Robert D Clements

Since 1981, Robert D Clements, Jr. & Associates have provided outstanding legal counsel in family, personal injury, probate, criminal law & business litigation.

[Robert D Clements @RDClementsJr]

Absent of exceptional circumstances, including a ‘bad faith’ claim in a lawsuit against an insurance company is counterproductive.

[Robert D Clements @RDClementsJr]

However, after tort reform & with current appellate judiciary in place, successful bad faith verdicts are almost nonexistent. @RDClementsJr

[Robert D Clements @RDClementsJr]

The penalties for a ‘bad faith” judgement against an insurance company can be severe. http://t.co/SM1k4nZ9wo

[Robert D Clements @RDClementsJr]

Texas allows policyholders to sue when an insurance carrier indulges in behavior that “lacks of good faith and fair dealing.” @RDClementsJr

[Robert D Clements @RDClementsJr]

Some people wonder if they can #sue their #insurance company for “bad faith”? Follow us for the answer…http://t.co/ylH3jedvX9

[Robert D Clements @RDClementsJr]

Never go on the road without full coverage auto insurance for the highest limited you can afford. http://t.co/P0fZpJILNT

[Robert D Clements @RDClementsJr]

No an auto policy has many parts & liability only protects the other guy. You want to protect yourself & your family. http://t.co/ylH3jedvX9

[Robert D Clements @RDClementsJr]

Your car is old and paid off - should you carry only liability insurance? @RDClementsJr

[Robert D Clements @RDClementsJr]

For your convenience we have evening and weekend appointments available. Call today to schedule a FREE consultation. @RDClementsJr

[Robert D Clements @RDClementsJr]

In observance of Labor Day our office will be closed on Monday, September 1st. http://t.co/P0fZpJILNT

[Robert D Clements @RDClementsJr]

An insurance buying strategy of full coverage w/a higher deductible guarantees you are covered in case of an accident. @RDClementsJr

[Robert D Clements @RDClementsJr]

The first layers of insurance are the most expensive. The higher limits are rarely used and, therefore, relatively cheap. @RDClementsJr

[Robert D Clements @RDClementsJr]

By raising your deductible to $1,000 or more you will save money on monthly insurance premiums. http://t.co/IiA3ALlldP

[Robert D Clements @RDClementsJr]

You will be surprised how inexpensive higher limits are for an insurance policy. Raising your deductible is a better way of saving money.

[Robert D Clements @RDClementsJr]

Your auto insurance coverage should have at least $50,000 per person limits and if possible $100,000 per person. http://t.co/FNbqL8hn1y

[Robert D Clements @RDClementsJr]

No! You should not get low insurance policy limits to save money. Always buy full coverage. @RDClementsJr

[Robert D Clements @RDClementsJr]

To keep insurance premiums affordable should you get low policy limits or only liability insurance?

[Robert D Clements @RDClementsJr]

If the party that injures you has too little insurance, you can claim your “Underinsured policy” for remainder of your loss. @RDClementsJr

[Robert D Clements @RDClementsJr]

Example of PIP: with a minimum limits policy you may be able to recover $20k from your own carrier, if your injury merits it. @RDClementsJr

[Robert D Clements @RDClementsJr]

If the person who hits you had no insurance, your ‘uninsured/underinsured’ policy will pay for your injury up to the amount of your policy.