Purple Judge of Alabama

A place for Alabama Consumers to call for Debt Defense or Consumer Protection matters

[Purple Judge of Alabama @PurpleJudgeofAL]

You don't have to face this alone. Purple Judge connects consumers like you with consumer protection attorneys to dispute debts at no out-of-pocket cost in most cases.

Give us a call today and get a free case review.

[Purple Judge of Alabama @PurpleJudgeofAL]

For example, check the notice for the debt amount, creditor name, and collector's info and know that you have 30 days to dispute the debt in writing. Collectors cannot get this information wrong. They also cannot harass, threaten, or deceive you.

[Purple Judge of Alabama @PurpleJudgeofAL]

Under the Fair Debt Collection Practices Act (FDCPA), the moment a collector contacts you, a clock starts ticking, in YOUR favor.

That notice has to include specific information. If it doesn't, they may have already violated the law and you may be owed money.

[Purple Judge of Alabama @PurpleJudgeofAL]

That letter in your mailbox just changed everything. Or did it?

Getting a collection notice feels like the floor is dropping out. Your heart races. You wonder if they can take your car, your paycheck, your bank account.

Here is what to do. 👇🏻

[Purple Judge of Alabama @PurpleJudgeofAL]

If you have medical debt on your credit report, especially if it seems wrong, you have the right to dispute it.

Purple Judge connects consumers with FCRA attorneys who fight medical debt credit reporting issues. Give us a call today to see if you qualify: 251-333-9590.

[Purple Judge of Alabama @PurpleJudgeofAL]

"It's just medical debt. It won't hurt your credit."

The rules around medical debt credit reporting have changed significantly but medical debt can still damage your credit under certain circumstances.

[Purple Judge of Alabama @PurpleJudgeofAL]

Here's what hasn't changed:

Medical debt over $500 that's in collections CAN still appear on your credit report.

If reported, it CAN significantly impact your score.

Medical billing errors are extremely common.

Debt sold to collectors trigger all federal protections.