Prasad

MBA from NITIE.
Stock market enthusiast.
Interest lies in Indian Economy and Digital growth

[The Touchline | 𝐓 @TouchlineX]

🚨 𝗕𝗥𝗘𝗔𝗞𝗜𝗡𝗚: Metropolitan Police confirms that Arsenal's parade is the biggest ever parade held in the country.

Over 1.5 million people estimated.

[Arsenal @Arsenal]

Riding high 🏆

[Arsenal @Arsenal]

Good morning from your Premier League champions 👋

[Premier League @premierleague]

North London forever 🎇

[Alan Carroll @alancarroII]

Plumbers and electricians seeing AI replace everyone who went to college

[THE SKIN DOCTOR @theskindoctor13]

There is a reason why family men, who understand ground realities and possess situational awareness and risk perception, have stopped going for vacations at popular destinations in India.

[Anand Kr Shaw @AnandShawKr]

₹50,000 premium. ₹15 lakh coverage. ₹0 peace of mind.

India's health insurance system is broken. And no one's fixing it.

Let me tell you what happened to my family last week.

My wife needed gallbladder surgery. We have HDFC Optima Secure with @HDFCERGOGIC . We've paid premiums for years. We did everything right - got cashless approval, chose a network hospital (@ManipalHealth Whitefield), followed every process.

On 26th Dec, I received the settlement letter:

"Amount to be paid by insured: ₹0"

Surgery happened. It went well. She was recovering. We were ready to go home.

The hospital refused to let us leave.

Despite holding a valid insurance document that said we owe NOTHING, they wouldn't discharge a recovering patient. My wife sat in that room - tired, in pain, wanting to go home - while I begged at the billing counter.

We were only "allowed" to leave after I blocked ₹X,XX,XXX on my credit card.

A patient. Held hostage. In a hospital. In India. In 2025.

Then on 30th Dec, magically, a new settlement letter appeared:

"Amount to be paid by insured: ₹X,XX,XXX"

Same surgery. Same bills. Same everything. But now I suddenly owe lakhs.

Here's how the trick works:

The hospital bills ₹5.8L. The insurance company says "we have an MOU with the hospital, agreed package rate is ₹1.9L." So they settle for ₹1.9L.

The remaining ₹3.9L? "Patient to pay."

But wait - the MOU is between the hospital and insurance company. The "agreed package rate" is THEIR agreement. Why is the patient paying the difference for a deal they negotiated?

The letter was updated AFTER we left. The hospital and insurance company sorted it out between themselves. The patient? Just a pawn in the middle.

Both letters say: "No amount to be collected from insured"

Their own words. Their own document. Exposed for what it is - meaningless paper.

This is not a one-off incident. This is the system working exactly as designed:

→ Insurance companies collect premiums for years, then find ways to deny or reduce claims → Hospitals inflate bills knowing insurance will negotiate down, and patients will pay the difference → Patients are trapped between the two - too exhausted to fight, too scared to refuse → IRDAI exists but is reactive, not preventive - they'll act after you file a complaint, not before you're harassed
Where is the protection for patients?
Where are the regulations that say a hospital CANNOT hold a patient hostage for payment disputes?
Where is the accountability when an insurance company issues two contradictory letters and expects the customer to just figure it out?

We pay GST on premiums. We pay taxes. We fund the regulators. And when we need help, we're left standing at a billing counter, blocking credit cards to take our family home.

I've filed a complaint with @IRDAI_official. I have every document. I'll fight this.

This is not customer service failure. This is systemic exploitation.

@HDFCERGO - honor your own document. Claim: RC-HS25-15349896_1 Policy: 2856205638548200

@IRDAI_official - regulate before patients are harassed, not after.

@JPNadda - health insurance is not a luxury product. Millions of Indians depend on it. The current system is failing them.

@raghav_chadha Need your help to raise this insurance scam in parliament.

[#YeThikKarkeDikhao @YTKDIndia]

28 year old guy. 29 days. 490 km.

One man walked the Mumbai–Goa highway, documenting every pothole, every failure, every danger and submitted a report to Nitin Gadkari.

11 years in power. Endless speeches. Zero accountability on this highway. Nothing will change.

Respect to the citizen. Shame on the Minister.

[Colonel Mukul @Warrior_Mukul]

Sh Saurabh Sharma - A “simple” RTO constable in Madhya Pradesh’s traffic department.....
In his 7-year career, he worked with such extraordinary dedication and hard work that he managed to accumulate just a tiny bit of property… until the raid happened.
Authorities found:
• Only 52 kg of gold
• Just 234 kg of silver
• A modest bungalow in Dubai worth ₹150 crore
• A small fish farming business
• Not too much, just hundreds of acres of land
• And barely ₹500 crore worth of additional assets
Yes… all this on a constable’s salary.

India truly is a land of miracles.

[The Protagonist @protagonist_xi]

As an Indian, you pay ₹24 lakh for a Tata Nexon after GST, cess, road tax.

Then you pay ₹100/L for Gadkari special “ethanol-blended” petrol.

Then your taxes pay the Govt to spend ₹2 lakh crore a year on highways.

All for this!!!!!!

[Akshay @Akshay]

🚨 So @cars24india tested E20 on a 10-yr old, non-E20 compliant Swift Dzire vs. pure petrol (E0).

👉 Result: ~35% drop in mileage 😳

After the video gained traction, it’s suddenly gone private. Pressure from the powerful? 🤔

People deserve to know what E20 is doing to their cars. Share this.

[🚨Indian Gems @IndianGems_]

Drone view of the Mumbai Goa Highway, which has been repaired multiple times, is now in pathetic condition 😭

How many Contractors were arrested by Nitin Gadkari?

[THE SKIN DOCTOR @theskindoctor13]

Govt is getting too arrogant on the E20 petrol issue. They only listen to street protests or the court, and the middle class is weak in both.

So here’s a third option: #NoCarSeptember. Come what may, don’t buy a car in September. Postpone plans as late as possible. If cancelling a booking, tell the dealer why. Travel only when necessary so fuel use also drops. Make it a movement, share in WhatsApp groups, urge people, build consensus.

It can work because it hits the govt where it hurts, revenue. A united buying pause can push the auto and fuel industry to pressure policymakers faster than any protest or petition. Don’t go down without a fight.

[EngiNerd. @mainbhiengineer]

Imagine you're paying lakhs of rupees in income taxes while using Rs 20-30K phone yourself just to fund MLA's Rs 120K iphone 16 Pro who will not answer even your call when in need.

[Prasad @Prasad2630]

@ajeenkya_pat121 @chiragbarjatya @thepfcclub Let's go 💪

[Prasad @Prasad2630]

@devikaamathur @ajeenkya_pat121 Definite try!

[Anuj Gurwara @AnujGurwara]

RANT - after watching this distressing video and the ones of that illegal structure falling on people.

Read at your own risk.

India has - more than ever before - become a nation where only those with access to wealth and power are able to lead comfortable lives within the bubbles they construct for themselves.

Everyone else is a statistic and a temporary headline in the event of a tragedy.

Every common person is only racing from birth to death, navigating through one obstacle after another.

For most people, death can literally happen any time - bad roads, flooding, unsafe electrical poles, fights in the neighbourhood, road rage, animals loose in the streets, contaminated foods, botched medical practices, unauthorised structures falling on their heads, broken infrastructure crashing down during or after construction - or just mobs baying for your blood because you are different.

Regulations are a joke. There is no value for human life. The infrastructure and ecosystem is not designed for those without privilege.

Worse still, the overburdened justice system is not reliable.

The era of leaders is over. Politicians have taken over from the mafia. Most who get into politics don’t do so to serve the masses. They do so to get away from them and elevate themselves above the commoners.

Politics is the most profitable taxpayer funded, tax-free business there is.

Movie stars live in ivory towers right in the middle of a garbage dump. Some of them make more money than most Hollywood actors but live less than 1/10th of their lifestyles when in India.

Surrounded by security, assistants and servants - politicians, celebrities and the 1% secure their own bubbles by hook or crook, evade taxes, exploit every legal & financial loophole and avoid accountability.

Yet, we worship them and place them on a pedestal because we want access to the power they hold.

Because we want to be able to know someone when we are in a police station, a hospital or in court. We want to use a reference to get admission, get a job or just get pension.

The collective self esteem of a billion people is at an all time low and being lowered still to suit the political ambition of a few hundred people desperately holding on to power.

The rich won’t protest societal injustice because they can escape into their bubbles whenever needed and pay their way into convenience.

The middle class doesn’t have the time to protest because they’ve been pushed into being on survival mode all day every day. Time lost is money lost.

The poor can’t protest beyond a point because hunger is real and the above two classes won’t allow them to.

Our children are growing up in an environment of corrupted education and contaminated nutrition. Their physical and intellectual growth is stunted when compared to developed countries.

India’s children swing between malnourishment and obesity. An entire generation ahead will feel the effects of of this sheer neglect of childhood.

We don’t care about our young and our elderly. Women are not safe anywhere. Our teenagers are hooked up to dopamine all day - youth in cities, towns and villages are addicted to porn, violent games and on the hunt for get-rich-quick schemes. I blame the system that doesn’t empower them otherwise.

We are squeezed dry to pay direct and indirect taxes, endlessly waiting for our lives to upgrade a little bit.

Buying a vehicle or a home now is literally a process of extracting blood money. Most of India is one medical bill away from poverty.

We haven’t lost count of human tragedies and disasters. We will queue up in the thousands on bridges and hillsides to offer our prayers to the Gods who look on silently at the destruction our own fellow humans have caused in their name.

This post will be forgotten in a few hours too. You and I will both get busy because life goes on and we must move forward with it.

Let’s get back to election gossip, IPL and Orry. Let’s forget about all this. For just one more day.

End.

[Prasad @Prasad2630]

@_bajaj_auto_ltd @IndiaTriumph
#Speed400 #Scrambler400X #HaveItAll
#ForTheRide #Triumph #TriumphMotorcycles

[Prasad @Prasad2630]

Hi @IndiaTriumph, I did an advance booking for speed 400 online. The transaction was successful but I did not receive any booking confirmation or booking id. Can you please help me with the process? Location - Pune. The call center number is also not reachable