Rachel Springall - Finance Expert

Industry award winning finance expert | @ Moneyfacts | Rachel On Money | As seen in the press, online, TV and radio | Revealing money facts, not fiction 💬

[Rachel Springall - Finance Expert @RachelOnMoney]

Rent warning! Landlords face higher costs that could be passed onto tenants… #rent #buytolet #financeexpert #moneytips

[Rachel Springall - Finance Expert @RachelOnMoney]

Credit card spend hits £23.8bn🚨UK Finance statistics.

Almost half (48%) of cards are incurring interest…

👀 A stark reminder cards are a useful fall back - but debt should be paid off quick, or moved to an 0pc BT card
#financeexpert #creditcards #debt #moneytips

[Mortgage and Property Investment Magazine @IFAMMortgage]

Increases to the Bank of England Base Rate (BBR) could add hundreds of pounds to repayments. Rachel Springall, Finance Expert at https://t.co/cF7KmvKSE1 (@Moneyfactscomp), has provided further insight.

#MortgageMarket #BoE

https://t.co/Y3qJivklZH

[Rachel Springall - Finance Expert @RachelOnMoney]

🏦 Indecisiveness could be the biggest enemy for borrowers this year: A 0.25% BBR rise adds £450 a year to repayments; 0.50% adds around £900. Link to release on the moneyfacts group website.

#financeexpert #mortgages #moneytips #mortgagenews #baserate

[Moneyfacts Press @MoneyfactsPress]

Moneyfacts News - Indecisiveness proves to be the enemy for borrowers... Check out the latest mortgage analysis from our finance expert, Rachel Springall (@RachelOnMoney), here: https://t.co/XHow1MAs2T
#baserate #mortgages #interestrates

[Rachel Springall - Finance Expert @RachelOnMoney]

🎙️ Delighted to be invited on the AJ Bell Money Matters podcast! 🙌

💡 I break down how UK interest rates are influenced (BOE, swaps etc) and explain government borrowing costs – What does this all means for consumers?? (I come in around 22mins in):

https://t.co/81t1HWRZoC

[Moneyfactscompare @Moneyfactscomp]

After a tumultuous few months, the mortgage market is showing signs of recovery, with the overall product count returning above 7,000 for the first time since March 🏠

Learn more 👉 https://t.co/AyChxSsNWl

[Moneyfacts Press @MoneyfactsPress]

Moneyfacts News - Mortgage product choice on the road to recovery...

Check out the latest analysis on the mortgage market from our finance expert, Rachel Springall (@RachelOnMoney), here: https://t.co/u6l379NO9a

#mortgages #mortgage #interestrates

[Moneyfactscompare @Moneyfactscomp]

Savers deposited £12 billion into ISAs in April 2026, according to the @bankofengland 💰

Those yet to take advantage of this year's ISA allowance may wish to do so as the cash ISA limit cut looms ✂️

Discover some of this week's best ISA rates 👉https://t.co/PIYw0Hhh0y

[Rachel Springall - Finance Expert @RachelOnMoney]

Those looking to get a mortgage of £250,000 are looking at repayments of £1,562 per month, based on a typical two-year fixed mortgage of 5.68%, with a term of 25 years. This is a £1,000 difference over the course of 12 months, compared to a rate of 5.12% back in June 2025.

[Rachel Springall - Finance Expert @RachelOnMoney]

Nationwide reveals a rise in house prices of almost £5,000 y-on-y (1.7%), but a dip m-on-m of almost £900 (-0.6%).

Affordability remains a key issue for buyers. Higher mortgage rates, inflationary pressures and a lack of affordable housing create a challenging environment..

[Rachel Springall - Finance Expert @RachelOnMoney]

Relaxing loan-to-income rules to allow buyers to secure their dream home, such as with Nationwide’s Helping Hand mortgage, supports first-time buyers who remain the lifeblood of the market.

[Rachel Springall - Finance Expert @RachelOnMoney]

Rate Watch is out! More than a dozen lenders cut fixed mortgage rates despite slow start to the week…

Link below👇

Please do like, share and sign up. 👍 #mortgages #interestrates #ukmortgages #mortgage #mortgagerates

https://t.co/23g7BCUSMP

[Rachel Springall - Finance Expert @RachelOnMoney]

Always worth taking time out to check your old savings accounts! 💷

A pleasure to support Lori with my thoughts for her piece in the @Independent 👏

#savings #personalfinance #inflation #moneyfacts #financeexpert #savingsexpert

https://t.co/eOry5kKmSh

[Moneyfactscompare @Moneyfactscomp]

The latest issue of our Weekend Moneyfactscompare newsletter goes out tomorrow!☀️

Featuring:
◽NS&I boosts Premium Bond chances💰
◽Leading ISA rates💸
◽Fixed remortgage rates🏡

Subscribe for free👉 https://t.co/Z0p8xHvIZL

[Moneyfactscompare @Moneyfactscomp]

NS&I will give Premium Bond holders more opportunities to win from the July prize draw, as it is raising the prize fund rate and cutting the odds of winning for the first time in over two and a half years. 💰

Find out more: https://t.co/VCsVaTOcYG