PEGG Financial & Business Group

Providing top health coverage, helping pay off mortgages faster (3-6 years), lowering business costs, and assisting with access to growth capital.

[PEGG Financial & Business Group @PhilipGozzard]

Take control of your finances with PEGG Financial & Business Group!
🩺 Best health insurance for you & your employees
🏡 Pay off your mortgage faster—no extra monthly cost
💹 Lower business costs & access growth funding
🤝 Book your free consultation today
https://t.co/aQO1Oc1AkI

[PEGG Financial & Business Group @PhilipGozzard]

Health insurance pays the doctors... but life insurance takes care of your family. 🏥 Protection shouldn't mean choosing between the two. Smart coverage is about balancing both, so your business and family stay safe.

Which one do you prioritize first?

[PEGG Financial & Business Group @PhilipGozzard]

https://t.co/ZyyQQF1adA

[PEGG Financial & Business Group @PhilipGozzard]

Business changed. Tax returns didn't. 📈

If your company has rebounded and is growing, some funding options may consider recent bank activity—not just financials from years ago.

Your past doesn't always reflect your present.

[PEGG Financial & Business Group @PhilipGozzard]

Business opportunities don't wait for loan committees.

$50k inventory discount expiring this week?

Banks move slow. Alternative funding can approve in hours and fund in ~ 48 hrs.

Timing is everything. DM me to see if it's a fit!
#SmallBusiness #BusinessFunding #WorkingCapital

[PEGG Financial & Business Group @PhilipGozzard]

https://t.co/Al3ADON7hz

[PEGG Financial & Business Group @PhilipGozzard]

A "no" from the bank doesn’t mean a "no" for your business. 🏢

Alternative funding looks at current revenue & cash flow—not just old tax returns.

Check options in 5 mins (no pushy sales calls)

What’s your biggest challenge accessing capital? 👇

[PEGG Financial & Business Group @PhilipGozzard]

Most homeowners never realize they can potentially reduce the interest they pay without refinancing.

Even one extra principal payment each year can make a difference, depending on your loan.

Simple decisions today can have a big effect tomorrow.

[PEGG Financial & Business Group @PhilipGozzard]

Most homeowners don't realize they can make the equivalent of 1 extra mortgage payment each year just by changing when they pay—not necessarily how much each payment is.

It could shorten a 30-year mortgage by roughly 4–5 years and save thousands in interest.

Would you do it?

[PEGG Financial & Business Group @PhilipGozzard]

Most homeowners focus on the monthly payment, not the total cost of the loan. Even paying a little extra toward principal each month can reduce interest and help you pay off your home sooner. Small financial decisions today can make a big difference tomorrow. 🏡

[PEGG Financial & Business Group @PhilipGozzard]

Business owners:

What's more expensive—paying to keep a great employee or paying to replace one?

#SmallBusiness #Leadership #BusinessGrowth

[PEGG Financial & Business Group @PhilipGozzard]

Most business owners know the cost of losing a customer.

Have you ever calculated the cost of losing your best employee?

The best businesses don't just invest in growth—they invest in keeping the people who create it.

#Leadership #BusinessOwner

[PEGG Financial & Business Group @PhilipGozzard]

Is your business cash working as hard as you are?

Many profitable companies leave excess cash sitting in the bank. Depending on your business and tax situation, there may be more efficient strategies worth exploring.

Have you heard of Corporate-Owned Life Insurance (COLI)?

[PEGG Financial & Business Group @PhilipGozzard]

250 years ago, America chose freedom. 🇺🇸

One of the greatest freedoms we can give our loved ones is financial security when we're no longer here.

Life insurance isn't about expecting the worst—it's about protecting what matters most.

Happy 250th Independence Day! #america

[PEGG Financial & Business Group @PhilipGozzard]

💭 **When most people hear "life insurance," they think of one thing...**

A death benefit.

But that's only one piece of the puzzle.

#FinancialPlanning #PersonalFinance #FinancialSecurity #WealthBuilding #InsuranceEducation

[PEGG Financial & Business Group @PhilipGozzard]

Keeping cash safe shouldn't mean letting it sit lazy. 💼🏦

For business owners, parking huge reserves in a standard bank means inflation eats your power. Here’s how high earners use custom life insurance as a tax-advantaged back-up tank instead.

[PEGG Financial & Business Group @PhilipGozzard]

Most people know their monthly payment.

Very few know the total cost of their mortgage.

Do you?

[PEGG Financial & Business Group @PhilipGozzard]

If your payment is $2,400, your extra micro-payment is $200.

By making 13 payments a year instead of 12, you drastically reduce the principal balance, which means you stop paying interest on that money.

Small changes, massive long-term ROI. Try running the math tonight.

[PEGG Financial & Business Group @PhilipGozzard]

Here is a free mortgage hack the banks won’t actively advertise to you. 📉🏡

It's called The 1/12th Principal Strategy.

Here is the exact math to do on your own tonight 🧵 👇

[PEGG Financial & Business Group @PhilipGozzard]

1️⃣ Take your current monthly Principal & Interest payment.
2️⃣ Divide it by 12.
3️⃣ Add that exact number as an extra payment marked explicitly for PRINCIPAL ONLY every single month.

[PEGG Financial & Business Group @PhilipGozzard]

https://t.co/Al3ADON7hz

[PEGG Financial & Business Group @PhilipGozzard]

Cheap capital that arrives too late is the most expensive mistake in business.

If a 60-day bank delay causes you to miss a $50k revenue opportunity, saving 5% on an interest rate just cost you a net $35,000.

Stop chasing the lowest rate and start chasing the highest ROI.