Raksha Jain

MBA Graduate | Finance & AI | Curiosity-driven mind fascinated by the impact of AI on life, markets and business.

[Raksha Jain @Raksha00011]

13/30 days of posting on X.

Fund ka 3-year return achha hai.

Bas?

Not enough.

Rolling returns dekho —
different time periods mein fund ne consistently kaisa perform kiya?

One good period ≠ consistent performance.

[Raksha Jain @Raksha00011]

13/30 days of posting on X.

Fund ka 3-year return achha hai.

Bas? 🤔

Not enough.

Rolling returns dekho —
different time periods mein fund ne consistently kaisa perform kiya?

One good period ≠ consistent performance.”

[Raksha Jain @Raksha00011]

12/30 days of posting on X.

“CAGR kya batata hai?

Agar investment 5 saal mein grow hua,
toh average annual growth rate kitni rahi.

Simple way to understand long-term growth.

But remember:

CAGR tells the journey’s average, not the journey itself.”

[Raksha Jain @Raksha00011]

11/30 days of posting on X.

“₹1 lakh aaj aur ₹1 lakh 10 saal baad…

Same amount.
Same value? ❌

Inflation ke wajah se nahi.

Isliye investing ka goal sirf paisa bachana nahi,
paisa ki purchasing power ko bhi grow karna hai.”

[Reads with Ravi @readswithravi]

The person you will be in 5 years depends largely on:

1. The books you read
2. The food you eat
3. The habits you cultivate
4. The people you surround yourself with
5. The conversations you engage in
6. The mindset you adopt
7. The risks you take and lessons you learn

[Raksha Jain @Raksha00011]

10/30 days of posting on X.

“Market kab upar jayega?

Kab girne wala hai?

Exact answer kisi ke paas nahi. 😅

Isliye investing ka focus
perfect entry se zyada
consistent investing + right time horizon par hona chahiye.

Predict less. Plan more.”

[Raksha Jain @Raksha00011]

9/30 days of posting on X.

High return chahiye?
High risk samajhna bhi padega.

Investment mein ek simple rule:

Return ko dekho,
but us return ke liye kitna risk liya gaya — ye bhi dekho.

Number alone doesn't tell the full story.

[Raksha Jain @Raksha00011]

8/30 days of posting on X.

“Last year ka best-performing fund hai.

Toh kya is saal bhi best rahega? 👀

Not necessarily.

Past performance ≠ future guarantee.

Fund choose karte waqt sirf returns nahi,
consistency + portfolio + risk + strategy bhi dekho.”

[Raksha Jain @Raksha00011]

7/30 days of posting on X.

“Mutual fund ka NAV ₹10 hai
aur doosre fund ka ₹100.

Kya ₹10 wala cheaper hai? 🤔

No.

NAV sirf per-unit value batata hai.
Fund sasta ya mehenga hai,
ye NAV se decide nahi hota.

Simple mistake. Common mistake.”

[Raksha Jain @Raksha00011]

6/30 days of posting on X.

Market 10% gir gaya.

Sabse pehla thought:
‘Kuch galat ho gaya!’

But correction market ka normal part hai.

Har fall crash nahi hota.
Har rise rally nahi hoti.

Context matters.”

[Raksha Jain @Raksha00011]

5/30 days of posting on X.

Compounding kya hai?

Aapke paise par return milta hai.

Phir us return par bhi return milta hai.

Pehle slow lagta hai…
phir ek point ke baad growth accelerate hoti hai.

Time is the real fuel. ⏳

[Raksha Jain @Raksha00011]

4/30 days of posting on X.

SIP ka magic kya hai?

Market timing nahi,
time in the market.

Har month thoda invest karo →
discipline banta hai →
compounding ko time milta hai.

Simple. But powerful.”

[Raksha Jain @Raksha00011]

3/30 days of posting on X.

“Market upar kyun jaata hai? 📈

Because expectations change.

Better earnings → confidence badhta hai
Confidence badhta hai → buying badhti hai
Buying badhti hai → prices upar jaate hain.

Market sirf numbers nahi, expectations ka game bhi hai.”

[Raksha Jain @Raksha00011]

@aaraynsh 💯

[Aaraynsh @aaraynsh]

Saying things upfront makes life much easier. If you need something, if you’re angry with someone, or if you’re feeling guilty, say it. Stop dropping hints or expecting people to understand. Speak clearly, get clarity, and move on. As adults, we all have a lot going on in life.

[Raksha Jain @Raksha00011]

@krupakotecha_ Amazing !

[Raksha Jain @Raksha00011]

@readswithravi True 💯

[Raksha Jain @Raksha00011]

2/30 days of posting on X.

“Market girta kyun hai?
Because fear spreads faster than logic.
Jab log darte hain → bechte hain
Jab bechte hain → market girta hai
Simple.”

[Moneycontrol @moneycontrolcom]

#MarketsWithMC | Markets could hit all-time high near Diwali after 18-month correction: Dhiraj Relli, HDFC Securities

Read More:
https://t.co/JiCM6TI7eo

[Raksha Jain @Raksha00011]

1/30 days of posting on x.

“Mutual fund kya hota hai?
Simple: Aapka paisa + mera paisa + sabka paisa
= ek expert manage karta hai
Isliye isse ‘team investment’ bol sakte ho.
Akele invest karne se better? Kabhi kabhi, haan.”