They were storing balances in kobos. 😆
I asked, "If a customer has 1 trillion, how will you represent it in the database?"
That becomes 100 trillion kobos.
Then comes the real question: How are you handling overflow?
lol the $5m cheque is after 4 years of bootstrapping TeamApt with his own money.
Part of why the investment came is they had done work for zenith bank and when “oga” asked around he got good reviews
Imagine blowing 30 years of search engine dominance—so much so that your website became a verb—only to kill your search engine in favor of a inferior product only tech bros and their sycophants like.
Got my O-1 visa approved ⚡️
I’m officially an “alien of extraordinary ability” and I’ve moved to the US 🇺🇸
There’s still so much to build. In the coming weeks, I’m heading to San Francisco to keep building https://t.co/UK1VvbXonL
New country. Bigger dreams. Same work ethic. LFG! 👨🏾🍳
Colon (:) introduces something. You usually use it when what comes after is a list, or an explanation, or even a reveal.
An example is “she had one rule: never apologize” or “this is a list of things you should get from the market: eggs, tomatoes…”
It’s also used as the eyes in a smiley face :)
Semicolon (;) connects two complete thoughts that are related but could stand alone as separate sentences. It’s stronger than a comma but softer than a full stop.
An example is “Frank never apologized; he didn't think he was wrong”
It’s also used as the eyes in a winking face ;)
I love this club. 22 years we have waited. Enjoy it until your hearts are full. This fanbase is family to me. So so proud of Arteta and the squad. We have done it.
Champions of England.
I promise you this is only the start for this beautiful institution.
COYG 😭❤️
Let me share what I have done in the past as a PmP mapped into the 5 steps from @DrOlaBrown's article.
Quick background so you understand where I'm coming from. During my YCT days, I used to work in some plastic factory hence the reason for my hard palm 😀😅. I also had to borrowed money to pay my first UNILAG school fees. I was visibly pako😀
disclaimer: Me, I’m not trying to be as rich as Dangote or Otedola 😅. far from it.
In fact, I’ve said before that once I hit my personal target of about $2m liquid assets, I’ll probably disappear to Igbotako for community development work and a quieter life.
Also, I am not rich yet. but we thank God
Now, lets see how the steps in the article fit into what I have done ... of course there are other things and steps that help
Step 1: Get into a good university.
I didn't stop at polytechnic. Even at YCT during my ND, I pushed for UNILAG. Finished with First Class in Accounting. BGS in both the department and faculty for both institutions. Over 20 academic awards.
I knew early that my CV has to scream for me given that no one could make the calls for me.
At my Sahara 2016 GMT programme final interview, they projected my CV to the chairman and other board members present at that interview - ND Distinction, First Class, BGS twice, ICAN, ACCA, 20+ awards.
The Chairman and the entire board couldn't even ask me a question. He just said: "Do you have any life? Did you have fun in school?" I can see how impressed and couldnt just say know...I knew I already got the job.
Step 2: Work in financial services.
I moved into consulting, focused on financial services and a very niche complex area (actuarial and quant). And I don't just deliver on client engagements. I want them to see the difference.
Two of the biggest insurance companies CEO in Nigeria wrote to Partner about how exceptional I was on a projects..That actually added more case to a back to back double promotion
I have slept in the office because of client deliverables. not once, not twice as a Senior and as a Manager.
There is no substitute for hard work. I keep telling younger ones this. You cannot shortcut excellence when you don't have connections backing you up.
Step 3: Realise it will take longer.
I play the long game. One reason I stayed back in Nigeria is because I can see the massive opportunities ahead in the space I work in.
The difference in my earnings over the last decade vs now is significant and it's still very far from what's possible.
Today I told some LASU students if they could imagine that some folks earn ₦30m+ per month in this Lagos?
The good thing about the path I chose is that seeing those numbers ahead is always comforting. The ceiling is high. You just have to be patient enough to climb.
Step 4: Grow your network.
Naturally, I am a very shy person. Extremely introverted. But in the last 5 years, I've pushed myself to connect with clients, colleagues, and people outside my comfort zone.
We've won engagements just because of a presentation I did for some years ago.
I make myself available for some pro bono work. My last IFRS 9 video took over 12 hours to produce, even though you all see 4 hours of content.
Some clients call me outside work hours. I focus on how to make them look good with their boss too. Networking is really just giving.
Step 5: Be aggressive about self development.
This is the biggest one for me.
ACCA. ACA. CFA. FRM. SCR. And now actuarial exams IFOA and SOA. Passed 14 papers across both in 3 years. Also failed 10 papers in that same period.
Failing is part of it lol. I'm quite aggressive.
Last December, I was in the office from Dec 26 to 4AM on January 1st writing a 96hour SOA assessment. I actually spent over 80 hours on it.
That means I literally started the new year in the office.
Extreme? Yes. I don't encourage anyone to do that. But that's what it took.
Working your way out of poverty comes with massive tradeoffs. And it's perfectly rational to decide not to do it that way. But if you choose this path, know that momentum compounds.
The early years are the hardest. The loneliest. But every exam, every late night, every relationship you build, it stacks up.
May be when I buy my AMG G 63😎, I will come back and confirm that yes it's possible. for now lets keep trusting the process.
I'm not even rich yet. But I'm always thankful for how far I've come. Grateful for everyone that has been part of my joinery...friends, family, colleagues , scholarships companies, bosses etc
TBT to my 2020 birthday...one clown had to remind me how I be pako for undergrate
Justice Crack has just revealed right now that some alleged Nigerian soldiers shøt and k!ll£d a young man who was serving as an NYSC member in Abuja last night.
According to him, he reached out to the victim’s family and spoke with the sister, who narrated how the incident allegedly happened.
Us Muslim tech bros hear you loud and clear.
I left Google. I brought in a co-founder who built a $60M health startup. I pulled in a PhD engineer and a PhD Islamic finance scholar.
And we cooked an app that gives you bigger returns than any savings account, and it happens to be zero-interest too.
We can add a qibla compass to it too if you really want.
🇳🇬 Today, @theflutterwave announces a Nigerian banking license. It is a defining step in our 10-year journey to build the financial infrastructure powering Africa’s future.
A decade ago, we started with a simple belief: better infrastructure changes everything. Payments failed too often, settlement was slow, and expanding meant rebuilding from scratch. So we focused on connecting what was fragmented.
With the acquisition of @mono_hq earlier this year, we deepened that connectivity. Now we are going further by building a unified platform where businesses can open accounts, accept and send payments, manage payouts, run payroll, and operate across currencies in one place, with access to lending and working capital powered by real transaction data.
Businesses can now run their entire financial operations seamlessly, while developers can build new financial products directly on our infrastructure at scale.
We can now build, innovate and solve customer problems faster than before because we now control the value chain of payments in Nigeria. Our destiny is now in our hands.
We are reimagining banking for Africa’s future. Faster. Smarter. Built for scale. 🚀🦋
Learn more: https://t.co/ryl36nI0ei
https://t.co/KyXzxQSdN8