Rae Hartley Beck

Finance nerd, extreme cheapskate. Lover of dogs, books, and sarcasm. Freelance finance writer and editor. Too verbose for Twitter.

[Rae Hartley Beck @RaeHartleyBeck]

Go like this tweet!

[EveryLibrary @EveryLibrary]

@MrBeast We'll play!

If you love libraries and reading and want to see more literate and educated Americans, hit that like button!

Plus, every $1 we raise helps secure over $1,600 in funding for libraries!

https://t.co/22TAUkCScO

[Rae Hartley Beck @RaeHartleyBeck]

Don't miss out on the best sale of the day!

[Forbes Advisor @ForbesAdvisor]

In a certain sense, stocks are at least 68% off today. https://t.co/OFRMIfNoai

[Rae Hartley Beck @RaeHartleyBeck]

Not only do I have a client that didn't pay me last year, they just sent me a 1099 (in MARCH) showing they paid me the full amount they owe me. How the heck do I fix this when they won't return my emails? #help #WritingCommmunity #TaxTwitter

[Rae Hartley Beck @RaeHartleyBeck]

@ambernoelle Pump them full of protein and fat before their morning meds. Eggs with bacon, etc. It won't make them hungry later, but it'll give them the energy they need for the day.

[Rae Hartley Beck @RaeHartleyBeck]

@banikaur1997 *our branding resonates with target markets including millennials"

[Rae Hartley Beck @RaeHartleyBeck]

@JessicaGoedtel But how will you ever buy a house?!? 😱

[Rae Hartley Beck @RaeHartleyBeck]

@realfrugalmogul Five times too much, unless there's a cultural tradition with family pressure and the family is paying for it.

[Rae Hartley Beck @RaeHartleyBeck]

@stefanpalios @MichLovesMoney That you have to sink a lot of time and money into websites, branding, and social media to be successful.

[Rae Hartley Beck @RaeHartleyBeck]

@lottyburns I worked for Social Security for years and had to explain pensions to people every week. Now I have 200+ bylines in Investopedia, Money, Bankrate, etc. My roster's pretty full but I could make room for the right client.

[Rae Hartley Beck @RaeHartleyBeck]

@TreadLightly_RE @OneSickVet I'm so sorry you're gonna make $600. I'm almost as much of a life ruiner as when you made me rage quit!

[Rae Hartley Beck @RaeHartleyBeck]

@veefrugalfox $18k that isn't earmarked for payments in the next 12 months. But we only use ~40% of our income.

If SHTF we:
1) have a car and RV we could sell
2) $30k+ unreimbursed from HSA
3) can downsize house to $0 mort & $400k cash
3) $180k+ in Roth conts
4) $300k+ in ret. to cash out

[Rae Hartley Beck @RaeHartleyBeck]

Freddie Mac got rid of my favorite mortgage rate table and replaced it with a more visually pleasing but less functionally useful line chart. 😭 Sincerely hope this is the worst thing to happen to me in 2023 🤞

[Rae Hartley Beck @RaeHartleyBeck]

@cmclymer When you want to polar plunge but you can't make yourself fully commit 😅 don't have to be pushed in if the ice does it for you!

[Rae Hartley Beck @RaeHartleyBeck]

@Humanheadhunter I hate it when they try to sound like they want me to write for their outlet when in reality they want me to write about their outlet in my work for my actual clients. . . Not cool

[Rae Hartley Beck @RaeHartleyBeck]

@nursekelsey If you don't tell your loved ones your desired disposition and don't have money set aside to pay for it, you are unintentionally being cruel as your final act on this earth.

[Rae Hartley Beck @RaeHartleyBeck]

@MoneyJrod

[Rae Hartley Beck @RaeHartleyBeck]

@MoneyJrod Or because you "need" it to drive in snow. Somehow my $9k Leaf can make it to lots only $30k+ crossovers/SUVs/trucks can get to. 🙄

[Rae Hartley Beck @RaeHartleyBeck]

@kaitarford But what if we're a freelancer who writes about taxes and is cheap AF? 😅

[Women’s Personal Finance @WomensPF]

Dreaming of first-class flights & five ⭐ hotel rooms you don't have to save for? Learn how to optimize your current spending in our live course w/ @RaeHartleyBeck, back from a trip worth $18,108 she covered with points. 50% of proceeds go to @Fistula_Fdtn https://t.co/geFGksQK0X

[Rae Hartley Beck @RaeHartleyBeck]

@MMarquit Any tips on how to deal with a client who still hasn't paid me since June and will probably send me a 1099 for the money they didn't pay me?