RACK$

#GTB | #RaiseYaRacks | AlumKnight🖤💛|🇯🇲🇧🇿

[Hend Amry @LibyaLiberty]

Jewish troops will be looking for Muslims hidden in the attics of Christians. Let that sink in.

[Mindy Fischer Writer @mindys4biden]

Fun fact....Marco Rubio was born in Miami in 1971. His parents were not US citizens. They became citizens in 1975. Rubio is a product of birthright citizenship. He's also a fucking hypocrite who's willing to debase himself up the ass of Trump.

[AshleyStevens @The_Acumen]

Homosexuality isn’t even a sin, or part of the 10 Commandments, but you know what is? Murder (bombing and killing civilians), stealing (wars to steal resources from sovereign nations) false witness (using God and Christianity to justify heinous and evil actions).

[Negi💸 @NM5WRLD]

god forbid i smoke weed in public while the elites eat children.

[Jeremiah Johnson 🌐 @JeremiahDJohns]

"We can't take care of sick people or kids because we'd rather use the money on war" is a hell of a midterms pitch

[Praise @tufpraise]

NO the FUCK we are NOT!!!!!!!

[Ethan Brooks @alt_w_v_g]

Since the HOA post went viral I've had a lot of people ask me what I actually think about HOAs

So I did what I do

I ran the numbers

There are 373,000 HOAs in the United States

77 million Americans live in one

That's 1 in 4 people

Collectively they pay $106 billion a year in assessments

$106 billion

That's more than the GDP of over 100 countries

For an organization run by your neighbor who hasn't mowed his lawn

The average HOA fee is $243 a month

That's $2,916 a year

For a household earning the median income of $80,000 that's 3.6% of gross income

Going to an organization with no earnings report, no audited financials, and no fiduciary duty in most states

If this were a company it would never survive diligence

Here's why

The board of directors is unpaid

They're volunteers

97.6 million hours of volunteer labor annually

Valued at $2.9 billion

So the people making the rules, setting the budgets, and enforcing fines on your trash can are doing it for free

In private equity we would never invest in a company where the entire leadership team works for nothing

Because when people aren't paid they aren't accountable

And when they aren't accountable they fine you $50 for 11 minutes of trash can visibility while their Christmas lights have been up for 97 days

70% of HOAs are underfunded on reserves by 70% or more

That means the money you pay every month isn't being saved for future repairs

It's being spent

On what

60-70% of HOAs hire third-party management companies

These companies collect your dues, manage your vendors, and enforce your rules

For a fee

Off the top

Before a single dollar goes to the landscaper or the reserve fund

So your $243 a month goes to a management company that hires a vendor that hires a landscaper that mows the common area you could mow yourself

That's not a value chain

That's a fee chain

And landscaping alone can eat up to 50% of the operating budget

For grass

71% of HOAs plan to raise fees this year

71% of those plan to raise them up to 10%

So the cost goes up every year

The reserves stay underfunded

The board stays unpaid

The bylaws stay unread

And you get a letter in an envelope with a stamp in 2026 because your trash can was visible for 11 minutes

If someone brought me this deal I'd pass in the first meeting

No audited financials

No professional management required by law in most states

No fiduciary standard

Unpaid leadership

70% underfunded reserves

Rising costs with no margin improvement

And a customer base that can't leave without selling their house

That last part is the only reason it works

You can't cancel your HOA membership

You can cancel a gym membership

You can cancel a home warranty

You can cancel a streaming service

But you cannot cancel the organization that fines you for your trash can

The only exit is selling your home

In PE we call that a captive customer base

It's the only business model where the product gets worse, the price goes up, and the customer can't leave

And the board enforcing the rules hasn't read them

I have

All 47 pages

Make common sense common again

Plz fix. Thx.

Sent from my iPhone

[selina meyer’s wife @selinameyersgf]

not to sound too woke but this has no business getting a limited series before any justice AT ALL is served. nearly all of the people involved in the files are free & out and about. ts isn’t entertainment it’s horrifying. this is fucking weird.

[Triiad ୭୭ @triiadxx]

Her story can't be lost to history because her story is so necessary.

[evan loves worf @esjesjesj]

Cannot stress this enough—he was a fucking podcaster

[Wild Media @FightStorage]

BREAKING: A Mississippi mother who spent 7 months searching for her missing son, later discovered that an off-duty officer ran him over less than an hour after he left the house.

Authorities then allegedly buried him without notifying his family.

[ayyyesha @ayesha4t]

this kid was someone’s whole world

when you think of each kid that was killed by america and israel, you have to imagine how many worlds they killed and the generations of trauma they created

if it happened to americans or israelis, they wouldn’t shut up about it for 100 years

[Siddharth @DearthOfSid]

“the fourth school in 6 days”

Read that again.

[Praise @tufpraise]

They actually held “right to rape” protest and it's all on film

[Jenni @hashjenni]

America once impeached a President because he had an affair but it seems impossible to remove a CORRUPT DEMENTED PEDOPHILE MURDERER who’s also a traitor that breaks domestic and international laws every single day

[Michelle @Michell33650674]

I'VE BEEN SCREAMING THIS SINCE 11/06/24! EVERYONE NEEDS TO KEEP SHARING EVIDENCE THAT MUSK RIGGED THE 2024 ELECTION FOR TRUMP! PLEASE HELP US GET THIS INFORMATION OUT TO THE ENTIRE WORLD! ILLEGITIMATE PRESIDENCY!

[𝓔𝓶 ♡ @emkenobi]

We are killing newborn babies in INCUBATORS. Do not let them fool you and say we are targeting criminals and terrorists. We are slaughtering babies who haven’t even gotten a chance to leave the hospital yet. Fuck Congress for allowing this man to remain in power. There is no defending this. This is MURDER and we are funding it.

[Covie @covie_93]

The people who didn't know that Puerto Rico is a part of the US are suddenly experts on the Middle East.