RK

[Elon Musk @elonmusk]

Indeed

[Sridhar Vembu @svembu]

"It is incredible how much mass slaughter one can get away with when you have the protective cover of the intellectual class."

This is the most important line about Bengal from another post by @IndiaSpeaksPR. As @jsaideepak documents below, after the 2021 election, BJP voters and even some CPM voters were murdered or raped, and the "intellectual media" looked the other way because they wanted to "save" Bengal from a party they disliked. That was it.

Bengal was a heroic win for the BJP, paid for with blood. I cannot imagine the sacrifices made.

My salute to the brave warriors who fought hard to get here🙏

[Sai Deepak J @jsaideepak]

1. Just got off a call with @UnSubtleDesi. I couldn't be happier for her and both of us couldn't help but discuss the harrowing days of post poll violence in West Bengal in 2021. So I am going to share what happened five years ago just so ppl know what happened. #WestBengal2026.

[Muthukrishnan Dhandapani @dmuthuk]

To have kids or not is a couple's choice. But citing 'only' Rs.36 lakhs income per annum as the reason for not having kids sounds absurd.

You are already in top 1% of India in terms of income. How much more you need to have a kid? From size and locality of the house to more expensive schools, the quest is never ending. Settle for a house and school affordable to your income.

If Rs 36 lakhs income prevents you from having a kid, applying that yardstick almost no one can have kids in India.

Now personal finance posts are becoming more and more unrealistic.

[Andrew Ng @AndrewYNg]

How we prompt AI is very different in 2026 than 2022 when ChatGPT came out.

I'm teaching a new course, AI Prompting for Everyone, to help you become an AI power user — whatever your current skill level.

It covers skills that apply across ChatGPT, Gemini, Claude, and other AI tools. How to use deep research mode for well-researched reports on complex questions. How to give AI the right context, including more documents and images than most people realize you can provide. When to ask AI to think hard for several minutes on important decisions like what car to buy, what to study, or what job to take. And how to use AI to generate images, analyze data, and build simple games and websites.

I also cover intuitions about how these models work under the hood, so you know when to trust an answer and when not to.

Along the way, you'll see flying squirrels, a creativity test, some of my old family photos, and fireworks.

Join me at https://t.co/tcQc4iJAJG

[Sandeep Jethwani @sandeepjethwani]

If the 40 crore retirement number I shared shocked you, this post is for you.

Here is what I said. If you are 40 today, spending 2 lakh rupees a month, with no EMIs to service, and you want to retire at 60, you will need 40 crore rupees.

The comments had a lot of pushback. The number feels impossible. It is not. Let me show you why.

Two assumptions drive this number. Inflation and life expectancy. Both are higher than what regular retirement calculators assume. Both are right.

Start with inflation. Retail CPI in India is 5 to 6%. That is the inflation of atta, dal, and bus fare. It is not the inflation of an affluent household.

Private healthcare in India runs at 12 to 14% every year. Domestic staff wages in metros are growing at 10 to 12%. Premium school fees, international travel, club memberships. All of these inflate between 8 and 10%. Blend them and you get 9%. That is the real inflation rate of an HNI lifestyle.

Now life expectancy. Most Indians plan their retirement assuming they will live to 75 or 80. That is what national averages suggest. But national averages are pulled down by infant mortality and rural data. They have nothing to do with how long a healthy, affluent Indian actually lives. For a couple aged 65 today, there is a 71% probability that one partner reaches 85. A 44% probability that one reaches 90.

Now the math.

2 lakh rupees a month at 9% inflation becomes 11 lakh 20 thousand rupees a month at age 60. That is an annual spend of 1.34 crore.

Plan for 30 years of retirement. Your retirement portfolio which is focused on capital preservation (60% fixed income: 40% equity) earns 9%. Your Inflation is also 9%. Your real return is zero.

So corpus needed equals 30 multiplied by 1.34 crore. That is 40 crore.

Here is the good news. This number is not as far away as it looks. At 12% returns before retirement, 40 crore at age 60 translates to roughly 4 crore today for a 40 year old.

The point of this message is not to scare you. It is to make sure you understand the silent erosion of purchasing power that inflation causes.

[🇮🇳Jitendra pratap singh🇮🇳 @jpsin1]

जरुर देखिये और शेयर करें.. इसे वायरल करने की जरूरत है.. ताकि यह देश भर में या कहीं भी हर हिंदू जोड़े तक पहुंच सके.. उन्हें सरल शब्दों में समझाने के लिए..

एक बच्चा पैदा करके आप तकनीकी रूप से अपने पूरे समुदाय और धर्म के लिए आत्महत्या कर रहे हैं और अंततः हम समाप्त हो जाएंगे..

कम से कम वैज्ञानिक आंकड़ों के अनुसार समुदाय और धर्म को वर्तमान स्थिति में बनाए रखने के लिए न्यूनतम 2 बच्चों की आवश्यकता होती है।
जीवन में एक बच्चा पैदा करने की गलती न करें..
यहाँ तक कि चीन भी इस एक बच्चे की बकवास के कारण अब बहुत कष्ट झेल रहा है...
इनके बारे में जानने के लिए गणित तो जानें , दिमाग ही घूम जाएगा ।
उन्होंने इस वीडियो में इसे शानदार ढंग से समझाया है 📹 👏 ..

[Gauranga Das @GaurangaDas]

If you hate your job, Krishna would not ask you to quit immediately.

(Thread)

[RK @RK84]

@sandipanthedeb @raj_hamara @nirjhar_gupta @sandipanthedeb well explained Sandipan

[Sandipan Deb @sandipanthedeb]

This is how it works @ShefVaidya...

Nassim Nicholas Taleb's Minority Rule, or the concept of the "intolerant minority". That a small, intransigent group can impose its preferences on a flexible majority.
What are the conditions?

Asymmetry: The rule operates on a fundamental asymmetry: an "intolerant" person will only consume X while a "tolerant" person is willing to consume either X or Y.

Low Cost of Compliance: The majority must find it easier or cheaper to simply adopt the minority's preference than to maintain two separate systems.

The Tipping Point: A minority needs only to reach a small threshold—often cited by Taleb as roughly 3% to 4% of the population—to dictate the norm for the whole.

Taleb argues that this rule is how "virtue" and moral norms are often established—not through consensus, but through the stubbornness of a few. He warns that this can be dangerous if the minority is malevolent, stating that an intolerant minority can "destroy democracy" and that society may need to be "more intolerant with some intolerant minorities" to survive.

[RK @RK84]

@peyushbansal please fact check and publish the correct status about your policies for the benefit of customers like us. Else will never buy from your business again

[Peyush Bansal @peyushbansal]

Hi, all. I’ve been seeing an inaccurate policy document going viral about Lenskart.

I want to speak directly that this document does not reflect our present guidelines.

Our policy has no restrictions on any form of religious expression, including bindi and tilak, and we continue to review our guidelines regularly.

Our grooming policy has evolved over the years and outdated versions do not represent who we are today. We apologize for the confusion and concern this situation has caused.

We as a company, continue to learn and build. Any lapses in our language or policies have and will continue to be addressed.

We have thousands of team members across Bharat who wear their faith and culture proudly every day at our stores. They are Lenskart.

Lenskart was built in Bharat, by Indians, for Indians. Every symbol and every tradition our people carry is a part of who we are as a company. I will never let that be compromised.

🙏

[Raj Pugalia @raj_hamara]

@nsitharaman @FinMinIndia many of the middle class and salaried class depend on equity investments for their retirement fund creation and wealth creation. We see a lot of blame on the taxation for stunting the market growth! Be it CG or dividends? Can you consider or clarify?

[Nikhil Jha @NIKHILLJHA]

🚨Super top-up Analyser Series-The reality of Super top-ups

Super top-ups are sold as cheap alternatives to a higher base sum insured

But many come with severe limitations on the treatment of diseases like cancer!

We analysed super top-ups from every company
🏦ICICI Lombard
🏦Star Health
🏦Niva Bupa
🏦Care Health and other insurers
Which one is good?
Which one is horrible?🤔🤔

A thread🧵of threads on various super tops and which one is the best?

[Prem Soni @ValueWithPrem]

I spent 2 hours with a ₹100 crore Marwadi founder last week.

He told me something about money that his own investors don’t know.

Nobody talks about this.

[Vikas Bardia @vikasbardia]

I've so far stayed away from commenting on @BLRAirport's sudden decision to charge all commercial taxi operators ₹285 to enter T1 and pick-up passengers within 10 mins - every additional 5 mins is another ₹150. And even this spot is a 5 min walk from arrivals gate. The free P4/P3 is a 10-15 min walk and there's a free bus shuttle - but it's super inconvenient with luggage or for aged parents, and there's no cover (so good luck during rains).

For 3+ months now, this has become highly inconvenient for all our guests & it's been hurting our business. I myself wouldn't book a @shoffr_in from P3/P4, and last time when I paid for premium parking realised that it's not really that premium. Still, I didn't feel like I should create an issue out of this - after all, every busines including BIAL wants to increase their revenue.

But recently someone close to me reminded me that we have a voice, and we should use it - not just for our benefit, but also for that of thousands of other individual taxi drivers and small fleet owners. And most importantly, for all the travellers who are now either forced to walk or select expensive-and-not-worth-it options that are in front of them.

I'm not saying don't charge us - but going from 0 to ₹285 is a steep increase and gives no time for businesses to adjust and account for this cost. Instead I propose charging ₹100 per entry for 2026, and then increasing it to ₹200 next year. It's a fair trade-off between adding a revenue stream (which was non-existent for years) and not inconveniencing the very passengers who use and bring revenue to your airport. And it gives time for businesses to adapt.

The current situation is unfair to commercial taxi operators, inconvenient for travellers - and so reflective of the monopolistic position of BIAL and airports in general. I kindly request the relevant authorities to use this position in a manner that improves the ecosystem for everyone, rather than disbalance it.

To those reading this - if you've been impacted and agree with my views, please repost this in the hope that it's picked by media and Govt. authorities so that BIAL is forced to rethink it's current approach. They might be a monopoly we can't escape using, but we all have a voice too. Let's make them hear us 🙏🏼

https://t.co/LfMqbeIvRP

[Slim @onu_slim]

At 50, life begins to ask a brutal question: what will remain of you when you are gone?

By this age, the noise of chasing everything starts to fade. You begin to look back at the years behind you and quietly measure what they truly produced. Not just money, not just titles, but impact. The kind that continues even when you are no longer in the room.

Because by the time you reach 60, a deeper truth becomes clear.

Legacy is not about what you owned. It is about what continues because you lived.

The values you passed to your children, the people you helped when they had nothing, the knowledge you shared, the opportunities you created for others. Those are the things that outlive you.

Houses can be sold, cars will rust, bank accounts will eventually be spent. But the lives you influence, the character you model, and the paths you open for others can continue long after you are gone.

That is when many people finally understand that the real question of life was never “How much did you accumulate?”

The real question was always “What did you leave behind that still breathes after you?”

[Sunita Sayammagaru 🇮🇳🇬🇧 @drsunita02]

If your spouse turns out to be an excellent husband or wife, you have hit the jackpot.

You have also earned a million rupees if your kids turn out to be model citizens.

In both the cases, luck plays a small part. It's like the iceberg, only the tip is visible ....the hardwork to become that spouse or parent is the hidden part which forms 80% of the iceberg.

#spouse
#Children

[alpha man @alphaman_111]

Brutal Life Lessons

1. Most of your stress came from people you should have let go earlier.

2. Health disappears quietly, not suddenly — protect it daily.

3. Time moves faster after 60; do not waste a year on the wrong people.

4. Working hard means nothing if you ignore your family.

5. Pride ruins more relationships than mistakes ever did.

6. Stop arguing with stubborn people; you lose even when you win.

7. Money matters more in old age than you imagine.

8. Walk every day; stopping movement ages you instantly.

9. If someone shows you who they are, believe them immediately.

10. Silence saves more energy than explanations.

11. Being alone is better than living around tension.

12. Fix small problems fast; they grow while you look away.

13. You do not get new close friends at 80 — protect the ones you have.

14. Happiness comes from routine, not excitement.

I

[Slim @onu_slim]

At 70 life becomes a collection of memories.

Not possessions, not titles, not the things that once felt so important. What remains are the moments you lived, the people you loved, the risks you took, and the stories that shaped your journey.

At that age, you begin to realize something profound. The years moved much faster than you expected. The children you once carried are now grown adults. Friends you laughed with in your youth may no longer be around. The world itself has changed many times while you quietly moved through its seasons.

What once looked urgent now feels small. The arguments that seemed so serious, the competition that consumed your energy, the endless race to prove something to people who eventually disappeared from your life. None of those things carry the same weight anymore.

Instead, what matters are the simple things. The memories of family gatherings, the laughter shared with old friends, the sacrifices made for the people you love, the quiet moments that once looked ordinary but now feel priceless.

At 70 you understand something many people are still too busy to see.

Life was never about collecting things and it was about collecting moments

[Sunita Sayammagaru 🇮🇳🇬🇧 @drsunita02]

Even 3 in a marriage is a crowd.

Marriage only needs 2 people.

Most of marital relationships in India enter troubled waters because of interference of parents from either side.

If young couples want to work on their marriage, they should not reveal much to anyone in their family or friends circle. It only becomes gossip, and each gives their own advice which can be heavily biased based on their own life circumstances which may be different from the one's the couple is facing.

Also involving family members especially parents for minor problems gives an undue leverage to that parent, and this can backfire.

The best course of action is for the couple to try and sort it out on their own or they can see a marital counsellor.

#maritalproblems