MAVERICK

Financial Markets | Real estate | startup | Entrepreneur | Astronaut | EX-Philanthropist (السوق نازل)| Enlightened wise guy

[MAVERICK @Q1MAVERICK]

بين فترة وفترة بكتب تحت هذه التغريدة اسماء كتب اعتقد انها مفيدة في مجال المال والأعمال.

[هادي فقيهي @hadi_fq]

أبل نشرت ورقة بحثية نزلت كالزلزال في أوساط الذكاء الاصطناعي.

إجابة أبل على السؤال الأزلي: هل نماذج الذكاء الاصطناعي قادرة على التفكير؟ لا!
هذه النماذج حافظة ومش فاهمة، حتى النماذج المتقدمة التي تعتمد على تقنية تسلسل الأفكار CoT مثل O3 و Gemini 2.5 Pro.

هنا ملخص الورقة

[Salman N. AlKassar 🇸🇦 @SalmanAlkassar]

😂😂😂😂😂😂😂😂

[MAVERICK @Q1MAVERICK]

@AbdullahMashat 134 ربيع 👴🏼

[Mohammed AlAlwan,CFA,CMT @m_alalwan]

تحليل القوائم المالية هو نقطة البداية في التحليل وغالبا يستهلك بتقديري اقل من ٢٠٪ من وقت التحليل وفي سوقنا لايزيد عن ١٠٪ .الجزء الأكبر هو في التحليل المالي والتجاري للصناعة والشركة وهذا في السوق السعودي صعب جدا بسبب غياب الكثير من المعلومات في التقارير المالي…

[حمد @HamadAlMajidi]

أكبر تهديد يواجه ثقافتنا و مجتمعاتنا الخليجية هو نسيان اللغة و اللهجة .. و اللي مع الوقت يضيع معهم مفهوم الهوية

بعض الأهالي الجدد يتحدثون الانجليزية مع أبنائهم بحجة واهية وهي أنها لغة العالم و معرفتها ضرورية منذ الصغر للنجاح

بينما الواقع هو أنهم سيتعلمونها غصبا عنهم سواء من المدرسة، الأفلام والمسلسلات، الألعاب الالكترونية أو أي مكان خاصة مع تعرضهم لها بكل جوانب حياتهم

أتمنى للي يخاطب ابنه بالانجليزي أنه يستوعب أن تعليم اللهجة المحلية و ترسيخ الدين و الهوية إذا ما ثبّته من الصغر بيضيع الولد و الفرصة ما بترجع لك.. كل يوم يمر التعليم عليه يصير أصعب لما تأجل الموضوع

تتخيل مظهرك إذا كبر وخذته معاك مجالس الرجال و لما يسألونه عن أحواله.. يرد عليهم قود ثانك يو؟

كارثة

[sophie @netcapgirl]

(explaining opportunity cost) so it’s kind of like how i probably could be having way more interesting conversations right now

[MAVERICK @Q1MAVERICK]

😂😂😂😂

[Quiver Quantitative @QuiverQuant]

We built a bot that bets against stocks mentioned by Jim Cramer.

Here is the backtest performance.

You can track the live performance and holdings on Quiver.

The Inverse Cramer Strategy:

[Nassim Nicholas Taleb @nntaleb]

Double Fooled by Randomness du Jour.
1) Diversification is not aimed at raising returns but lowering variance ACROSS possible histories. What if MSFT went to 0?
2) Cherry Picking: Consider the 000s of entrepreneurs who DID NOT diversify. #Hindsight
#Imbecile

[MAVERICK @Q1MAVERICK]

@THEWOLFOFTASI عندي له استراتيجية تعطي عوائد ١٠٠٪ وبدون مخاطر
بس لازم يسوي ايداع في حساب بنكي لامير نيجيري

[الأحداث السعودية @NewsNow4KSA]

سمو ولي العهد الأمير محمد بن سلمان ال سعود:

"السعودية لم تستقل في ذلك الوقت… السعودية أُعيد توحيدها لم تكن مستعمرة قبل في التاريخ"

[Nick Huber @sweatystartup]

Entrepreneurship culture in America is all messed up and it’s a shame.

TechCrunch. Product Hunt. Shark Tank.

It’s all about new ideas. Changing the world. Innovation. 0 to 1. Blue ocean. Venture capital and exits and scalability.

And IT’S ALL A LIE.

If you ask the average American who a real entrepreneur is they’ll say Jobs, Musk or Zuck. We read their books and idolize them and hang on to their every word.

So the brightest among us think they need a moat. A new idea. Something revolutionary. We're setting them up for FAILURE.

I took an entrepreneurship course at Cornell in 2011. 24 kids with new ideas. Big plans. Pitch decks looking for series As.

I was #25 with a regular old-fashioned business. When professors asked me what my differentiator was I didn’t have an answer.

"We're just going to pick up people's stuff and store it when they go home for the summer. I'll answer the phone, do things a little better and I think I can make some decent money."

I saw a company out there doing sweaty, non-scalable work. They weren't very good at it and yet they made really good money.

I started by trading my time for money. Bought a $1500 cargo van. Storage Squad was born. Used the things I had in my life to make some profit.
I wasn’t trying to educate a customer base.
I wasn’t following my passion.
I didn’t need funding or a network.
I wasn’t competing against brilliant folks from Stanford.
I want trying to prove a concept.
I wasn’t emotionally attached to anything except adding value.
My customers and my competitors existed. I could study them interacting with each other. I made decisions with my brain, not my heart. I was competing against folks with fax machines, clipboards and paper ledgers.

And the best part... WE WERE PROFITABLE FROM DAY ONE.

Not a single one of those 24 folks in my class succeeded. They all went and got jobs. Their new ideas didn’t catch on. They all had dreams of millions of users and an exit. Scalable models that could work anywhere from a computer. But 99% failed to make a single dollar.

We made enough money in a few years to build our first self storage facility. That grew into the 60+ property $100m+ portfolio we own and operate today. We sold the service business in January 2021 for $1.75 million. We had no debt and no silent partners. My business partner and I split the cash.

So who are the real entrepreneurs? Who are the wealthiest people you know? I’m not talking about money. I’m talking about the people who do what they want to do when they want to do it. Who are they?

Now here comes the hard truth. I know a lot of wealthy entrepreneurs. None of them had new ideas. Very few of them raised VC money. None of them were on shark tank. They all did common things uncommonly well. Regular old businesses just a little better.

BORING STUFF.

Most of them have a few things in common: They worked really hard doing something not fun for 5+ years. Many times 20+ yrs. They started out trading their time for money. They did things that weren’t scalable. Many of them offered services.

They all had to talk to people. Most of the time face to face. They had to sell themselves and their ideas. They didn’t take a lot of risk. Most of them hired coders but few of them were coders.

The main point:

Stop buying into the hype. The click bait. The sexy stories of overnight success and mega riches. Entrepreneurship isn’t that complicated. Do something with good odds, low risk and moderate rewards. Don’t master your craft, master leading other people.

Think with your head, not your heart. It’s not about you and what YOU love or what YOU want to be doing. And lastly.. Start SMALL.

Biz is about momentum. I started 10 yrs ago carrying boxes up spiral staircases. Now I’m buying millions worth of real estate.

And the best part. When you’re successful, experienced, wealthy and you have a killer network...

It’s time to change the world with something BIG.

[MAVERICK @Q1MAVERICK]

@abdullatl الف مبروك عبدالله

[MAVERICK @Q1MAVERICK]

@HamadAlMajidi 👍🏻

[Mohammed AlAlwan,CFA,CMT @m_alalwan]

وارن بوفيت اعظم مستثمر على الاطلاق صرح عن وضع السوق شراء او بيع بشكل مباشر اربع مرات فقط في ٦٠ سنة.صرح السوق متضخم في عام ٦٨وان السوق شراء في قاع ٧٤ وان السوق متضخم نهاية التسعينات في فقاعة الدوت كوم وصرح السوق شراء في نهاية ٢٠٠٨ الازمة المالية.والمحللين في تويتر يصرحون يوميا.

[Not Jerome Powell @alifarhat79]

Jerome Powell arriving to the office this morning

[MAVERICK @Q1MAVERICK]

@i5rfash Soft landing 😅

[MAVERICK @Q1MAVERICK]

اي شركة تقييمها عالي في ESG لازم يقابله معدل خصم في التقييم

ESG discount rate

[MAVERICK @Q1MAVERICK]

ذا العاهه تحصله بكره مسوي شورت

[Bill Ackman @BillAckman]

I tweeted that @RobertKennedyJr raised some important questions about vaccine safety and now I am being labeled a Qanon conspiracist by some and a member of the alt-right by others.

I have long believed that incentives drive all human behavior. This gives me reason to be open to the potential risks and conflicts as more and more vaccines are prescribed for our children.

Developing a successful drug is expensive, typically about $1 to $2 billion, and it takes an average of 10-15 years to bring a drug to market. Most drugs have a limited market, that is, those who have the targeted disease or condition who can afford to pay for the cost of the drug.

Even when a successful drug is brought to market, the drug company remains liable for any potential damages from those who are harmed by the drug.

The above reasons are why getting profitable drugs approved is challenging and risky.

Imagine, however, if:

(1) you could create a drug in a much shorter period of time, a year or two, rather than 10-15 years, and the total cost to get it approved and marketed to patients was a fraction of the cost of a typical drug.

(2) the new drug is prescribed for everyone, regardless of their health, and therefore the market for the drug is every newborn or potentially everyone on the planet.

(3) the drug is prescribed for everyone regardless of their age or consent and they need to take it in order to attend school or keep their job, and the gov’t pays for it.

(4) the patients who are prescribed the drug are of an age where they are incapable of assessing the risk versus the reward for taking the drug.

(5) the drug needs to be taken every year regardless of the health of the individual who takes it.

(6) the drug companies who manufacture these new drugs are exempt from liability for these drugs even if they cause serious harm or death.

and

(7) drug companies are: (a) permitted to advertise on TV and on other media and are one of the largest sources of revenues for the news media who are responsible for educating the public about risks to public health and safety, and (b) the drug companies are also major lobbyists to the government and funders of the FDA.

If (1) - (7) were true:

and you were a drug company, you would seek to obtain approval for as many of the above drugs as possible, as the above drugs would have the lowest R&D costs, the fastest time to market, the lowest marketing costs, the largest addressable market, and no liability.

You would be crazy not to develop as many of the above drugs as possible and do everything possible to convince the government to make them standard of care, and motivate the public to take them.

If you were a citizen, however, you would want the above drugs to receive the highest scrutiny for safety and efficacy, and you would want longitudinal studies to understand the long-term effects and the potential cumulative effects of these drugs, in particular, on children.

Now, if the number of doses of these drugs taken by children increased from 3 to 72 in the last 30 or so years, and over the same period there was a massive unexplained increase in the percentage of kids that suffered from debilitating diseases like autism and other less debilitating, but concerning issues, like allergies and eczema, you would look deeper until you understood what was causing the massive increase in these issues.

Now, of course, I am talking about vaccines. But instead of going deeper to understand what is going on, the media and others attack anyone who dares to raise these concerns.

This is not how we get to the truth.

We need to think about vaccines the same way we think about other drugs, particularly when we are deciding whether or not to inject a one-day-old infant or three-year-old child.

We need to assess what is the benefit to the child in protecting them from a disease versus the potential risk from the side effects from each vaccine.

[حمد @HamadAlMajidi]

ما يذكر لك أن قيمة القسط اللي ياخذه البنك بتكون قوته الشرائية أقل بكثير خلال ٢٥ سنة

ولا المفروض أن راتبك يزيد على مدى السنين و بالتالي نسبة القسط من الراتب ستقل مع الوقت

ولا أنك تورث هالبيت لعيالك و تضمن لهم مستقبلهم

ولا أنه يجب أن تقتصد في البناء و اقترض على قدر المستطاع وقت الحاجة فقط..

بس خذها مني اترك الشراء و خلاص 😂

نصايح ليتهم ناموا ولا عطوها للناس

[MAVERICK @Q1MAVERICK]

اذا تملك عقار في الرياض انت في الغالب مليونير

[Abdullah AL-Khmais @AZK_SA]

في السعودية,

تقرير لمؤسسة"نيو وورلد ويلث" عام 2021 المتخصصة في الدراسات المتعلقة بالثروات, ذكر:

- عدد المليونيرات في السعودية بالدولار: 40.7 ألف مليونير(3.75 مليون ريال و أكثر)

-المالكين لأكثر من 10 مليون: 1960 مليونير
-عدد المليارديرات: 8 أشخاص.

هل أنت من ضمن الـ 40.7 ألف؟