Professor Cardz

Credit card enthusiast with 13+ years and 35 Credit cards of Experience. Masters in Aeronautical Engineering. Cybersecurity guy. Find me on YouTube for videos.

[Professor Cardz @ProfessorCardz]

😄US Phone number for a year costs only USD 6.99
https://t.co/EpRUaoDKSl
Use code PROFESSORCARDZ for 5USD instant Discount. That's Rs 670 per year...

Register for Rove and any US specific app.
#ccgeeks #creditcards #Rovemiles

[Professor Cardz @ProfessorCardz]

@ankurmittal @DealsDhamaka @VoyageBliss Seems like a safe option as of now. Virgin miles is quite unpredictable. Not sure but the transfer ratio is good.

[Professor Cardz @ProfessorCardz]

@VoyageBliss @ankurmittal @DealsDhamaka what about avios?

[Professor Cardz @ProfessorCardz]

@VoyageBliss @ankurmittal @DealsDhamaka That's true. Did you get your points back? What are you planning with your points?

[Professor Cardz @ProfessorCardz]

@ankurmittal @DealsDhamaka @VoyageBliss marriott : Virgin : Hilton - 2:2:1 ratio seem good?
or Avios makes more sense?

[Professor Cardz @ProfessorCardz]

@Credolite yes.

[Professor Cardz @ProfessorCardz]

Accor Gold
Hilton Gold
Wymdhan Diamond + 3000 RO
FD based HDFC Cards - Diners Metal and BizBlack
All Explained. Like and Subscribe.👇

Video https://t.co/TMcrzPp9Rj

[Professor Cardz @ProfessorCardz]

Accor Gold
Hilton Gold
Wymdhan Diamond + 3000 RO
FD based HDFC Cards - Diners Metal and BizBlack
All Explained. Like and Subscribe.👇

Video https://t.co/TMcrzPp9Rj

[Professor Cardz @ProfessorCardz]

Needed an Air Purifier. Pharmeasy stared selling those.

Purchased Philips AC0951 for Rs 12420.
Amazon Selling Price : Rs 13790
Used HDFC Diners Metal - 4100 RP back.
Effective Price - Rs 8320
Use Smartbuy portal to purchase.

#ccgeeks
@jassneetsingha Kudos.

[Professor Cardz @ProfessorCardz]

#Amex Points are being restored. Check your Accounts.

[Professor Cardz @ProfessorCardz]

💎Wymdhan Diamond Status for Free? How . Step by Step guide

1⃣Get Platinum status using mastercard
https://t.co/JtCadQj605

2⃣Then use this link to be diamond.

https://t.co/NTRVfrl21r

Repost and Like if you are sucessful.

After diamond use this link to get 3000 Wymdhan RP. (May not be eligible but hey free points)

https://t.co/Y35j9fLffW
#ccgeeks #Loyalty

[Professor Cardz @ProfessorCardz]

Qutub Golf Course

#ccgeeks #golf

[Professor Cardz @ProfessorCardz]

@Ram73355460

[Professor Cardz @ProfessorCardz]

Update : Amex Latest email stating points will be restored and different buckets on 15 Nov 26.

However For cards cancelled on or after this date : 30 days limit will be there with MR points.

#ccgeeks #amex

[Professor Cardz @ProfessorCardz]

Amex is going to reverse the MR points for all users as per the latest communication.

I hope this is sorted out ASAP and we get some good news instead.

#ccgeeks #creditcards #amex

[Professor Cardz @ProfessorCardz]

💥Here’s my two cents. These are as per the last discussion with my source in Amex team.

1. People with low amounts of points clawed back & huge negative balances. Close the card. If amex later charges or keeps the card active then raise complaint with RBI and ask for compensation. Before closing initiate case with RBI for net points clawed.

2. People with huge points clawed. Just keep the account active and don’t use the card. Wait to raise complaint with RBI and try your level best. Things will be cleared in a few months.

3. People with Net positive points. Transfer your points in 1:1 ratio with Virgin and Marriott. Pretty safe deals. As per some rumours after 15 Nov 26 Accor and Airindia may come into transfer pool.

4. People with more than 5L points. Transfer in 1:2:2 to Hilton:Marriott:Virgin and wait till 15 Nov 26.

5. Here’s the risk. What if the MR points gets devalued even more? May be @Kenu73 can help. However as per my last discussion with my friend in Amex the value of MR points should not change.

#amex #gameplan #devaluation

Will clarify even more if I get anything else.

[Professor Cardz @ProfessorCardz]

@iamabdulkadirl Option 2 for you then

[Professor Cardz @ProfessorCardz]

Negative MR balance accounts can be closed without any settlement as per Amex CC.

#ccgeeks #amex

[Professor Cardz @ProfessorCardz]

💥Here’s my two cents. These are as per the last discussion with my source in Amex team.

1. People with low amounts of points clawed back & huge negative balances. Close the card. If amex later charges or keeps the card active then raise complaint with RBI and ask for compensation. Before closing initiate case with RBI for net points clawed.

2. People with huge points clawed. Just keep the account active and don’t use the card. Wait to raise complaint with RBI and try your level best. Things will be cleared in a few months.

3. People with Net positive points. Transfer your points in 1:1 ratio with Virgin and Marriott. Pretty safe deals. As per some rumours after 15 Nov 26 Accor and Airindia may come into transfer pool.

4. People with more than 5L points. Transfer in 1:2:2 to Hilton:Marriott:Virgin and wait till 15 Nov 26.

5. Here’s the risk. What if the MR points gets devalued even more? May be @Kenu73 can help. However as per my last discussion with my friend in Amex the value of MR points should not change.

#amex #gameplan #devaluation

Will clarify even more if I get anything else.

[Professor Cardz @ProfessorCardz]

Negative MR balance accounts can be closed without any settlement as per Amex CC.

#ccgeeks #amex

[Professor Cardz @ProfessorCardz]

@MS_19S Negative balance means people have already redeemed

[Professor Cardz @ProfessorCardz]

@KartikDiscovers May be