpinzz @PhilSpinzz]

So incredibly grateful to have been apart of XRP Las Vegas 26! Simply cannot thank @DigPerspectives & @mrsbakkup1 enough, for having me back as Emcee! Thank you so much for all you do, to bring this conference to life!! You guys are the best, can't wait for #XRPLV27

[PhilSpinzz @PhilSpinzz]

Wow, that was epic! Thank you to all that attended & spoke.🔥 🔥🔥 @RayFuentesIO @ZBCNMAN $XRP $ZBCN #XRPLV26 #XRPLV27

[PhilSpinzz @PhilSpinzz]

https://t.co/CjBVADGU5J

[PhilSpinzz @PhilSpinzz]

https://t.co/CjBVADGU5J

[PhilSpinzz @PhilSpinzz]

@C73Mr @DigPerspectives @mrsbakkup1 Thank you bro, means a lot! Love meeting & speaking with everyone at the conference. Following! 🤝😎